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BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al

Docket 721970/2024, New York State, Queens County, Supreme Court (Oct. 16, 2024)
Case TypeReal Property - Mortgage Foreclosure - Commercial
TagsReal Property, Mortgage Foreclosure, Commercial, Civil
Plaintiff BIL-MAN ASSET MANAGEMENT LLC
Defendant TENISHA BLAIR
Defendant JUDITH P. KIRKPATRICK
...
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ANSWER

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 33 (N.Y. Sup. Ct., Queens County Dec. 4, 2024)
□^Service of Process (NY Civil Practice Law and Rules § 308): I was not properly served with served with process in this action for the following reason(s): Notice of Default: Plaintiff failed to comply with the requirements for the notice of default in my mortgage loan agreement, a condition precedent to this foreclosure action.
Plaintiff violated the early intervention requirements of the Real Estate Settlement Procedures Act because (check one or both if applicable): □ o □ □ o Within 36 days of my delinquency, the loan servicer did not attempt to establish live contact with me to inform me about the availability of loss mitigation options.
Wait until three full monthly installments due under the mortgage were unpaid before commencing this foreclosure action (24 C.F.R. § 203.606) □ □ □ □ Certificate of Merit Requirement (NY Civil Practice Law and Rules § 3012-b): Upon information and belief, Plaintiff failed to comply with the Certificate of Merit requirements of NY Civil Practice Law and Rules § 3012-b.
This failure to negotiate in good faith has caused excessive interest and fees to accrue which Plaintiff, as a matter of equity and by operation of the CPLR, is not entitled to recover.
Excessive interest (NY Civil Practice Law and Rules § 5001(a)): Plaintiff has unreasonably delayed filing this action, failed to file the Request for Judicial Intervention or engaged in □ □ □ □ other dilatory conduct causing excessive interest to accrue which the Court may reduce or toll, as a matter of equity and by operation of the CPLR.
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1

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 1 (N.Y. Sup. Ct., Queens County Oct. 16, 2024)

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37

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 37 (N.Y. Sup. Ct., Queens County Dec. 10, 2024)

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35

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 35 (N.Y. Sup. Ct., Queens County Dec. 9, 2024)

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36

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 36 (N.Y. Sup. Ct., Queens County Dec. 9, 2024)

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34

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 34 (N.Y. Sup. Ct., Queens County Dec. 4, 2024)

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32

Document BIL-MAN ASSET MANAGEMENT LLC v. TENISHA BLAIR et al, 721970/2024, 32 (N.Y. Sup. Ct., Queens County Nov. 18, 2024)

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