`
`ABSTRACT
`
`The present disclosure relates to making payments with a mobile device. In one example
`
`process, the mobile device receives and stores information for one or more payment accounts on
`
`the mobile device. The mobile device is used to make payments using the payment accounts. In
`
`some examples, authorization to proceed with a payment is performed before each purchase
`
`madeby the user. The authorization process can include receiving a verification of the user,
`
`such as a fingerprint scan or passcode. In some examples, a payment accountis selected from
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`among available payment accounts. In some examples, an indication is displayed of a digital
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`item associated with a purchased item. In some examples, a paymenttransactionis initiated with
`
`participants of an ongoing communication. In some examples, an application ofa retaileris
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`invoked based on the availability of the application. In some examples, a purchase
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`recommendation is provided.
`
`sf-3455253
`
`80
`
`

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