FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`201809200218
`
`Index#:117689-2018
`
`At
`
`an ex parte
`
`Court
`
`held
`
`at
`
`the
`
`thereof,
`20
`
`.
`
`the SUPREME
`term of
`in the County
`of ONTARIO,
`Courthouse
`
`on
`
`the ___day
`
`of
`
`,
`
`PRESENT:
`COURT
`OF THE SUPREME
`JUSTICE
`________________________________________..---------------------------X
`JPMORGAN
`CHASE
`
`BANK,
`
`N.A.,
`
`Plaintiff,
`
`Index
`
`No.:
`
`117689-2018
`
`ORDER
`REFEREE
`CONFIRMING
`AND JUDGMENT
`REPORT
`OF
`FORECLOSURE
`AND SALE
`
`PROPERTY:
`
`26, Phelps,
`Road
`
`NY 14513
`
`26, Newark,
`
`NY
`
`MORTGAGED
`Road
`507 County
`A/K/A
`507 County
`
`14513
`COUNTY:ONTARIO
`
`SBL#:23.00-2-2.000
`
`v.
`JOSHUA
`
`M.
`
`STOUT,
`
`Defendant(s).
`
`UPON the
`
`Summons,
`
`Complaint,
`
`and Notice
`
`of Pendency
`
`filed
`
`in this
`
`action
`
`on
`
`th
`
`the
`
`11
`
`2018,
`
`the Notice
`
`ofMotion
`
`dated
`
`September
`
`, 2018
`
`the
`
`day
`
`of April,
`
`affirmation
`
`by Craig
`
`K. Beideman,
`
`Esq.,
`
`the
`
`affidavit
`
`of merit
`
`and
`
`amount
`
`due
`
`by
`
`Jessica
`
`Roth
`
`who
`
`is Vice
`
`President
`
`of JPMORGAN
`
`CHASE
`
`BANK,
`
`N.A.,
`
`duly
`
`sworn
`
`to on
`
`July
`
`10,
`
`2018
`
`, together
`
`with
`
`the
`
`exhibits
`
`annexed
`
`thereto,
`
`all
`
`in support
`
`of Plaintiff's
`
`motion
`
`for
`
`a Judgment
`
`of Foreclosure
`
`and
`
`Sale;
`
`and
`
`UPON proof
`
`that
`
`each
`
`of
`
`the
`
`defendants
`
`herein
`
`has
`
`been
`
`duly
`
`served
`
`with
`
`the Summons
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`and Complaint
`
`in this
`
`action,
`
`and
`
`has
`
`not
`
`served
`
`any
`
`answer
`
`to the Complaint
`
`or
`
`otherwise
`
`appeared,
`
`nor
`
`had
`
`their
`
`time
`
`to
`
`do so extended;
`
`and
`
`it appearing
`
`that more
`
`than
`
`the
`
`legally
`
`required
`
`number
`
`of days
`
`has
`
`elapsed
`
`since
`
`defendants
`
`JOSHUA
`
`M. STOUT
`
`were
`
`so served
`
`and/or
`
`appeared;
`
`and Plaintiff
`
`having
`
`established
`
`to the
`
`court's
`
`satisfaction
`
`that
`
`ajudgment
`
`against
`
`defendants
`
`is warranted;
`
`and
`
`CPLR
`
`UPON the
`
`affidavit
`
`of mailing
`
`reflecting
`
`compliance
`
`with
`
`3215(g)(3)(iii);
`
`and UPON proof
`
`that
`
`non-appearing
`
`defendants
`
`JOSHUA
`
`M. STOUT
`
`are not
`
`absent,
`
`in accordance
`
`with
`
`RPAPL
`
`§1321(2);
`
`and
`
`A Referee
`
`having
`
`been
`
`appointed
`
`to compute
`
`the
`
`amount
`
`due
`
`to Plaintiff
`
`upon
`
`the
`
`bond/note
`
`and mortgage
`
`set
`
`forth
`
`in
`
`the
`
`Complaint
`
`and
`
`to
`
`examine
`
`whether
`
`the
`
`mortgaged
`
`property
`
`can
`
`be
`
`sold
`
`in parcels;
`
`and
`
`Esq.
`
`dated
`
`September
`
`UPON reading
`
`and
`
`filing
`
`the Report
`
`of
`
`James
`
`F. Miller,
`
`3,
`
`2018,
`
`showing
`
`the
`
`sum of $41,325.28
`
`due
`
`as of
`
`the
`
`date
`
`of
`
`said
`
`Report
`
`and
`
`that
`
`the
`
`mortgaged
`
`property
`
`may
`
`not
`
`be
`
`sold
`
`in parcels;
`
`and
`
`UPON proof
`
`of due
`
`notice
`
`of
`
`this motion
`
`upon
`
`all parties
`
`entitled
`
`to receive
`
`same,
`
`and
`
`upon
`
`all
`
`the
`
`prior
`
`proceedings
`
`and
`
`papers
`
`filed
`
`NOW,
`
`on motion
`
`herein;
`
`for
`
`it
`
`by Craig
`
`K. Beideman,
`
`Esq.,
`
`attorney
`
`the Plaintiff,
`
`is hereby
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the motion
`
`is granted;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee's
`
`Report
`
`be,
`
`and
`
`the
`
`same
`
`is, hereby
`
`in all
`
`respects
`
`ratified
`
`and
`
`confirmed;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED,
`
`that
`
`the mortgaged
`
`property
`
`described
`
`in
`
`the Complaint
`
`and
`
`as hereafter
`
`described,
`
`or
`
`such
`
`part
`
`thereof
`
`as may
`
`be sufficient
`
`to discharge
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#:117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`the mortgage
`
`debt,
`
`the
`
`expenses
`
`of
`
`the
`
`sale,
`
`and
`
`the
`
`costs
`
`of
`
`this
`
`action
`
`as provided
`
`by
`
`the
`
`RPAPL
`
`be sold,
`
`within
`
`90 days
`
`of
`
`the
`
`date
`
`of
`
`this
`
`Judgment,
`
`in one
`
`parcel,
`
`at a public
`
`auction
`
`at
`
`the
`
`27 North
`
`Main
`
`Street,
`
`Canandaigua,
`
`NY,
`
`14424
`
`by and
`
`under
`
`the
`
`direction
`
`of
`
`James
`
`F.
`
`Miller,
`
`Esq.
`
`who
`
`is hereby
`
`appointed
`
`Referee
`
`for
`
`that
`
`purpose;
`
`that
`
`said Referee
`
`give
`
`public
`
`with
`
`RPAPL
`
`§231
`
`in
`
`notice
`
`of
`
`the
`
`time
`
`and
`
`place
`
`of
`
`sale
`
`in accordance
`
`;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`by
`
`accepting
`
`this
`
`appointment,
`
`the
`
`Referee
`
`certifies
`
`that
`
`he/she
`
`is in compliance
`
`with
`
`Part
`
`36 ofthe
`
`Rules
`
`ofthe
`
`Chief
`
`Judge
`
`(22 NYCRR
`
`Part
`
`36),
`
`including,
`
`but
`
`not
`
`limited
`
`to
`
`§36.2
`
`(c)
`
`("Disqualifications
`
`from
`
`appointment")
`
`and
`
`§36.2
`
`(d)
`
`("Limitations
`
`on
`
`appointments
`
`based
`
`upon
`
`compensation");
`
`if
`
`the Referee
`
`is disqualified
`
`from
`
`an appointment
`
`pursuant
`
`to the
`
`provisions
`
`and,
`
`receiving
`
`ofthat
`
`Rule,
`
`the Referee
`
`shall
`
`immediately
`
`notify
`
`the Appointing
`
`Judge;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee
`
`is prohibited
`
`from
`
`accepting
`
`or
`
`retaining
`
`any
`
`funds
`
`for
`
`him/herself
`
`or paying
`
`funds
`
`to
`
`him/herself
`
`without
`
`compliance
`
`with
`
`Part
`
`36
`
`of
`
`the Rules
`
`of
`
`the Chief
`
`Administrative
`
`Judge;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee
`
`shall
`
`conduct
`
`the
`
`foreclosure
`
`sale
`
`only
`
`if Plaintiff,
`
`its
`
`successors
`
`and/or
`
`assignees,
`
`or
`
`its representative
`
`is
`
`present
`
`at
`
`the
`
`sale
`
`or
`
`the Referee
`
`has
`
`received
`
`a written
`
`bid
`
`and
`
`Terms
`
`of Sale
`
`from
`
`Plaintiff,
`
`its
`
`successors
`
`and/or
`
`assigns,
`
`or
`
`its representative;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`if
`
`the Referee
`
`does
`
`not
`
`conduct
`
`the
`
`sale
`
`within
`
`90 days
`
`of
`
`the
`
`date
`
`of
`
`the judgment,
`
`in accordance
`
`with
`
`CPLR
`
`2004,
`
`the
`
`time
`
`fixed
`
`by
`
`RPAPL
`
`§1351(1)
`
`is extended
`
`for
`
`the Referee
`
`to conduct
`
`the
`
`sale
`
`as soon
`
`as reasonably
`
`practicable;
`
`and
`
`it
`
`is further
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`at
`
`the
`
`time
`
`of
`
`sale
`
`the Referee
`
`shall
`
`accept
`
`a written
`
`bid
`
`from
`
`the Plaintiff
`
`or
`
`the Plaintiffs
`
`attorney,
`
`just
`
`as though
`
`Plaintiff
`
`were
`
`physically
`
`present
`
`to submit
`
`said
`
`bid;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee
`
`shall
`
`accept
`
`the
`
`highest
`
`bid
`
`offered
`
`by
`
`a bidder
`
`who
`
`shall
`
`be identified
`
`upon
`
`the
`
`court
`
`record,
`
`and
`
`shall
`
`require
`
`that
`
`the
`
`successful
`
`of Sale
`
`for
`
`the
`
`purchase
`
`of
`
`bidder
`
`immediately
`
`execute
`
`Terms
`
`the
`
`property,
`
`and
`
`pay
`
`to
`
`the Referee,
`
`in
`
`cash
`
`or
`
`certified
`
`or bank
`
`check,
`
`ten
`
`percent
`
`(10%)
`
`of
`
`the
`
`sum bid,
`
`unless
`
`the
`
`successful
`
`bidder
`
`is Plaintiff
`
`in which
`
`case
`
`no
`
`deposit
`
`against
`
`the
`
`purchase
`
`price
`
`shall
`
`be
`
`required;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`in the
`
`event
`
`the
`
`first
`
`successful
`
`bidder
`
`fails
`
`to execute
`
`the
`
`Terms
`
`of Sale
`
`immediately
`
`following
`
`the
`
`bidding
`
`upon
`
`the
`
`subject
`
`or
`
`fails
`
`property
`
`to immediately
`
`pay
`
`the
`
`ten
`
`percent
`
`(10%)
`
`deposit
`
`as required,
`
`the
`
`property
`
`shall
`
`immediately
`
`and
`
`on the
`
`same
`
`day
`
`be reoffered
`
`at auction;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee
`
`shall
`
`then
`
`deposit
`
`the
`
`down
`
`payment
`
`and
`
`proceeds
`
`of
`
`sale,
`
`as necessary,
`
`with
`
`the County
`
`Treasurer
`
`in his/her
`
`own
`
`name
`
`as Referee,
`
`in accordance
`
`with
`
`CPLR
`
`2609;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`after
`
`the
`
`property
`
`is
`
`sold,
`
`the
`
`execute
`
`the
`
`in
`
`Referee
`
`shall
`
`a deed
`
`to
`
`purchaser,
`
`accordance
`
`with
`
`RPAPL
`
`§1353
`
`and
`
`the
`
`terms
`
`of
`
`sale,
`
`which
`
`shall
`
`be deemed
`
`a binding
`
`contract;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`in the
`
`event
`
`a party
`
`other
`
`than
`
`the
`
`Plaintiff
`
`becomes
`
`the
`
`purchaser
`
`at
`
`the
`
`sale,
`
`the
`
`closing
`
`oftitle
`
`shall
`
`be held
`
`no
`
`later
`
`than
`
`30 days
`
`after
`
`the
`
`date
`
`of
`
`such
`
`sale
`
`unless
`
`otherwise
`
`stipulated
`
`by
`
`all
`
`parties
`
`to the
`
`sale;
`
`and
`
`it
`
`is further
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`if Plaintiff
`
`(or
`
`its affiliate,
`
`as
`
`defined
`
`in paragraph
`
`(a)
`
`of
`
`subdivision
`
`1 of
`
`section
`
`six-I
`
`of
`
`the Banking
`
`Law)
`
`is the
`
`purchaser,
`
`such
`
`party
`
`shall
`
`place
`
`the
`
`property
`
`back
`
`on the market
`
`for
`
`sale
`
`or other
`
`occupancy:
`
`(a) within
`
`180
`
`days
`
`of
`
`the
`
`execution
`
`of
`
`the
`
`deed
`
`of
`
`sale,
`
`or
`
`(b) within
`
`90 days
`
`of
`
`or
`
`rehabilitation
`
`ofthe
`
`provided
`
`that
`
`of
`
`completion
`
`construction,
`
`renovation,
`
`property,
`
`such
`
`construction,
`
`renovation,
`
`or
`
`rehabilitation
`
`proceeded
`
`diligently
`
`to completion,
`
`whichever
`
`comes
`
`first,
`
`provided
`
`however,
`
`that
`
`a court
`
`of
`
`competentjurisdiction
`
`may
`
`grant
`
`an extension
`
`for
`
`good
`
`cause;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee,
`
`on receiving
`
`the
`
`proceeds
`
`of
`
`such
`
`sale,
`
`shall
`
`forthwith
`
`pay
`
`therefrom,
`
`in accordance
`
`with
`
`their
`
`priority
`
`all
`
`sewer
`
`rents,
`
`or water
`
`which
`
`according
`
`to law,
`
`taxes,
`
`assessments,
`
`rates,
`
`are,
`
`or may
`
`become,
`
`liens
`
`on the
`
`property
`
`at
`
`the
`
`time
`
`of
`
`sale,
`
`with
`
`such
`
`interest
`
`or penalties
`
`which
`
`may
`
`have
`
`lawfully
`
`accrued
`
`thereon
`
`to the
`
`date
`
`of payment;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED,
`
`that
`
`the Referee
`
`then
`
`deposit
`
`the
`
`balance
`
`of
`
`said
`
`proceeds
`
`of sale
`
`in her/his
`
`own
`
`name
`
`as Referee
`
`with
`
`the County
`
`Treasurer,
`
`payments
`
`in accordance
`
`with
`
`RPAPL
`
`and
`
`shall
`
`thereafter
`
`make
`
`the
`
`following
`
`§1354,
`
`as
`
`follows:
`
`FIRST:
`
`The
`
`Referee's
`
`statutory
`
`fees
`
`for
`
`conducting
`
`the
`
`sale,
`
`in accordance
`
`with
`
`CPLR
`
`8003(b),
`
`not
`
`to exceed
`
`$500.00
`
`unless
`
`the
`
`property
`
`sells
`
`for
`
`$50,000.00
`
`or more
`
`[-
`
`OR-
`
`in the
`
`event
`
`a sale was
`
`cancelled
`
`or postponed,
`
`Plaintiff
`
`shall
`
`compensate
`
`the
`
`Referee
`
`in the
`
`sum of $
`
`for
`
`each
`
`adjournment
`
`or cancellation,
`
`unless
`
`the Referee
`
`caused
`
`the
`
`delay];
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`SECOND:
`
`All
`
`taxes,
`
`assessments,
`
`and water
`
`rates
`
`that
`
`are
`
`liens
`
`upon
`
`the
`
`property
`
`and monies
`
`necessary
`
`to redeem
`
`the
`
`property
`
`from
`
`any
`
`sales
`
`for
`
`unpaid
`
`taxes,
`
`assessments,
`
`or water
`
`rates
`
`that
`
`have
`
`not
`
`become
`
`absolute,
`
`and
`
`any
`
`other
`
`amounts
`
`due
`
`in
`
`accordance
`
`with
`
`RPAPL
`
`§1354(2).
`
`Purchaser
`
`shall
`
`be responsible
`
`for
`
`interest
`
`and
`
`penalties
`
`due
`
`on any
`
`real
`
`property
`
`taxes
`
`accruing
`
`after
`
`the
`
`sale.
`
`The Referee
`
`shall
`
`not
`
`be
`
`responsible
`
`for
`
`the
`
`payment
`
`of penalties
`
`or
`
`fees
`
`pursuant
`
`to this
`
`appointment.
`
`The
`
`Purchaser
`
`shall
`
`hold
`
`the Referee
`
`harmless
`
`from
`
`any
`
`such
`
`penalties
`
`or
`
`fees
`
`assessed;
`
`THIRD:
`
`The
`
`expenses
`
`of
`
`the
`
`sale
`
`and
`
`the
`
`advertising
`
`expenses
`
`as shown
`
`on the
`
`bills
`
`presented
`
`and
`
`certified
`
`by
`
`said Referee
`
`to be correct,
`
`duplicate
`
`copies,
`
`of which
`
`shall
`
`be annexed
`
`to the
`
`report
`
`of
`
`sale;
`
`FOURTH:
`
`The Referee
`
`shall
`
`then
`
`pay
`
`to the Plaintiff
`
`or
`
`its attorney
`
`the
`
`following:
`
`which
`
`includes
`
`interest
`
`Amount
`
`Due
`
`per Referee's
`
`Report:
`
`$41,325.28
`
`at
`
`the
`
`note
`
`rate
`
`from
`
`August
`
`1, 2017
`
`until
`
`June
`
`30,
`
`2018
`
`, together
`
`with
`
`any
`
`advances
`
`as provided
`
`for
`
`in the
`
`note
`
`and mortgage
`
`which
`
`Plaintiff
`
`has made
`
`for
`
`taxes,
`
`insurance,
`
`principal,
`
`and
`
`interest,
`
`and
`
`any
`
`other
`
`charges
`
`due
`
`to prior
`
`mortgages
`
`or
`
`to maintain
`
`the
`
`property
`
`pending
`
`consummation
`
`of
`
`this
`
`foreclosure
`
`sale,
`
`not
`
`previously
`
`included
`
`in the
`
`computation,
`
`upon
`
`receipts
`
`for
`
`said
`
`expenditures
`
`all
`
`together
`
`with
`
`presentation
`
`of
`
`to the Referee,
`
`interest
`
`thereon
`
`pursuant
`
`to the
`
`note
`
`and mortgage,
`
`and
`
`then
`
`with
`
`interest
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment
`
`at
`
`the
`
`statutory
`
`rate
`
`until
`
`the
`
`date
`
`the
`
`deed
`
`is transferred;
`
`Costs
`
`and Disbursements
`
`$2,546.00
`
`adjudged
`
`to the Plaintiff
`
`for
`
`costs
`
`and
`
`disbursements
`
`in this
`
`action
`
`(add
`
`if applicable,
`
`as taxed
`
`or calculated
`
`by
`
`the Clerk
`
`and
`
`inserted
`
`herein},
`
`with
`
`interest
`
`at
`
`the
`
`statutory
`
`judgment
`
`rate
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment;
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`Additional
`
`Allowance:
`
`$
`
`is hereby
`
`awarded
`
`to Plaintiff
`
`in
`
`addition
`
`to costs,
`
`with
`
`interest
`
`at
`
`the
`
`statutory
`
`judgment
`
`rate
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment,
`
`pursuant
`
`to CPLR
`
`Article
`
`83;
`
`Attorney
`
`Fees:
`
`$4,950.00
`
`is hereby
`
`awarded
`
`to Plaintiff
`
`as reasonable
`
`legal
`
`fees
`
`herein,
`
`with
`
`interest
`
`at
`
`the
`
`statutory
`
`rate
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment;
`
`FIFTH:
`
`Surplus
`
`monies
`
`arising
`
`from
`
`the
`
`sale
`
`shall
`
`be paid
`
`into
`
`court
`
`by
`
`the
`
`officer
`
`in accordance
`
`conducting
`
`the
`
`sale within
`
`five
`
`days
`
`after
`
`receipt
`
`with
`
`RPAPL
`
`§1354(4)
`
`and
`
`in accordance
`
`with
`
`local
`
`County
`
`rules
`
`regarding
`
`Surplus
`
`Monies;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`if
`
`the Plaintiff
`
`is the
`
`purchaser
`
`of
`
`the
`
`property,
`
`or
`
`in the
`
`event
`
`that
`
`the
`
`rights
`
`of
`
`the
`
`purchasers
`
`at such
`
`sale
`
`and
`
`the
`
`terms
`
`of
`
`sale
`
`under
`
`this
`
`judgment
`
`shall
`
`be assigned
`
`to and
`
`be acquired
`
`by
`
`the Plaintiff,
`
`and
`
`a valid
`
`assignment
`
`with
`
`said Referee
`
`shall
`
`not
`
`require
`
`Plaintiff
`
`thereof
`
`is filed
`
`said Referee,
`
`to pay
`
`in cash
`
`the
`
`entire
`
`amount
`
`bid
`
`at said
`
`sale,
`
`but
`
`shall
`
`execute
`
`and
`
`deliver
`
`to the Plaintiff
`
`or
`
`its assignee,
`
`a deed
`
`or
`
`deeds
`
`of
`
`the
`
`property
`
`sold
`
`upon
`
`the
`
`payment
`
`to said Referee
`
`of
`
`the
`
`amounts
`
`specified
`
`in items
`
`marked
`
`"First",
`
`"Second",
`
`"Third"
`
`and
`
`above;
`
`that
`
`the Referee
`
`shall
`
`allow
`
`the Plaintiff
`
`to pay
`
`the
`
`amounts
`
`specified
`
`in
`
`"Second"
`
`"Third"
`
`and
`
`above
`
`when
`
`it
`
`is recording
`
`the
`
`deed;
`
`that
`
`the
`
`balance
`
`the
`
`paid
`
`shall
`
`be applied
`
`of
`
`the
`
`bid,
`
`after
`
`deducting
`
`amounts
`
`by
`
`the Plaintiff,
`
`to the
`
`amount
`
`due
`
`Plaintiff
`
`as specified
`
`in paragraph
`
`"Fourth"
`
`above;
`
`that
`
`Plaintiff
`
`shall
`
`pay
`
`any
`
`surplus
`
`after
`
`applying
`
`"Fifth"
`
`the
`
`balance
`
`of
`
`the
`
`bid
`
`to the Referee,
`
`who
`
`shall
`
`deposit
`
`it
`
`in accordance
`
`with
`
`paragraph
`
`above;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`all
`
`expenses
`
`of
`
`recording
`
`the Referee's
`
`deed,
`
`including
`
`real
`
`property
`
`transfer
`
`tax,
`
`which
`
`is not
`
`a lien
`
`upon
`
`the
`
`property
`
`at
`
`the
`
`time
`
`of
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`sale,
`
`shall
`
`be paid
`
`by
`
`the
`
`purchaser,
`
`not
`
`by
`
`the Referee
`
`from
`
`sale
`
`proceeds.
`
`and
`
`that
`
`any
`
`transfer
`
`tax
`
`shall
`
`be paid
`
`in accordance
`
`with
`
`Tax
`
`Law §1404;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`if
`
`the
`
`sale
`
`proceeds
`
`distributed
`
`in
`
`accordance
`
`with
`
`paragraphs
`
`"First,"
`
`"Second,
`
`"Third",
`
`"Fourth"
`
`and
`
`above
`
`are insufficient
`
`to pay
`
`Plaintiff
`
`the Amount
`
`Due
`
`per
`
`the Referee's
`
`Report
`
`as set
`
`forth
`
`in paragraph
`
`"Fourth"
`
`above,
`
`judgment
`
`against
`
`JOSHUA
`
`M. STOUT
`
`in accordance
`
`Plaintiff
`
`may
`
`seek
`
`to recover
`
`a deficiency
`
`with
`
`RPAPL
`
`§1371
`
`if permitted
`
`by
`
`law;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the mortgaged
`
`property
`
`is to be sold
`
`in
`
`one
`
`parcel
`
`in "as
`
`is"
`
`physical
`
`order
`
`and
`
`condition,
`
`subject
`
`to any
`
`condition
`
`that
`
`an inspection
`
`of
`
`the
`
`property
`
`would
`
`disclose;
`
`any
`
`facts
`
`that
`
`an accurate
`
`survey
`
`of
`
`the
`
`property
`
`would
`
`show;
`
`any
`
`covenants,
`
`restrictions,
`
`declarations,
`
`reservations,
`
`easements,
`
`right
`
`of way,
`
`and
`
`public
`
`utility
`
`of
`
`and
`
`ordinances
`
`of
`
`in which
`
`agreements
`
`record,
`
`if any;
`
`any
`
`building
`
`zoning
`
`the municipality
`
`the mortgaged
`
`property
`
`is located
`
`and
`
`possible
`
`violations
`
`of
`
`same;
`
`any
`
`rights
`
`of
`
`tenants
`
`or
`
`persons
`
`in possession
`
`of
`
`the
`
`subject
`
`property;
`
`prior
`
`liens
`
`of
`
`record,
`
`if any,
`
`except
`
`those
`
`liens
`
`addressed
`
`in RPAPL
`
`§1354;
`
`any
`
`equity
`
`of
`
`redemption
`
`of
`
`the United
`
`States
`
`of America
`
`to redeem
`
`the
`
`property
`
`within
`
`120
`
`days
`
`from
`
`the
`
`date
`
`of
`
`sale;
`
`and
`
`any
`
`rights
`
`pursuant
`
`to CPLR
`
`317,
`
`2003,
`
`or additional
`
`litigation
`
`brought
`
`and
`
`5015,
`
`or any
`
`appeal
`
`of
`
`the
`
`underlying
`
`action
`
`by
`
`any
`
`defendant
`
`or
`
`its
`
`successor
`
`or assignee
`
`contesting
`
`the
`
`validity
`
`of
`
`this
`
`foreclosure;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the
`
`purchaser
`
`be let
`
`into
`
`possession
`
`of
`
`the
`
`property
`
`upon
`
`production
`
`in hand
`
`of
`
`the Referee's
`
`Deed
`
`or upon
`
`personal
`
`service
`
`of
`
`the
`
`Referee's
`
`deed
`
`in accordance
`
`with
`
`CPLR
`
`308;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Defendants
`
`in this
`
`action
`
`and
`
`all
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`persons
`
`claiming
`
`through
`
`them
`
`and
`
`any
`
`person
`
`obtaining
`
`an interest
`
`in the
`
`property
`
`after
`
`the
`
`filing
`
`of
`
`the Notice
`
`of Pendency
`
`are barred
`
`and
`
`foreclosed
`
`of all
`
`right,
`
`claim,
`
`lien,
`
`title,
`
`and
`
`interest
`
`in the
`
`property
`
`after
`
`the
`
`sale
`
`of
`
`the mortgaged
`
`property;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`within
`
`30 days
`
`after
`
`completing
`
`the
`
`sale
`
`and
`
`the
`
`proper
`
`conveyance
`
`to the
`
`purchaser,
`
`unless
`
`the
`
`time
`
`is extended
`
`the
`
`executing
`
`by
`
`court,
`
`the
`
`officer
`
`making
`
`the
`
`sale
`
`shall
`
`file
`
`with
`
`the
`
`clerk
`
`a report
`
`under
`
`oath
`
`of
`
`the
`
`disposition
`
`of
`
`the
`
`proceeds
`
`ofthe
`
`sale
`
`in accordance
`
`with
`
`RPAPL
`
`§1355(1)
`
`and
`
`follow
`
`all
`
`local
`
`County
`
`rules
`
`regarding
`
`handling
`
`of Surplus
`
`Monies;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`if
`
`the
`
`purchaser
`
`or purchasers
`
`at said
`
`sale
`
`upon
`
`the
`
`bid
`
`and/or
`
`the
`
`terms
`
`of
`
`sale
`
`the Referee
`
`place
`
`the
`
`default(s)
`
`may
`
`property
`
`for
`
`resale
`
`without
`
`prior
`
`application
`
`to the Court
`
`unless
`
`Plaintiffs
`
`attorneys
`
`shall
`
`elect
`
`to make
`
`such
`
`application;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`Plaintiff
`
`shall
`
`serve
`
`a copy
`
`of
`
`this
`
`Judgment
`
`with
`
`Notice
`
`of Entry
`
`upon
`
`the
`
`owner
`
`of
`
`the
`
`equity
`
`of
`
`redemption,
`
`any
`
`tenants
`
`named
`
`in this
`
`action,
`
`and
`
`any
`
`other
`
`parties
`
`or persons
`
`entitled
`
`to service,
`
`including
`
`the Referee
`
`appointed
`
`herein;
`
`and
`
`it
`
`is further
`
`AND DECREED
`
`ORDERED,
`
`ADJUDGED
`
`that
`
`nothing
`
`herein
`
`shall
`
`be deemed
`
`to
`
`relieve
`
`Plaintiff
`
`of any
`
`obligation
`
`imposed
`
`by RPAPL
`
`§1307
`
`and RPAPL
`
`§1308
`
`to secure
`
`and
`
`maintain
`
`the
`
`property
`
`until
`
`such
`
`time
`
`as ownership
`
`of
`
`the
`
`property
`
`has
`
`been
`
`transferred
`
`and
`
`the
`
`deed
`
`duly
`
`recorded;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`LOU
`
`STOUT;
`
`MICHAEL
`
`STOUT
`
`be
`
`added
`
`as named
`
`defendants
`
`in this
`
`action
`
`pursuant
`
`to RPAPL
`
`§1311
`
`and
`
`that
`
`the
`
`caption
`
`be
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`amended
`
`to add
`
`LOU
`
`STOUT;
`
`MICHAEL
`
`STOUT
`
`in place
`
`of
`
`the
`
`"John
`
`Doe"
`
`and
`
`"Jane
`
`Doe"
`
`defendants
`
`as parties
`
`defendant
`
`to this
`
`action.
`
`and
`
`such
`
`caption
`
`as amended
`
`shall
`
`read
`
`as follows:
`
`JPMORGAN
`
`CHASE
`
`BANK,
`
`N.A.
`
`v.
`JOSHUA
`
`Plaintiff,
`
`M. STOUT;
`Defendant(s).
`
`And
`
`it
`
`is further,
`
`LOU STOUT;
`
`MICHAEL
`
`STOUT,
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`when
`
`the Referee
`
`files
`
`a report
`
`of
`
`sale,
`
`he or she
`
`shall
`
`concurrently
`
`file
`
`a Foreclosure
`
`Actions
`
`Surplus
`
`Monies
`
`Form;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`to ensure
`
`compliance
`
`herewith,
`
`Plaintiff
`
`shall
`
`file
`
`a written
`
`report
`
`with
`
`the
`
`court
`
`within
`
`six months
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment
`
`stating
`
`whether
`
`the
`
`sale
`
`has
`
`occurred
`
`and
`
`the
`
`outcome
`
`thereof.
`
`Said
`
`property
`
`is commonly
`
`known
`
`as 507 County
`
`Road
`
`26, Phelps,
`
`NY 14513
`
`A/K/A
`
`507 County
`
`Road
`
`26, Newark,
`
`NY
`
`14513.
`
`The
`
`legal
`
`description
`
`of
`
`the mortgaged
`
`property
`
`referred
`
`to herein
`
`is annexed
`
`hereto
`
`as
`
`Schedule
`
`A.
`
`DATED:
`
`ENTER:
`
`J.S.C.
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`INElB eW .117§S%-2014) 07 8
`
`[F1
`NYSCEF
`
`ibNTARIO
`DOC . VŸebfÑle
`
`COUNTY
`
`CLERK
`
`08/13/2018
`
`04:
`
`04
`
`PM|
`
`File No.: WTA-18-001559
`
`Client
`
`F
`
`Frd:
`
`IMSFNN
`
`°8/13/2018
`
`DESCRIPTION
`
`SCHEDULE
`A
`OF MORTGAGED
`
`PREMISES
`
`TRAC1
`THAT
`ALL
`bounded
`and described
`
`OR PARCEL
`as follows:
`
`OF LAND,
`
`situate
`
`in the Town
`
`of Phelps. County
`
`of Ontario,
`
`State of New York,
`
`at a point
`owned
`land reputedly
`of
`corner
`the southwest
`Road marking
`of Vienna
`in the centerline
`BEGINNING
`by
`in Liber
`21 minutes West,
`894 of Deeds at Page 1187,
`as recorded
`518.00
`said point
`being S 8 degrees
`Monroe,
`Dorothy
`from the centerline
`of Sweed Road;
`courses
`and distances
`land reputedly
`feet
`owned
`thence
`along
`running
`by
`following
`00 seconds E, passing
`S 83 degrees
`31 minutes
`said Monroe,
`feet distant
`and continuing
`through
`an iron pipe, 24.75
`on the
`l 75.24
`in a tree and S 8 degrees
`feet distant
`farther
`same course,
`a total distance
`of 200.00
`feet
`to a point
`21
`comprising
`minutes
`00 seconds W, 100.00 feet
`to an iron pipe in the north
`line of
`land reputedly
`owned
`A. and Doris
`by George
`as recorded
`644 of Deeds at Page 96;
`thence N 83 degrees
`31 minutes
`00 seconds W, along
`in Liber
`the north
`line
`Smith,
`thence N 8 degrees
`owned
`by said Smith,
`of
`land reputedly
`200.00
`feet
`to a point
`in the centerline
`of Vienna Road;
`21
`00 seconds E, along the centerline
`minutes
`of Vienna
`100.00
`feet
`to the point
`and place of beginning,
`Road,
`comprising
`by MRB Group,
`to a survey
`area of 0.459
`4, 1999.
`prepared
`P.C., dated January
`acres, according
`
`an
`
`Premises:
`aka
`Tax Parcel
`
`ID No.:
`
`Road 26, Phelps, NY 14513
`507 County
`Road 26, Newark, NY 14513
`507 County
`Section:
`23.00 Block:
`2 Lot: 2.000
`
`v1.0
`
`Page 3 of 9
`
`5 of
`
`5
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`OF THE
`COURT
`SUPREME
`COUNTY
`OF ONTARIO
`----------------------------------X
`JPMORGAN
`CHASE
`
`BANK,
`
`Plaintiff,
`
`STATE
`
`OF NEW YORK
`
`N.A.,
`
`Index
`
`No.:
`
`117689-2018
`
`TERMS
`
`OF SAII
`
`MORTGAGED
`Road
`507 County
`A/K/A
`507 County
`
`14513
`COUNTY:ONTARIO
`
`SBL#:23.00-2-2.000
`
`PROPERTY:
`
`26, Phelps,
`Road
`
`NY 14513
`
`26, Newark,
`
`NY
`
`v.
`JOSHUA
`
`M.
`
`STOUT,
`
`------------------------------X
`
`Defendant(s).
`
`The
`
`premises
`
`(and
`
`personal
`
`property,
`
`if
`
`so enumerated
`
`in the
`
`publication
`
`notice
`
`or
`
`in
`
`these
`
`Terms
`
`of Sale)
`
`described
`
`in the within
`
`Advertisement
`
`of Sale
`
`(hereinafter
`
`referred
`
`to as the
`
`"premises")
`
`will
`
`be sold
`
`under
`
`the
`
`direction
`
`of
`
`James
`
`F. Miller,
`
`Esq.,
`
`Referee,
`
`pursuant
`
`to the
`
`following
`
`terms:
`
`1st - Ten
`
`per
`
`cent
`
`of
`
`the
`
`amount
`
`of
`
`the
`
`bid
`
`accepted
`
`will
`
`be required
`
`to be paid
`
`to the
`
`at
`
`of
`
`sale
`
`or
`
`Referee
`
`by
`
`the
`
`successful
`
`bidder,
`
`if other
`
`than
`
`plaintiff,
`
`the
`
`time
`
`and
`
`place
`
`in cash
`
`certified
`
`check
`
`for which
`
`the Referee's
`
`receipt
`
`will
`
`be given.
`
`2nd - The
`
`residue
`
`of
`
`said
`
`purchase
`
`money
`
`will
`
`be required
`
`to be paid
`
`to the
`
`said Referee
`
`at
`
`their
`
`office
`
`located
`
`at PO Box
`
`129,
`
`Ionia,
`
`NY 14475
`
`on or before
`
`30 DAYS
`
`AFTER
`
`SALE,
`
`when
`
`the Referee's
`
`Deed
`
`will
`
`be ready.
`
`TIME
`
`IS OF THE
`
`ESSENCE
`
`for
`
`the
`
`transfer
`
`of
`
`the
`
`property
`
`SALE,
`
`to occur
`
`at
`
`the
`
`time
`
`and
`
`place
`
`above
`
`specified.
`
`By
`
`signing
`
`the MEMORANDUM
`
`OF
`
`the
`
`buyer
`
`understands
`
`and
`
`agrees
`
`to this
`
`TIME
`
`OF THE
`
`ESSENCE
`
`requirement
`
`and,
`
`that
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`he or
`
`she will
`
`appear
`
`at
`
`that
`
`time
`
`and
`
`place
`
`with
`
`full
`
`payment
`
`and
`
`be in all
`
`respects
`
`ready
`
`to
`
`complete
`
`the
`
`sale
`
`transaction.
`
`3rd - The Referee
`
`is not
`
`required
`
`to send
`
`any
`
`notice
`
`to the
`
`purchaser
`
`containing
`
`a reminder
`
`of
`
`the
`
`above
`
`obligation
`
`to complete
`
`the
`
`purchase
`
`of
`
`the
`
`property.
`
`If
`
`they
`
`neglect
`
`to call
`
`at
`
`the
`
`time
`
`and
`
`place
`
`above
`
`specified,
`
`to receive
`
`their
`
`Deed,
`
`the Referee
`
`may
`
`cancel
`
`the
`
`transaction,
`
`as
`
`hereinafter
`
`described,
`
`or
`
`the Referee
`
`proceed
`
`with
`
`the
`
`sale,
`
`in which
`
`case
`
`interest
`
`will
`
`be
`
`may
`
`charged
`
`by
`
`the
`
`referee
`
`from
`
`the
`
`date
`
`of
`
`the
`
`foreclosure
`
`(referee's
`
`auction)
`
`sale
`
`forward
`
`at
`
`fourteen
`
`(14%)
`
`percent
`
`per
`
`annum.
`
`Further,
`
`the Referee
`
`shall
`
`charge,
`
`and
`
`the
`
`buyer
`
`shall
`
`pay
`
`interest
`
`at
`
`fourteen
`
`(14%)
`
`per
`
`cent
`
`per
`
`annum
`
`on the
`
`purchase
`
`price
`
`if
`
`the
`
`sale
`
`and
`
`transfer
`
`of
`
`the
`
`property
`
`occurs
`
`after
`
`the
`
`above
`
`"Time
`
`of
`
`the
`
`Essence"
`
`date
`
`for
`
`any
`
`reason
`
`not
`
`the
`
`fault
`
`of
`
`the
`
`Plaintiff
`
`and/or
`
`the Referee.
`
`4th - All
`
`which
`
`of
`
`are
`
`liens
`
`or
`
`taxes,
`
`assessments
`
`and water
`
`rates,
`
`at
`
`the
`
`time
`
`the
`
`sale,
`
`encumbrances
`
`upon
`
`said
`
`premises,
`
`will
`
`be paid
`
`by
`
`the
`
`referee
`
`or will
`
`be allowed
`
`by
`
`the
`
`referee
`
`out
`
`of
`
`the
`
`purchase
`
`money,
`
`provided,
`
`however,
`
`that
`
`no less
`
`than
`
`five
`
`business
`
`days
`
`prior
`
`to the
`
`delivery
`
`of
`
`the
`
`deed
`
`the
`
`purchaser
`
`shall
`
`produce
`
`to the
`
`referee
`
`proof
`
`of
`
`such
`
`liens,
`
`and
`
`if paid
`
`by
`
`the
`
`purchaser,
`
`provide
`
`duplicate
`
`receipts
`
`for
`
`the
`
`payment
`
`thereof.
`
`The
`
`date
`
`of
`
`"sale"
`
`is the
`
`date
`
`auction
`
`the
`
`is struck
`
`down
`
`to the
`
`highest
`
`of
`
`the Referee's
`
`foreclosure
`
`at which
`
`property
`
`bidder.
`
`Only
`
`liens
`
`of
`
`record
`
`as of
`
`the
`
`date
`
`of
`
`sale
`
`in an amount
`
`certain
`
`will
`
`be paid;
`
`no prospective
`
`or
`
`"anticipated"
`
`liens
`
`will
`
`be paid
`
`by
`
`the
`
`referee.
`
`5th - The
`
`premises
`
`are being
`
`sold
`
`in "as
`
`is"
`
`condition
`
`and
`
`subject
`
`to:
`
`(a) Rights
`
`of
`
`the
`
`public
`
`and
`
`others
`
`in and
`
`to any
`
`part
`
`of
`
`the mortgaged
`
`premises
`
`that
`
`lies within
`
`the
`
`bounds
`
`of any
`
`street,
`
`alley,
`
`or highway;
`
`restrictions
`
`and
`
`easements
`
`of
`
`record;
`
`(b)
`
`Any
`
`state
`
`of
`
`facts
`
`that
`
`an accurate.
`
`currently
`
`dated
`
`survey
`
`might
`
`disclose;
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`(c)
`
`Any
`
`and
`
`all
`
`tenancies,
`
`possessory
`
`interests
`
`and/or
`
`leases
`
`affecting
`
`said
`
`premises
`
`not made
`
`party
`
`defendants.
`
`It shall
`
`be the
`
`responsibility
`
`of
`
`the
`
`purchaser
`
`to evict
`
`or
`
`remove
`
`any
`
`parties
`
`in possession
`
`of premises
`
`being
`
`foreclosed
`
`herein.
`
`There
`
`shall
`
`be no
`
`adjustment
`
`on a pro-
`
`rata
`
`basis
`
`in favor
`
`of
`
`the
`
`purchaser
`
`for
`
`any
`
`rents
`
`that
`
`are paid
`
`for
`
`a period
`
`after
`
`the
`
`date
`
`of
`
`this
`
`sale.
`
`if any.
`
`(d)
`
`The
`
`right
`
`of
`
`redemption
`
`of
`
`the United
`
`States
`
`of America,
`
`(e)
`
`Any
`
`covenants,
`
`easements,
`
`reservations
`
`and
`
`restrictions
`
`of
`
`record.
`
`(f)
`
`Any
`
`violations
`
`of
`
`record.
`
`(g)
`
`Any
`
`zoning
`
`regulations
`
`or amendments
`
`thereto.
`
`(h)
`
`Prior
`
`lien(s)
`
`of
`
`record,
`
`if any.
`
`6th - Title
`
`Insurance,
`
`if any,
`
`shall
`
`be paid
`
`for
`
`by
`
`the
`
`purchaser.
`
`7th - Purchaser
`
`assumes
`
`the
`
`risk
`
`of
`
`loss
`
`following
`
`their
`
`successful
`
`bid
`
`at
`
`the
`
`foreclosure
`
`of Sale
`
`if a loss
`
`sale,
`
`shall
`
`be required
`
`to purchase
`
`the
`
`property
`
`pursuant
`
`to the Terms
`
`takes
`
`place,
`
`and
`
`shall
`
`not
`
`be entitled
`
`to an abatement
`
`in the
`
`purchase
`
`price
`
`under
`
`any
`
`circumstances.
`
`The
`
`successful
`
`bidder
`
`is encouraged
`
`to insure
`
`their
`
`interest
`
`at
`
`the
`
`time
`
`of
`
`sale.
`
`8th - The
`
`successful
`
`bidder
`
`shall
`
`accept
`
`insurable
`
`title
`
`to the
`
`property.
`
`The willingness
`
`of
`
`plaintiffs
`
`title
`
`insurer
`
`to issue
`
`a title
`
`insurance
`
`policy
`
`shall
`
`be sufficient
`
`demonstration
`
`of
`
`insurability.
`
`said
`
`portion
`
`at
`
`9th - The
`
`purchaser
`
`of
`
`premises,
`
`or any
`
`thereof,
`
`will,
`
`the
`
`time
`
`and
`
`place
`
`of
`
`sale,
`
`sign
`
`a memorandum
`
`of
`
`their
`
`purchase,
`
`and
`
`an agreement
`
`to comply
`
`with
`
`the
`
`terms
`
`and
`
`conditions
`
`herein
`
`contained.
`
`10th -
`
`In CaSe any
`
`purchaser
`
`shall
`
`fail
`
`to comply
`
`with
`
`any
`
`of
`
`the
`
`above
`
`conditions
`
`of
`
`sale,
`
`the
`
`premises
`
`so struck
`
`down
`
`to them
`
`will
`
`be again
`
`put
`
`up
`
`for
`
`sale
`
`under
`
`the
`
`direction
`
`of
`
`said
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`Referee
`
`under
`
`these
`
`same
`
`terms
`
`of
`
`sale,
`
`without
`
`application
`
`to the Court,
`
`unless
`
`the
`
`plaintiff's
`
`attorneys
`
`shall
`
`elect
`
`to make
`
`such
`
`application;
`
`and
`
`such
`
`purchaser
`
`shall
`
`be held
`
`liable
`
`for
`
`any
`
`deficiency
`
`there may
`
`be between
`
`the
`
`sum for which
`
`said
`
`premises
`
`shall
`
`be struck
`
`down
`
`upon
`
`the
`
`sale
`
`and
`
`that
`
`for which
`
`they may
`
`be purchased
`
`on resale,
`
`and
`
`also
`
`for
`
`all
`
`costs
`
`and
`
`expenses
`
`occurring
`
`on such
`
`resale
`
`and
`
`upon
`
`purchaser's
`
`default,
`
`the
`
`bid
`
`deposit
`
`shall
`
`automatically
`
`be
`
`forfeiture
`
`be a waiver
`
`of
`
`forfeited
`
`and
`
`applied
`
`to the
`
`aforesaid
`
`deficiency,
`
`if any.
`
`Such
`
`shall
`
`not
`
`any
`
`rights
`
`of plaintiff
`
`to seek
`
`and
`
`obtain
`
`additional
`
`damages
`
`from
`
`the
`
`defaulting
`
`bidder.
`
`Referee
`
`reserves
`
`the
`
`right
`
`to sell
`
`to the
`
`second
`
`highest
`
`bidder
`
`if purchaser
`
`defaults.
`
`11th - The
`
`cost
`
`of
`
`the
`
`revenue
`
`stamps
`
`and/or
`
`transfer
`
`tax
`
`and/or
`
`transfer
`
`stamps
`
`to be
`
`attached
`
`to the Referee's
`
`Deed,
`
`together
`
`with
`
`any ACRIS
`
`fee
`
`and/or
`
`recording
`
`fee,
`
`shall
`
`be borne
`
`and
`
`paid
`
`for
`
`by
`
`the
`
`purchaser.
`
`No Abstract
`
`of Title
`
`other
`
`than WebTitle
`
`Agency,
`
`title
`
`no. WTA-
`
`18-001559
`
`dated
`
`January
`
`2, 2018
`
`will
`
`be furnished.
`
`No survey
`
`will
`
`be furnished.
`
`All
`
`Abstract
`
`of
`
`Title
`
`continuation
`
`and
`
`all
`
`other
`
`charges
`
`related
`
`to the
`
`transfer
`
`are to be paid
`
`for
`
`by
`
`the
`
`purchaser.
`
`12th - In CaSe the Plaintiff
`
`shall
`
`be the
`
`purchaser,
`
`or
`
`in the
`
`event
`
`that
`
`the
`
`rights
`
`of
`
`the
`
`purchaser
`
`shall
`
`be assigned
`
`to and
`
`be acquired
`
`by
`
`the
`
`plaintiff,
`
`and
`
`the
`
`valid
`
`assignment
`
`thereof
`
`filed
`
`with
`
`the Referee,
`
`the
`
`provisions
`
`of
`
`the judgment
`
`of
`
`foreclosure
`
`and
`
`sale
`
`entered
`
`herein
`
`insofar
`
`as the
`
`relate
`
`purchase
`
`to plaintiff
`
`shall
`
`be deemed
`
`included
`
`same
`
`to such
`
`by or assignment
`
`in these
`
`terms
`
`of
`
`sale with
`
`the
`
`same
`
`force
`
`and
`
`effect
`
`as if
`
`fully
`
`set
`
`forth
`
`at
`
`length.
`
`13th - The
`
`successful
`
`bid
`
`shall
`
`be subject
`
`to any
`
`arrangements
`
`made
`
`prior
`
`to the
`
`sale
`
`between
`
`the
`
`plaintiff
`
`and
`
`the
`
`defendant
`
`borrower(s)
`
`for
`
`the
`
`reinstatement,
`
`payoff,
`
`modification
`
`or
`
`workout
`
`of
`
`the
`
`delinquent
`
`note
`
`and mortgage
`
`which
`
`are at
`
`this
`
`time
`
`unknown
`
`to the Referee.
`
`In
`
`such
`
`event,
`
`the
`
`sale
`
`shall
`
`be deemed
`
`null
`
`and
`
`void
`
`and
`
`any
`
`deposit
`
`promptly
`
`refunded
`
`to the
`
`high
`
`

`

`201809200218
`FILED: ONTARIO COUNTY CLERK 09/20/2018 02:30 PM
`NYSCEF DOC. NO. 34
`
`#: 117689-2018
`Index
`INDEX NO. 117689-2018
`
`RECEIVED NYSCEF: 09/20/2018
`
`bidder,
`
`without
`
`recourse
`
`against
`
`the Referee,
`
`the
`
`plaintiff,
`
`the
`
`plaintiff
`
`s attorneys,
`
`agents
`
`and/or
`
`assigns
`
`or
`
`the
`
`defendant
`
`borrower(s).
`
`14th - At
`
`or before
`
`the
`
`time
`
`of making
`
`a bid
`
`the
`
`bidder,
`
`if other
`
`than
`
`plaintiff,
`
`shall
`
`exhibit
`
`to the Referee
`
`cash
`
`or certified
`
`check(s)
`
`for
`
`at
`
`least
`
`ten
`
`per
`
`cent
`
`(10%)
`
`of
`
`the
`
`amount
`
`bid.
`
`F. Miller,
`
`Esq.
`
`James
`Referee
`
`