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Displaying 144-158 of 377 results

2017 Exhibit: Ex 2017 2021 11 10 PNC Bank NA

Document IPR2022-00049, No. 2017-44 Exhibit - Ex 2017 2021 11 10 PNC Bank NA (P.T.A.B. Feb. 18, 2022)
Quick Review: Fuji FinePix A340 Digital Camera Dec. 22, 2004 Automatic Signature Verification: The State of the Art Kurzweil-National Federation of the Blind READER User Guide Combining Remote Capture and IRD Printing: A Check 21 Strategy for Community and Regional Banks Sep., 2008 June 2006 Aug. 2005 Videotex Service Goes Expressly for Software Aug. 6, 1985 Remote Deposit Capture: Using document and process re-engineering Mar. 22, 2006 Camera-based analysis of text and documents: a survey Dec. 18, 2003 Virtual Vaults: They’re Not Just for Cash Anymore May 2006 Metavante Image Solutions Metavante Image Solutions brochure on website as of Oct. 17, 2006 Mientka M. Check 21 Approaches Oct. 4, 2004 Mitek Systems, Inc. Mitek QuickStrokes Datasheet 2005 USAA Ex 2017 PNC Bank v USAA
o “Those of skill will recognize that alternative configurations are readily achievable by moving functions from server to software component or vice- versa.” Id. at col. 7:1-3. o “[T]he familiar TWAIN drivers [] can be used with scanners, digital cameras, and other image capture devices.” Id. at col. 13:4-6.
• Log file: o “[A] bank processing a check will ordinarily create a transaction history, which may include the identity of the payee, the amount to be paid, the date of the payment, and the signature of the payor.
A variety of technologies are available to establish secure connections over such a public network, so that data transmitted between computer 111 and a server 131 associated with the institution 130 remains either inaccessible or indecipherable by third parties that may intercept such data.” Id. at col. 7:44-54.
The test for whether a specification adequately describes an invention is “whether the disclosure of the application relied upon reasonably conveys to those skilled in the art that the inventor had possession of the claimed subject matter as of the filing date ... .
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2016 Exhibit: Ex 2016 Decision Denying Institution of IPR, Granting Motions to Seal Entering Protective Order

Document IPR2022-00049, No. 2016-43 Exhibit - Ex 2016 Decision Denying Institution of IPR, Granting Motions to Seal Entering Protective Order (P.T.A.B. Feb. 18, 2022)
The ’432 patent explains that the steps in Figure 2 “may be viewed as performed by a server computer associated with a financial institution, in conjunction with a software component that operates from a customer- controlled general purpose computer.” Id. at 6:52–58.
After obtaining and storing (in a storage location, step 207) images of front and back sides of the check, a log file may be generated 209 to collect data for processing or troubleshooting the deposit transaction.
Patent Owner points out that the Board in one of these earlier decisions said: “[a]t best, [the Petitioner in IPR2020-01650]’s argument in this regard explains that Dance’s digital camera 12 with image capture assistance for extracting data from check images via OCR could interface or integrate with Singfield’s PDA, but it fails to identify a specific reason why a person of ordinary skill in the art would have combined these features in the manner required.” IPR2020-01650, Paper 21, 25.
Accordingly, we determine that Petitioner has not presented adequate and persuasive reasoning to combine the cited references to establish that the “checking for errors before the submitting step” limitation would have been obvious in the context of claim 1 of the ’432 patent.
As we deny the Petition on the merits and do not grant the request to institute an inter partes review, the issue of identification of the real parties in interest to this proceeding is moot.
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2002 Exhibit: Ex 2002 Bank Will Let Customers Deposit Checks by iPhone, NY Times 2009

Document IPR2022-00049, No. 2002-31 Exhibit - Ex 2002 Bank Will Let Customers Deposit Checks by iPhone, NY Times 2009 (P.T.A.B. Feb. 18, 2022)
  ÿ ÿ ÿÿÿÿ ÿÿ ÿ ÿ!ÿ"#ÿ$ ÿ! *+,-./0/123456ÿ89::ÿ;::<=ÿ>?@AGCH6@ÿIJÿ9KG<5C 3JÿLML;NÿLOPQQRN;MSTÿUVÿWXXU OGCÿR5ACD5CAÿG4@ÿA46C5ÿ4ÿ:
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2018 Exhibit: Ex 2018 Excerpts from Deposition of Michael Byrne

Document IPR2022-00049, No. 2018-45 Exhibit - Ex 2018 Excerpts from Deposition of Michael Byrne (P.T.A.B. Feb. 18, 2022)
ASSOCIATION, a Texas reciprocal inter-insurance exchange, Plaintiff, Civil Action No. vs.
Q. Turning to Figure 1 of the 09:43:20 patent, Mr. Byrne, do you see at the top 09:43:21 where it says "User authenticates to CEO®, 09:43:28 launches C21 app and downloads plug-ins"?
09:45:48 A. It shows the decomposition of 09:45:54 the CEO® desktop deposit part of the CEO® 09:45:59 overall application.
Q. The actual application that was 09:52:34 doing the check deposit and processing was 09:52:36 being run on Wells Fargo's servers, 09:52:39 correct?
09:52:58 Q. In other words, the CEO® desktop 09:53:02 deposit application was not downloaded 09:53:04 onto the user's device, correct?
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2003 Exhibit: Ex 2003 US7245765 Myers

Document IPR2022-00049, No. 2003-32 Exhibit - Ex 2003 US7245765 Myers (P.T.A.B. Feb. 18, 2022)
In one embodiment, a novel method is disclosed that enables real-time digital capture, storage and categorization of paper-based information on a mobile com puting device without connections to additional external hardware.
FIG. 1 is a flow diagram illustrating one embodiment of a method 100 for capturing and storing paper-based infor mation in a database of a mobile computing device accord ing to the present invention.
In one embodiment, the identified text compo nents contained within the image of the paper-based infor mation are categorized by the server prior to returning the results to the user.
Those skilled in the art will appreciate, however, that other combinations of local- and server-based methods may be implemented to capture, process and store paper-based information in digital format for display on a mobile computing device in accordance with the present invention.
In one embodiment, a novel method is disclosed that enables real time digital capture, storage and categorization of paper based information on a mobile computing device without connections additional external hardware.
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2011 Exhibit: Ex 2011 rdm 3c6000i ec7000i install

Document IPR2022-00049, No. 2011-38 Exhibit - Ex 2011 rdm 3c6000i ec7000i install (P.T.A.B. Feb. 18, 2022)
NOTE for EC7500i Series Scanners: This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC Rules.
The plug and jack used to connect this equipment to the premises wiring and telephone network must comply with the applicable FCC Part 68 rules and requirements adopted by the ACTA.
Setting Up the EC6000i, EC7000i, or EC7500i To set up the EC6000i, the EC7000i, and the EC7500i, follow steps A – H. A. Choose a Location Locate your scanner in a place that: • has a flat surface, such as a countertop or table • is convenient for the scanner operator • offers adequate ventilation and protection from elements such as heat, dust, oil, or moisture is close to a telephone line or network connection (depending on your unit) and power connections.
It does not cover the following: - Damage, which occurs in shipment, - Failures which are caused by products not supplied by RDM or failures which result from accident, misuse, abuse, neglect, excessive dirt or dust caused by lack of preventive maintenance measures, mishandling, misapplication, alteration or modification; service by anyone other than RDM, or damage that is attributable to acts of nature including but not limited to: - Flood, lightning, power surges or static electricity, water damage, falls, theft, or vandalism, - Spillage of liquid or objects that have fallen into the equipment, - Equipment that has been exposed to excessive heat or unstable environmental conditions, - Consumables such as Franking Acknowledgement Printer Cartridge or Franker Assembly, or other EC6000i, the EC7000i, or the EC7500i consumables or accessories such as cables.
RDM’s EC6000i, the EC7000i, or the EC7500i units with problems found to be caused by incorrectly set configuration parameters (IRN #, Owner Code, Merchant ID, etc.) are not considered defective and will not be serviced under warranty.
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1017 Exhibit: US Patent Publication No 20060164682 Lev

Document IPR2022-00050, No. 1017-22 Exhibit - US Patent Publication No 20060164682 Lev (P.T.A.B. Oct. 22, 2021)

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1005 Exhibit: US Patent No 9,129,340 Medina

Document IPR2022-00050, No. 1005-4 Exhibit - US Patent No 9,129,340 Medina (P.T.A.B. Oct. 22, 2021)
(Continued) Primary Examiner — Eric T Wong (74) Attorney, Agent, or Firm — Brinks Gilson & Lione
tection transforms captured check images and/or entered 22 Claims, 78 Drawing Sheets Conwart to Grayscale Check Irriage 60s Determinea Number of files Subimages of the Check image a--------- Generate Histogram for Each Tile:Submages 10 Detentine Treshold Walues for Each Histogram 613 Quantimize Pixel Grayscale values based shotels 315 oths.
4,523,330 4,636,099 4,640,413 4,644,144 4,722,444 4,722,544 4,727,435 4,774,663 4,790,475 4,806.780 4,837,693 4,890,228 4,927,071 4,934,587 4,960,981 4,975,735 5,022,683 5,053,607 5,146,606 5,157,620 5,159,548 5, 191525 5, 193,121 5,220,501 5,227,863 5,229,589 5,237,159 5,257,320 5,265,008 5,321,816 5,347,302 5,350,906 5,373,550 5,419,588 5,422,467 5,444,794 5,475,403 5,504,538 5,504,677 5,528,387 5,577, 179 5,583,759 5,590,196 5,594,225 5,598,969 5,602,936 5,610,726 5,611,028 5,630,073 5,631,984 5,668,897 5,673,320 5,677,955 5,678,046 5,679,938 5,680,611 5,691.524 5,699.452 5,734,747 5,737.440 5,748,780 5,751,842 5,784,503 5,830,609 5,832,463 5,838,814 5,863,075 5,870.456 5,870,724 4, 1981 12, 1981 3, 1982 2, 1984 6, 1984 10, 1984 6, 1985 1, 1987 2, 1987 2, 1987 2, 1988 2, 1988 2, 1988 9, 1988 12, 1988 2, 1989 6, 1989 12, 1989 5, 1990 6, 1990 10, 1990 12, 1990 6, 1991 10, 1991 9, 1992 10, 1992 10, 1992 3, 1993 3, 1993 6, 1993 7, 1993 7, 1993 8, 1993 10, 1993 11, 1993 6, 1994 9, 1994 9, 1994 12, 1994 5, 1995 6, 1995 8, 1995 12, 1995 4, 1996 4, 1996 6, 1996 11, 1996 12, 1996 12, 1996 1/1997 2, 1997 2, 1997 3, 1997 3, 1997 5, 1997 5, 1997 9, 1997 9, 1997 10, 1997 10, 1997 10, 1997 10, 1997 11, 1997 12, 1997 3, 1998 4, 1998 5, 1998 5, 1998 7, 1998 11, 1998 11, 1998 11, 1998 1, 1999 2, 1999 2, 1999 Owens Skelton Braun Carnes Sziklai Tyburski et al. Cain Goldston Kaplan Chandek Murphy Weber Otani et al. Musmanno Griffin Yamamoto Schotz Longfield Wood McNabb Benton Bright Barbour Carlson Grondalski Shaar Caslavka LeBrun Elischer et al. Lawlor Bilbrey et al. Schneider Stephens Etherington et al. Benton Rogan Simonoff Brody Campbell Wood Graef Uhland, Sr. Havlovick et al. Tsujihara Pollin Kelly et al. Blank Geer Moreau Botvin Ong Green Nonoshita Shibasaki Nolan Graf et al. Stolfo Ray Doggett Cahill et al. Templeton Rail Josephson Vaidyanathan Vaidyanathan Kunkler Stolfo Riach Bleecker, III et al. Warner Funk Moore Rich Rogers Lawlor
8, 2003 8, 2003 8, 2003 9, 2003 11/2003 Bellinger et al. Joao Balogh et al. Gustin Mangili et al. Tretter Talati Schrader Ballard Kunkler Schrupp Okamoto Geer Konya Cahill Mennie Gustin et al. Gustin et al. Kunkler Anderson Jones Furuhashi Diamond Ballard Hyde Irwin, Jr. et al. Bornemisza-Wahr Mori Krouse Ng et al. Rayner Hardesty Kaplan et al. Stinson et al. Lee Rittenhouse Lee Kaiserman Lowery Irons Chen et al. Kara Emigh et al. Norton Ball Richards Masson et al. Martin Dekel May Gregoire et al. Gopinathan et al. Moccagatta Jones et al. Martin Kravetz Foley Rhoads Wesolkowski et al. Gates et al. Mehta Do Dievendorff Olbricht Masson et al. Che-Chu Martens et al.
Page Leemhuis Flenley Ciolli et al. Downs Otto Spagna Windle Anderson Hayosh Agnihotri et al. Daniels
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1002 Exhibit: Declaration of Dr Todd Mowry

Document IPR2022-00050, No. 1002-28 Exhibit - Declaration of Dr Todd Mowry (P.T.A.B. Oct. 22, 2021)
In light of the foregoing, I consider myself to be an expert in the field of computer science, and believe that I am qualified to provide an opinion as to what a person of ordinary skill in the art would have understood, known, or concluded regarding the subject matter of the ’638 patent at the time of its alleged invention.
been informed and understand that the Patent Owner and the Petitioner will likely propose the same claim constructions for these overlapping terms in the co- pending litigation, USAA v. PNC Bank N.A., Case No. 2:21-cv-00246-JRG (E.D.
In at least one embodiment, “the customer downloads [software] component 532 to facilitate a deposit, thereby allowing a financial institution to effectively control certain aspects of the image generation and delivery process [app associated with a bank].” Ex. 1003, 10:45-48.
Oakes explains that “the component 600 may provide a subsystem 602 for instructing a customer, for example via a user interface visible on a display coupled to a customer-controlled general purpose computer 630 Declaration of Dr. Todd Mowry
I have been informed and understand that in PNC 2 the Petitioner proposed to construe the term “PDA” to mean “a handheld computer with specialized software for use as a personal organizer,” while the Patent Owner argued that no further construction is necessary.
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1015 Exhibit: International Patent Application Publication No WO 2005043857 Garcia and Declaration of Translation

Document IPR2022-00050, No. 1015-14 Exhibit - International Patent Application Publication No WO 2005043857 Garcia and Declaration of Translation (P.T.A.B. Oct. 22, 2021)
payments, making of possibility The collections, or other activities in a bank account either by telephone or another mobile terminal, such as a PDA has been described in various documents, among which we can highlight the following:
Document EP0247788 relates to a system for storing and retrieving images of an object, consisting basically of the user's face, in order to display them later on a screen as a means of authenticating credit cards or similar.
The user of this service avoids unnecessary trips to the bank branch to present documents for collection, and the immediate display of the image in his account.
Via the keypad the user enters the aforementioned identification data, as well as the amount of the check and all the information and codes necessary for the operability of the system, proceeding with sending it.
Once the message is encrypted and accompanied by a digital certification through the mobile network (GSM, GPRS, or any future technology) of a telecommunications operator company.
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1004 Exhibit: US Patent No 7,873,200 Oakes II

Document IPR2022-00050, No. 1004-3 Exhibit - US Patent No 7,873,200 Oakes II (P.T.A.B. Oct. 22, 2021)

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1009 Exhibit: PNC II Joint Claim Construction Statement

Document IPR2022-00050, No. 1009-27 Exhibit - PNC II Joint Claim Construction Statement (P.T.A.B. Oct. 22, 2021)

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1006 Exhibit: US Patent Publication No 20130155474 Roach

Document IPR2022-00050, No. 1006-5 Exhibit - US Patent Publication No 20130155474 Roach (P.T.A.B. Oct. 22, 2021)

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1010 Exhibit: PNC II Complaint

Document IPR2022-00050, No. 1010-9 Exhibit - PNC II Complaint (P.T.A.B. Oct. 22, 2021)

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1011 Exhibit: US Patent Application No 14225,090

Document IPR2022-00050, No. 1011-10 Exhibit - US Patent Application No 14225,090 (P.T.A.B. Oct. 22, 2021)

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