At all relevant times hereinafter mentioned and prior to December 30, 2017, and upon information and belief defendants JDJ, MARIO’S, CUSTOM HOMES, AWS, KLEMPNER and/or ABS’s agents, servants, and/or employees were hired to do work at the Premises and both owed and breached their respective duties to plaintiff’s subrogor FRASER.
Upon information and belief, the pipe freeze event occurred at the Insured’s Premises due to the negligence of defendants JDJ, MARIO’S, CUSTOM HOMES, AWS, KLEMPNER and/or ABS, jointly and severally.
As a direct and proximate result of the aforesaid property damage referred to in Paragraph “2” hereof, the Insured sustained damage and destruction to its property in a fair and reasonable amount exceeding the jurisdictional limits of the lower courts and OCEAN HARBOR is thereby legally and equitably subrogated to the claims of the Insured against defendants JDJ, MARIO’S, CUSTOM HOMES, AWS KLEMPNER and/or ABS herein.
The aforesaid damages were caused, in whole or in part, by the negligence, carelessness, negligence per se, recklessness, and negligent omissions on the part of defendants JDJ, MARIO’S, CUSTOM HOMES, AWS, KLEMPNER and/or ABS, their agents, servants, employees, subcontractors and/or employees of subcontractors in: (a) failing to build/install/service the fire sprinkler piping at the Premises in such a manner as to prevent freeze ups; due to deviating from the fire sprinkler plans for the Premises, which provide a detail of installing an insulated “tent” above the attic fire sprinkler piping to confirm to the applicable code; (b) failing to hire competent servants, contractors, agents, employees, and/or workmen to properly inspect, service, maintain, build, and install, the sprinkler/piping/water equipment at the subject Premises in such a manner as to prevent a pipe freeze; (c) failing to conduct a proper inspection to detect the dangers associated with the improper service, maintenance, building, and installation of the sprinkler/piping/water equipment at the subject Premises which the defendants knew or should have known created an unreasonable risk of a freeze up causing water to spread throughout the Premises; (d) failing to take the proper steps and supervise the work performed by its employees, servants, workers, agents, and/or contractors in a way that would protect the Subrogors’ property from a freeze up causing water to spread throughout the Premises; (e) failing to do those things which were necessary to make safe, preserve and protect the plaintiff’s insured’s property, including improper installation of the fire sprinkler system in regards to protection of the piping from freezing; (f) otherwise failing to use due care and proper skill under the circumstances while installing fire sprinkler piping in a ventilated attic exposed to below freezing outdoor air conditions without a means of freeze protection as required by the applicable code; (g) allowing the careless utilization of a water source in close proximately to freezing temperatures; (h) failing to maintain proper and procedures to ensure the safety of the premises; failing to protect the property of others, pursuant to NIFPA-13D Standard for Installation of Sprinkler Systems on One- and Two-Family Dwellings and Manufactured Homes (2016 Edition).
ENGINEERING, P.C.C, a fair and reasonable amount exceeding the jurisdictional limits of the lower courts to be determined at trial, plus the deductible on behalf of the Insured under the Policy; B.