at law duly licensed to practice in the State of NewYork, and am affiliated of Merit/2152-000120-REVERSE MORTGAGE-FC/THEESTATEOFFRANKJ MAKAR Certificate and THEESTATEOFNINA CMAKAR with the law firm of Knuckles & Manfro, LLP, attorney for Plaintiff GITSIT Solutions, LLC, not in its as Separate Trustee of GITSIT Mortgage Loan Trust individual but capacity capacity BBPLC1 in this action.

Upon information MAKARand NINA CMAKARwere residents of the property subject in Real as such term is defined decedents FRANKJ and belief, to foreclosure.

mortgage, instruments modification, case and reviewed pertinent of I have reviewed the facts documents, including this the mortgage executed by defendant, agreement and note or bond underlying security of and all of assignment indebtedness instruments other including (if any), extension, and consolidation.

Upon this review and consultation, the commencement of is a reasonable this for there basis that action, to enforce rights under these documents.

Listed in Exhibit A and attached hereto are copies of the following documents not otherwise to the summons and complaint: agreement and note or the mortgage, security included as attachments any); and bond underlying of assignment the mortgage executed by the defendant; instruments (if all (Check extension, and consolidation.

Schedule A- Description of the Premises ALL that and improvements plot, piece or parcel of land, with the buildings certain of Elmsford, Town of lying and being in the Village thereon erected, situate, Greenburg, County of Westchester and State of NewYork known and designated "Map of part of Lots Nos. 11 and 12 in Block No. 19 on a certain map entitled Knollwood Park, owned by Knollwood Park Co. at Elmsford, Westchester Co., NY" madeby J. Henry Carpenter, C.E.

& S., and filed in the County Clerk's Office of Land Records, on November 22, 1906 as Map of Westchester County, Division No. 1677 and which lots when taken together as one parcel are more particularly bounded and described as follows: as side of Fairmont Street where the same is Beginning at a point on the southwesterly line between Lots Nos. 12 and 13 in Block No. 19 as by the division intersected line South 56 degrees 45' shown on said map; running thence along said division 00" West 100 feet line between Lots Nos. 12 and 7 in Block 19 as to the division line between Lots shown on the aforesaid map; running thence along the division line between Lots Nos. Nos. 12 and 7 in Block 19 and continuing along the division 11 and 7 in Block 19 as shown on said map, South 33 degrees 15' 00" East 50 feet line between Lots Nos. 11 and 10 in Block 19 as shown on the to the division line North 56 aforesaid map; running thence along the last mentioned division degrees 45' 00" East 100 feet side of Fairmont Street; to the southwesterly running side of Fairmont Street North 33 degrees 15' 00" thence along the southwesterly West 50 feet to the point or place of beginning.

of Elmsford & Town of Greenburgh ) Westchester County 50 Fairmont Street, Elmsford, NewYork (Village

the the pany of the Lien Law, covenants tha: in compliadce whhSection 13 of ANDthe party of ion MQwrabetmw!erndon for conveyance and win hold the riøn to receive such ccmsderadm part the fits thi the a a trust the inny of .

Nos, 12 and 13 in Diock No. 19 c side of Fairmont Street where the same BIGINNINGat a point on the southwestcrky linc by the division intèrsected is line South 56° 45' 00" West 100 thence clong said dvv4sion shown on said Nap .

thereof, ue5988 md30 fire insurance policies which are required by paragraph No. 2 above shall contain the usual extended in addition thereto the mortgagor, within thirty days after notice and demand, will keep 11.

The provisions of the mortgagee; and that he will gagee on the mortgagor'e default the firo insúrance the Real Property Law, with reference to the construction of subdivision 4, of Section 254. of this elause so far as applicable.

0t if default be madein the payment of any interest, whendue, upon any a or if default be madein ten lien upon said premises and the default continue for a period of this mortgage shall ent of any instalment of principal when due on such prior mortgage, the h der of a superior thereon instalment of principal, and the amount so paid with interest the pa to pay such interest and/or maybe added to the indebtedness secured hereby, and shall be a lien on said promises and be collected as part e right have the debt secured by this mortgage, and in the event of any 'such payment this mortgage and the whole debt thereof, without notice or demand, immediately become due and of secured thereby shall, at the option of the holder thereof may not havo expired, and the eaid holder shall have payable, although the time limited for the payment the principal sum the same rights and remedies as such holder would have if default were madein payment of hereby accured, anything herein or in said bond or note contained to the contrary notwithstanding.

being duly sworn, deposes and says deponent is not a party to this action and is over Rita Mastrangelo, the age of eighteen years and resides in the state of NewYork.

was not available to the deponent at the time of preparation of this Affidavit of Due listed: a TransUnion (TLO) Advanced Person search for Frank J. Makar by The deponent's conducted office his nameand the address of 50 Fairmont Street, Elmsford, NewYork, as the search criteria.

A copy of the obituary is attached hereto as Exhibit C. lists search for Frank Jacob Makar via the The deponent's office conducted a Westchester County Surrogates online NewYork State Unified Court System to ascertain if on record.

social The search shows the most current address at 50 Fairmont as November 30, 20)8. date of death is listed Street, Elmsford, NY 10523.

The obituary his surviving lists obituary lists his daughter, Maryanne Kochanof Paupack, PA. Frank Makar was predeceased by his wife, Nina, and his found in Westchester County Surrogates Court There were no Surrogates proceedings daughter, Martina.