US 20100174650A1
`
`(19) United States
`(12) Patent Application Publication (10) Pub. No.: US 2010/0174650 A1
`Nonaka
`(43) Pub. Date: Jul. 8, 2010
`
`
`(54) ELECTRONIC SETTLEMENT SYSTEM,
`ELECTRONIC SETTLEMENT SERVER,
`NEGOTIABLE-VALUE PROVIDING
`APPARATUS, MOBILE COMMUNICATION
`TERMINAL, AND ELECTRONIC
`SETTLEMENT METHOD
`
`(75)
`
`Inventor:
`
`Nobuyuki Nonaka, Chiba (JP)
`
`Correspondence Address:
`OBLON, SPIVAK, MCCLELLAND MAIER &
`NEUSTADT, L.L.P.
`1940 DUKE STREET
`ALEXANDRIA, VA 22314 (US)
`
`(73) Assignee:
`
`Aruze Corp., Koto-Ku (JP)
`
`(2]) App]. No.:
`
`12/596,564
`
`(22) PCT Filed:
`
`Feb. 1, 2008
`
`(86) PCT No.:
`
`PCT/JP2008/051686
`
`§ 371 (0)0),
`(2), (4) Date:
`
`Mar. 8, 2010
`
`(30)
`
`Foreign Application Priority Data
`
`Apr. 19, 2007
`May 23, 2007
`
`(JP) ................................. 2007-110213
`(JP) ................................. 2007-136194
`
`Publication Classification
`
`(51)
`
`Int. C1.
`(2006.01)
`G06Q 20/00
`(2006.01)
`G06Q 40/00
`(2006.01)
`G06Q 50/00
`(52) us. C1. ............................................. 705/44; 705/39
`(57)
`ABSTRACT
`
`The present invention provides an electronic settlement sys-
`tem which is similar to cash settlement and which is available
`even in a game hall, The present invention provides an elec-
`tronic settlement system including an electronic settlement
`server, a mobile communication terminal, and a negotiable-
`value providing apparatus. In the electronic settlement sys-
`tem, the mobile communication terminal acquires, from the
`negotiable—value providing apparatus, an equipment 1D iden—
`tifying the negotiable-value providing apparatus. The mobile
`communication terminal then generates a settlement request
`message containing a user ID identifying a user, a transfer
`amount corresponding to consideration for a negotiable
`value, and the equipment ID. The mobile communication
`terminal then transmits the message to the electronic settle-
`ment server. According to the result of a check of the user’s
`credit status, the electronic settlement server instructs the
`negotiable-value providing apparatus to provide a negotiable
`value corresponding to the transfer amount. The electronic
`settlement server further requests a transfer of an amount
`corresponding to the transfer amount from the user’s account
`to a predetermined account. Upon receiving the instruction to
`provide the negotiable value from the electronic settlement
`server, the negotiable-value providing apparatus provides the
`user with rental balls, rental medals, or the like corresponding
`to the transfer amount.
`
`ELECTRONIC SETTLEMENT SYSTEM
`
`FINANCIAL [NS'ITI'UTION SYSTEM
`
`69m2|0 NETWORK
`
`SERVER
`
`COMMUNICATION
`
`MOBILE
`COMMUNICATION
`NETWORK
`
`AUTHENTICATION
`SERVER
`
`TIME STAMP
`SERVER
`
`§ 2
`3135’"
`13""8>134
`395;
`—l<'u_1
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`Patent Application Publication
`
`Jul. 8, 2010 Sheet 1 0f 53
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`US 2010/0174650 A1
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 2 0f 53
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`US 2010/0174650 A1
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 3 0f 53
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`US 2010/0174650 A1
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 4 0f 53
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`US 2010/0174650 A1
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 5 0f 53
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`US 2010/0174650 A1
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 6 0f 53
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`Jul. 8, 2010 Sheet 8 0f 53
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`Patent Application Publication
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`Jul. 8, 2010 Sheet 12 0f 53
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`US 2010/0174650 A1
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`Jul. 8, 2010
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`ELECTRONIC SETTLEMENT SYSTEM,
`ELECTRONIC SETTLEMENT SERVER,
`NEGOTIABLE-VALUE PROVIDING
`APPARATUS, MOBILE COMMUNICATION
`TERMINAL, AND ELECTRONIC
`SETTLEMENT METHOD
`
`TECHNICAL FIELD
`
`[0001] The present invention relates to an electronic settle—
`ment system, an electronic settlement server, a negotiable—
`value providing apparatus, a mobile communication termi-
`nal, and an electronic settlement method, and more
`specifically, to an electronic settlement system, an electronic
`settlement server, a negotiable-value providing apparatus, a
`mobile comnnmication terminal, and an electronic settlement
`method which enable electronic settlement corresponding to
`cash settlement.
`
`BACKGROUND ART
`
`[0002] With recent advanced information processing and
`communication techniques and prevailing communication
`infrastructures, a payment method has been diversified, and
`various methods replacing payment in cash have been pro—
`posed and utilized.
`[0003] The methods replacing payment in cash include
`credit cards ofwhat is called a deferred payment type, prepaid
`cards, and debit cards, which are of an immediate payment
`type.
`For payment in game halls such as pachinko parlors,
`[0004]
`casinos, ticket counters for bicycle and horse races, and vari-
`ous lottery stands (hereinafter referred to as game halls), a
`payment method other than cash payment is expected to
`improve users’ (players’) convenience and to increase the
`operation rate of game machines and thus the sales of the
`game halls.
`
`
`
`DISCLOSURE OF THE I