`Response to Action Dated May 18, 2012
`
`Attorney Docket No.: 1516.04.RE
`Examiner Hiep V. Nguyen
`
`Amendmentsto the specification:
`
`Please replace the paragraph in column 1 lines 24-27 with the following amended
`paragraph:
`
`This creates [The] inefficiencies [to] for all Payers that must coordinate paymentfor
`medical services|. This includes], including, but [is] not limited to, insurancecarriers,
`governmententities, and non-profit organizations.
`
`Please replace the paragraph in column 2 lines 1-10 with the following amended
`paragraph:
`
`Paid benefits charged to the associated debit card transaction may be reconciled via the
`unique card numbergenerated and assigned to a single payment. In addition, the debit card
`is pre-funded only to the authorized benefit amount. Thus[is] it isnot possible to charge
`more than the authorized benefit amount. Furthermore, the stored-value card account
`payment mayonly be charged through a medical services terminal. The terminal may be
`coupled to a computer-implemented communications networkas is knownin the artfor
`credit and debit card transactions.
`
`Page 2 of 14
`
`
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