`US 7,792,686 B2
`(0) Patent No.:
`Sep. 7, 2010
`(45) Date of Patent:
`Allen
`
`US007792686B2
`
`(54) MEDICAL BENEFITS PAYMENT SYSTEM
`
`(56)
`
`References Cited
`U.S. PATENT DOCUMENTS
`
`(75)
`
`Inventor: Robert M.Allen, Richardson, TX (US)
`
`(73) Assignee: StoneKagle Services, Inc., Richardson,
`TX (US)
`
`Notice:
`
`Subject to any disclaimer, the term ofthis
`patent is extended or adjusted under 35
`US.C. 154(b) by 945 days.
`
`(21) Appl. No.: 11/566,930
`
`(22)
`
`Filed:
`
`Dec. 5, 2006
`
`(65)
`
`Prior Publication Data
`
`US 2008/0133266 Al
`
`Jun. 5, 2008
`
`(51)
`
`Int. Cl.
`(2006.01)
`G06Q 10/00
`(52) U.S.C ec cteeees 705/2; 709/200; 235/380
`(58) Field of Classification Search ................. 705/2-3;
`709/200; 235/380
`See application file for complete search history.
`
`1/2002 DiRienzo.......
`6,343,310 BIL*
`.. 709/200
`
`7,434,729 B2* 10/2008 Cracchioloetal.
`.. 235/380
`9/2009 Harrison et al... 705/26
`7,590,557 B2*
`4/2005 Kaehler et al. oe. 705/2
`2005/0086075 Al*
`2005/0122953 AL*
`6/2005 Tlic oo.eee 370/351
`
`* cited by examiner
`
`Primary Examiner—Gerald J. O’ Connor
`Assistant Examiner—Hiep V. Nguyen
`(74) Aitorney, Agent, or Firm—Anton J. Hopen; Smith &
`Hopen, PA
`
`(57)
`
`ABSTRACT
`
`A methodoffacilitating paymentof health care benefits to on
`behalf of a payer comprising the step of electronically trans-
`mitting a stored-value card account paymentofthe authorized
`benefit amount concurrently with an explanation of benefits.
`
`6 Claims, 4 Drawing Sheets
`
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