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Regions Financial Corporation v. Retirement Capital Access Management Compan...

Docket CBM2014-00012, Patent Trial and Appeal Board (Oct. 16, 2013)
Glenn Perry, Thomas Giannetti, Trenton Ward, presiding
Case TypeCovered Business Method Patent Review
Patent
6625582
Petitioner Regions Financial Corporation
Patent Owner Retirement Capital Access Management Company LLC
Assignee RETIREMENT FUNDING SERVICES, LLC
...
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Covered Business Method Patent Review of U.S. Pat. 6,625,582

Docket CBM2013-00014, Patent Trial and Appeal Board (Mar. 29, 2013)
Glenn Perry, Thomas Giannetti, Trenton Ward, presiding
Case TypeCovered Business Method Patent Review
Patent
6625582
Petitioner U.S. Bancorp
Patent Owner Retirement Capital Access Management Company LLC
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28 Final Decision: Final Decision

Document CBM2014-00012, No. 28 Final Decision - Final Decision (P.T.A.B. Mar. 23, 2015)
Step 42 involves a possible premature termination of participation in the program, in which the beneficiary may become obligated to reimburse the funding source for any advance from resources other than the future retirement benefits.
Petitioner disagrees, and argues that the claimed invention may be “performed on pen and paper, as consumers were able to deposit Social Security or retirement payments long before computers.” Reply 8 (citation omitted).
If an inventor acts as his or her own lexicographer, the definition must be set forth in the specification “with reasonable clarity, deliberateness, and precision.” Renishaw PLC v. Marposs Societa’ per Azioni, 158 F.3d 1243, 1249 (Fed. Cir. 1998) (citations omitted).
The legislative history of the AIA also makes it clear that Congress intended the United States Patent and Trademark Office (“Office”) to consider challenges brought under § 101 for post-grant reviews.
Furthermore, the Supreme Court determined that “[l]ike the risk hedging in Bilski [v. Kappos, 561 U.S. 593 (2010)], the concept of intermediated settlement is ‘a fundamental economic practice long prevalent in our system of commerce.’” Alice, 134 S.Ct.
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26 Order: Order re Decision on Request for Authorization to File Motion to Stay

Document CBM2014-00012, No. 26 Order - Order re Decision on Request for Authorization to File Motion to Stay (P.T.A.B. Sep. 22, 2014)

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33 Final Decision: Final Written Decision 35 USC 328a and 37 CFR 4273

Document CBM2013-00014, No. 33 Final Decision - Final Written Decision 35 USC 328a and 37 CFR 4273 (P.T.A.B. Aug. 22, 2014)

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32 Notice: Oral Hearing Transcript

Document CBM2013-00014, No. 32 Notice - Oral Hearing Transcript (P.T.A.B. Jun. 11, 2014)

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20 Order: Order Conduct of the Proceeding 37 CFR 425

Document CBM2014-00012, No. 20 Order - Order Conduct of the Proceeding 37 CFR 425 (P.T.A.B. Apr. 10, 2014)

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18 Order: Decision on Joinder

Document CBM2014-00012, No. 18 Order - Decision on Joinder (P.T.A.B. Mar. 25, 2014)

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