FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`201911120325
`
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`Index
`
`# : 124153-2019
`
`SUPREME
`COUNTY
`Wells
`Fargo
`
`OF THE STATE
`COURT
`OF ONTARIO
`
`Bank,
`
`N.A.,
`
`OF NEW YORK
`
`Plaintiff(s),
`
`v.
`
`Carole
`Elizabeth
`New York;
`Finance;
`
`CTA to the Estate
`as Adminitratrix
`Clark,
`J. Davenport
`Elizabeth
`a/k/a
`Davenport;
`New York
`State Department
`of Taxation
`Wade
`Birnbaum,
`
`of
`State
`and
`
`of
`
`INDEX
`
`NO.
`
`124153-2019
`
`ATTORNEY
`AFFIRMATION
`IN
`OF PLAINTIFF'S
`SUPPORT
`TO CONFIRM
`MOTION
`AND
`REPORT
`REFEREE
`FOR A JUDGMENT
`OF
`FORECLOSURE
`AND SALE
`
`PROPERTY:
`
`MORTGAGED
`4994 North
`Road
`NY 14424
`Canandaigua,
`COUNTY:
`Ontario
`71.09
`SBL
`#: Section
`Lot
`6.00
`
`Block
`
`2
`
`Defendant(s).
`
`Patrick
`
`Gregorits
`
`pursuant
`
`to CPLR 2106
`
`and under
`
`penalties
`
`of perjury,
`
`hereby
`
`affirms
`
`as follows:
`
`1.
`
`I am an attorney
`
`at
`
`law and an associate
`
`of Shapiro,
`
`DiCaro
`
`& Barak,
`
`LLC,
`
`the
`
`attorneys
`
`of
`
`record
`
`for Plaintiff
`
`Wells
`
`Fargo
`
`Bank,
`
`N.A.
`
`I am fully
`
`familiar
`
`with
`
`the facts,
`
`court
`
`upon
`
`papers,
`
`and pronaahgs
`
`of
`
`this
`
`action
`
`based
`
`a review
`
`of
`
`the file maintained
`
`by my office.
`
`2.
`
`This
`
`is a foreclosure
`
`action.
`
`The Plaintiff
`
`is moving
`
`the court
`
`to confirm
`
`the
`
`Referee's
`
`Report
`
`made
`
`in accordance
`
`with RPAPL
`
`§1321
`
`and for
`
`a Judgment
`
`of Foreclosure
`
`and
`
`Sale pursuant
`
`to RPAPL
`
`§1351
`
`that
`
`directs
`
`the distribution
`
`of
`
`the proceeds
`
`of sale
`
`in accordance
`
`with RPAPL
`
`§1354.
`
`3.
`
`True
`
`and accurate
`
`copies
`
`of
`
`the following
`
`do-t=
`
`are attached
`
`hereto:
`
`of Merit
`
`Doeument
`Certificate
`Note
`Mortgage
`
`19-080859
`
`Tab
`Exhibit
`Exhibit
`Exhibit
`
`A
`B
`C
`
`Affirmation
`
`Page 1 of 7
`
`1 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`Notice
`Search
`
`results
`
`pursuant
`Due
`
`to CPLR 3215(g)(3)(iii)
`
`Assignments
`Notice
`of Default
`RPAPL
`§l304
`90-Day
`of Defense
`Department
`and Complaint
`Summons
`of Pendency
`Notice
`of Service
`Affidavits
`of Service
`by Mail
`Affidavit
`and Amount
`of Merit
`Affidavit
`of Regularity
`Affirmation
`Order
`of Reference
`of Order
`of Entry
`Notice
`Referee's
`Oath
`and Report
`Fee Affirmation
`of death
`certificate
`of Appearance,
`
`D
`Exhibit
`E
`Exhibit
`Exhibit
`F
`G
`Exhibit
`H
`Exhibit
`Exhibit
`I
`Exhibit
`J
`K
`Exhibit
`Exhibit
`L
`Exhibit M
`N
`Exhibit
`O
`Exhibit
`P
`Exhibit
`Exhibit
`Q
`R
`Exhibit
`Exhibit
`S
`
`Attorney
`Copy
`Notices
`
`of Reference
`of Amount
`
`Due
`
`and Letters
`Answer
`or Notices
`
`of Return
`
`2 - filed
`No.
`Legalback
`and Disbursements
`Costs
`
`contemporaneously
`with
`of Plaintiff
`
`with
`
`this
`
`Supporting
`
`application
`Invoices
`
`Legalback
`Proposed
`
`3 - filed
`No.
`contemporaneously
`of Foreclosure
`and Sale
`Judgment
`
`with
`
`this
`
`application
`
`PROCEDURAL
`
`HISTORY
`
`4.
`
`This
`
`residential
`
`mortgage
`
`foreclosure
`
`action
`
`was
`
`commcaced
`
`by filing
`
`the
`
`summons
`
`and complaint
`
`in the Ontario
`
`County
`
`Clerk's
`
`Office
`
`on May
`
`3, 2019,
`
`the County
`
`where
`
`the mortgaged
`
`property
`
`is located.
`
`The
`
`action
`
`was
`
`brought
`
`to foreclose
`
`a residential
`
`mortgage
`
`executed
`
`by Elizabeth
`
`J. Davenport,
`
`now deceased,
`
`as Mortgagor(s)
`
`to Wells
`
`Fargo
`
`Bank,
`
`N.A.,
`
`to secure
`
`dated October
`
`as Mortgagee,
`
`the sum of $100,000.00,
`
`31, 2014
`
`and recorded
`
`in the
`
`Ontario
`
`County
`
`Clerk's
`
`Office
`
`on Novcmbcr
`
`5, 2014
`
`at Liber
`
`2581
`
`of Mortgages,
`
`page
`
`407.
`
`5.
`
`On May
`
`3, 2019,
`
`Plaintiff
`
`filed
`
`a notice
`
`of pendency
`
`in accordance
`
`with RPAPL
`
`§1331
`
`and CPLR Article
`
`65, a copy
`
`of which
`
`is attached
`
`hereto
`
`as Exhibit
`
`"I".
`
`On July
`
`9, 2019,
`
`Plaintiff
`
`re-filed
`
`the notice
`
`of pendsey
`
`in accordance
`
`with RPAPL
`
`§1331
`
`and CPLR Article
`
`65.
`
`6.
`
`The
`
`summons,
`
`complaint,
`
`and notice
`
`of pendency
`
`are in the form prescribed
`
`by
`
`statute
`
`and contain
`
`all of
`
`the particulars
`
`required
`
`by
`
`law.
`
`The
`
`sum-mens
`
`complies
`
`with
`
`the
`
`19-080859
`
`Affirmation
`
`Page 2 of 7
`
`2 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`requirements
`
`of RPAPL
`
`§1320,
`
`contains
`
`the required
`
`notice
`
`in bol½ce
`
`type
`
`and is in the format
`
`required
`
`by
`
`statute.
`
`7.
`
`On May
`
`3, 2019,
`
`Plaintiff
`
`was Holder
`
`of
`
`the
`
`subject
`
`note.
`
`See Affidavit
`
`of Astra
`
`Love-Easter,
`
`attached
`
`hereto
`
`as Exhibit
`
`"L".
`
`8.
`
`The Certificate
`
`of Merit
`
`pursuant
`
`to CPLR 3012-b
`
`was
`
`filed
`
`with
`
`supporting
`
`documents
`
`and is attached
`
`hereto
`
`as Exhibit
`
`"A".
`
`9.
`
`According
`
`to the affidavit
`
`of service
`
`filed
`
`in the Ontario
`
`County
`
`Clerk's
`
`Office,
`
`the summons
`
`was
`
`served
`
`with
`
`the complairl
`
`Defendant(s)
`
`were
`
`served
`
`with
`
`the notice
`
`required
`
`by RPAPL
`
`§1303
`
`printed
`
`on colored
`
`paper
`
`together
`
`with
`
`the sum-mons
`
`and complaint
`
`printed
`
`on
`
`white
`
`paper.
`
`The RPAPL
`
`§1303
`
`notice
`
`complies
`
`with
`
`the requiramats
`
`of
`
`that
`
`statute,
`
`with
`
`the
`
`title
`
`in bold,
`
`20-point
`
`type
`
`and the text
`
`in bold,
`
`14-point
`
`type.
`
`The RPAPL
`
`§1303
`
`notice
`
`was
`
`delivered
`
`to the mortgagors
`
`on its own
`
`separate
`
`together
`
`with
`
`the summes
`
`page,
`
`and complaint.
`
`Defenda.nt(s)
`
`were
`
`timely
`
`served
`
`with
`
`the 90-Day
`
`Pre-Foreclosure
`
`notice
`
`required
`
`by RPAPL
`
`§1304.
`
`Plaintiff
`
`filed
`
`the name,
`
`address
`
`and other
`
`pertinent
`
`information
`
`of
`
`the Defendant(s),
`
`the
`
`amount
`
`claimed
`
`to be due,
`
`and the type
`
`of
`
`loan
`
`at
`
`issue with
`
`the superin+andent
`
`of banks
`
`within
`
`three
`
`business
`
`days
`
`of
`
`the mailing
`
`of
`
`the 90-day
`
`Pre-Foreclosure
`
`notice
`
`as required
`
`by RPAPL
`
`§1306.
`
`Copies
`
`of
`
`these
`
`notices
`
`hereto
`
`as Exhibit
`
`"F"
`
`and
`
`and affidavits
`
`of service
`
`are arached
`
`Exhibit
`
`"J".
`
`10.
`
`Plaintiff
`
`served
`
`defendants
`
`with
`
`copies
`
`of
`
`the sum-mos
`
`in compliance
`
`with CPLR
`
`3215(g)(3).
`
`The
`
`affidavit
`
`of service
`
`by mail
`
`pursuant
`
`to CPLR §3215(g)(3)
`
`is attahed
`
`hereto
`
`as
`
`Exhibit
`
`"K".
`
`Plaintiff
`
`served
`
`defendañts
`
`with
`
`an additional
`
`copy
`
`of
`
`the summoñs
`
`in compliance
`
`with CPLR 3215(g)(3)(iii).
`
`Copies
`
`of
`
`the affidavits
`
`of service
`
`and mailing
`
`are âttached
`
`hereto
`
`as
`
`Exhibit
`
`"K"
`
`and Exhibit
`
`"J".
`
`19-080859
`
`Affirmation
`
`Page 3 of 7
`
`3 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`11.
`
`No defendant
`
`is an infant.
`
`No
`
`defedant
`
`is in the armed
`
`services
`
`of
`
`the United
`
`States
`
`of America.
`
`Upon
`
`information
`
`and belief,
`
`no defedant
`
`is incompstcat.
`
`12.
`
`Per
`
`this Court's
`
`Order
`
`of Reference,
`
`defendant(s),
`
`State
`
`of New York
`
`and New
`
`York
`
`State Department
`
`of Taxation
`
`and Finance
`
`and Wade
`
`Birnbaum
`
`were
`
`deemed
`
`to be in
`
`default.
`
`13.
`
`The
`
`defendant(symortgagor(s)
`
`is/are
`
`not
`
`resident(s)
`
`of
`
`the property
`
`subject
`
`to
`
`foreclosure.
`
`See affidavit
`
`of Dylan
`
`J. Frankel,
`
`attached
`
`hereto
`
`as Exhibit
`
`"J".
`
`14.
`
`On July
`
`31, 2019,
`
`the Plaintiff
`
`moved
`
`for
`
`an Order
`
`of Reference.
`
`Plaintiff's
`
`motion
`
`was
`
`granted
`
`by the Court
`
`by Order
`
`dated
`
`September
`
`11, 2019.
`
`A copy
`
`of
`
`the Order
`
`of
`
`Reference
`
`is attached
`
`hereto
`
`as Exhibit
`
`"N".
`
`15.
`
`Plaintiff
`
`mailed
`
`Notice
`
`of Entry
`
`of
`
`the Order
`
`of Reference
`
`to the defendarf.(s)
`
`or
`
`their
`
`on October
`
`and filed
`
`with
`
`the Ontario
`
`Clerk
`
`attorney(s)
`
`1, 2019
`
`the Notice
`
`of Entry
`
`County
`
`on October
`
`1, 2019.
`
`A copy
`
`of
`
`the Notice
`
`of Entry
`
`is sttsched
`
`hereto
`
`as Exhibit
`
`"O".
`
`16.
`
`This
`
`court
`
`appointed
`
`Donna
`
`M. Cathy,
`
`Esq
`
`as Referee,
`
`to compute
`
`the amount
`
`due the Plaintiff
`
`and to examine
`
`and report
`
`whether
`
`the mortgaged
`
`property
`
`can be sold
`
`in
`
`parcels.
`
`17.
`
`On October
`
`22, 2019
`
`and October
`
`23, 2019,
`
`the Referee
`
`executed
`
`an Oath
`
`and
`
`Report
`
`of Amount
`
`Due which
`
`cesp-"ed
`
`the amount
`
`due the Plaintiff
`
`to be $92,103.51
`
`as of July
`
`19, 2019,
`
`and determined
`
`that
`
`the property
`
`should
`
`be sold
`
`as one parcel.
`
`The Referee's
`
`Oath
`
`and
`
`Report
`
`are attached
`
`hereto
`
`as Exhibit
`
`"P".
`
`Plaintiff
`
`is entitled
`
`to interest
`
`at
`
`the note
`
`rate until
`
`the Judgment
`
`of Foreclosure
`
`and Sale
`
`is entered
`
`and at
`
`the statutory
`
`default
`
`rate thereafter.
`
`18.
`
`No previous
`
`motion
`
`for
`
`a Judgment
`
`of Foreclosure
`
`and Sale
`
`has been made.
`
`PLAINTIFF
`
`IS ENTITLED
`
`TO A JUDGMENT
`
`OF FORECLOSURE
`
`AND SALE
`
`19-080859
`
`Affirmation
`
`Page 4 of 7
`
`4 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`19.
`
`In conjuncticñ
`
`with
`
`the motion
`
`for an Order
`
`of Reference
`
`previously
`
`granted
`
`by
`
`this Court,
`
`Plaintiff
`
`estabhad
`
`all
`
`the required
`
`elements
`
`for a foreclosure.
`
`Plaintiff
`
`now requests
`
`that
`
`the property
`
`be sold
`
`pursuâñt
`
`to RPAPL
`
`§1351
`
`and that
`
`the sale pracceds
`
`be distributed
`
`in
`
`accordance
`
`with RPAPL
`
`§1354.
`
`20.
`
`RPAPL
`
`§1354(2)
`
`requires
`
`the Referee
`
`conducting
`
`the sale to pay
`
`out
`
`of
`
`the
`
`proceeds
`
`all
`
`taxes,
`
`assessments,
`
`and water
`
`rates
`
`that
`
`are liens
`
`upon
`
`the property
`
`and to redeem
`
`the property
`
`from any
`
`sales
`
`for unpaid
`
`taxes,
`
`assessments,
`
`or water
`
`rates
`
`that
`
`have
`
`not become
`
`absolute.
`
`At
`
`the time
`
`of sale,
`
`trañsfêr
`
`tax
`
`is not a lien
`
`upon
`
`the property
`
`nor
`
`is it an expense
`
`of
`
`sale,
`
`as that
`
`term is used
`
`in RPAPL
`
`§1354(1).
`
`Rather,
`
`transfer
`
`tax
`
`is an expense
`
`of
`
`recording
`
`the
`
`deed.
`
`All
`
`expenses
`
`of
`
`recording
`
`the Referee's
`
`Deed,
`
`including
`
`real
`
`property
`
`transfer
`
`tax
`
`should
`
`be paid
`
`by the purchaser
`
`at
`
`the closing
`
`and not by the Referee
`
`from sale proceeds.
`
`21.
`
`Plaintiff
`
`is entitled
`
`to a Judgment
`
`that
`
`includes
`
`reimbursement
`
`for Plaintiff's
`
`attomey
`
`fees
`
`for
`
`this
`
`action
`
`in accordance
`
`with
`
`the terms
`
`of
`
`the note
`
`and mortgage.
`
`A detailed
`
`affirmation
`
`regarding
`
`attorney
`
`fees
`
`is attached
`
`hereto
`
`as Exhibit
`
`"Q".
`
`22.
`
`Plaintiff
`
`is also
`
`entitled
`
`to a Judgment
`
`that
`
`includes
`
`reimbursoment
`
`for Plaintiff
`
`s
`
`costs,
`
`alle-=ñces,
`
`and disbursements
`
`in this matter
`
`in accordance
`
`with
`
`the terms
`
`of
`
`the note
`
`and
`
`mortgage
`
`statement
`
`of Plaintiffs
`
`costs
`
`and distürsements
`
`with
`
`and CPLR Article
`
`83. A detailed
`
`the supporting
`
`invoices
`
`was
`
`filed
`
`contemporaneously
`
`with
`
`this motion.
`
`23.
`
`Copies
`
`of Notices
`
`of Appearance,
`
`Answer
`
`or Notices
`
`of Return
`
`are attached
`
`hereto
`
`as Exhibit
`
`"S".
`
`24.
`
`The Mortgagor,
`
`Elizabeth
`
`Davenport,
`
`died
`
`on July
`
`13, 2017.
`
`By
`
`Letters
`
`dated
`
`August
`
`11, 2017,
`
`Carole
`
`Clark
`
`was
`
`appainted
`
`as fiduciary
`
`of
`
`the Estate
`
`of Elizabeth
`
`Davenport.
`
`A copy
`
`of
`
`the Death
`
`Certificate
`
`and Letters
`
`are attached
`
`hereto
`
`as Exhlhit
`
`"R".
`
`19-080859
`
`Affirmation
`
`Page 5 of 7
`
`5 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`25.
`
`A Department
`
`of Manpower
`
`Data Center
`
`search was
`
`conducted
`
`to determine
`
`the
`
`current
`
`militarystatus
`
`of
`
`the Dafand-nt(s),
`
`Carole
`
`Clark,
`
`Eli
`
`âbeth
`
`J. Davenport
`
`a/k/a
`
`Elizabeth
`
`Davenport
`
`(original
`
`borrower,
`
`deceased,
`
`non-party
`
`to this
`
`action)
`
`and Wade
`
`Bitñbaum,
`
`now
`
`deceased,
`
`prior
`
`to submitHng
`
`this
`
`application.
`
`The
`
`information
`
`generated
`
`from the search(es)
`
`indicated
`
`that
`
`the aforementioned
`
`Defendant(s)
`
`is/are
`
`not on active
`
`duty
`
`in the military
`
`service
`
`of
`
`either
`
`the United
`
`States
`
`or an ally.
`
`Copies
`
`of said
`
`search(es),
`
`together
`
`with
`
`the Affiant's
`
`Affidavit
`
`Status
`
`is/are
`
`"G".
`
`of Military
`
`for
`
`the defendant(s)
`
`herein,
`
`attached
`
`hereto
`
`as Exhibit
`
`26.
`
`A proposed
`
`Judgment
`
`of Foreclosure
`
`and Sale
`
`has been
`
`provided
`
`to the Court
`
`together
`
`with
`
`this motion.
`
`WHEREPORE,
`
`Plaintiff
`
`requests
`
`an order
`
`from this Court:
`
`A.
`
`B.
`
`C.
`
`D.
`
`Confirming
`
`the Referee's
`
`Report;
`
`a Judgment
`
`of Foreclosure
`
`and Sale which
`
`appoints
`
`a Referee
`
`to sell
`
`the
`
`Granting
`
`Property;
`
`Directing
`
`the distribution
`
`of
`
`the sale proceeds;
`
`Such
`
`additional
`
`relief
`
`as this
`
`court may
`
`deem just
`
`and proper.
`
`Dated:
`
`//
`Monroe
`
`ndf
`County,
`
`New York
`
`Patrick
`Assoc'-
`
`its, Esq.
`Attorney
`IRO, DICARO
`S
`for Plaintiff
`Attorneys
`175 Mile
`
`& BARAK,
`
`LLC
`
`Boulevard
`Crossing
`New York
`14624
`Rochester,
`247-9000
`(585)
`Fax:
`247-7380
`
`(585)
`
`19-080859
`
`Affirmation
`
`Page 6 of 7
`
`6 of 7
`
`

`

`201911120325
`FILED: ONTARIO COUNTY CLERK 11/12/2019 04:21 PM
`NYSCEF DOC. NO. 41
`
`#: 124153-2019
`Index
`INDEX NO. 124153-2019
`
`RECEIVED NYSCEF: 11/12/2019
`
`Patrick
`
`Oregorits,
`
`Esq.,
`
`an attorney
`
`at
`
`law licaasad
`
`to practice
`
`in the State
`
`of New York,
`
`and the
`
`attorney
`
`for Plaintiff
`
`in this
`
`action
`
`hereby
`
`certifies
`
`that,
`
`to the best
`
`of his/her
`
`knowledge,
`
`information
`
`and belief,
`
`formed
`
`after
`
`presentation
`
`of
`
`this
`
`pleading,
`
`affidavit
`
`an inquiry
`(or motian
`
`reasonable
`
`under
`
`the circumstances,
`
`the
`
`if applicable),
`
`and the contentions
`
`contained
`
`herein
`
`are not
`
`frivolous
`
`as defined
`
`by 22 NYCRR
`
`130-1.1(c).
`
`Patrick
`
`G
`
`orits,
`
`Esq.
`
`19-080859
`
`Affirmation
`
`Page 7 of 7
`
`7 of 7
`
`