`
`Exhibit L
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 1 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 2 of 11
`
`Claim No.
`1[Pre]: A method of generating
`and using limited-use payment
`information for performing a
`payment transaction, the
`method comprising:
`
`Exhibit L - U.S. Patent No. 11,620,634
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`An Apple Pay and/or Apple Wallet-enabled computing device practices a method of generating and using limited-use payment
`information for performing a payment transaction.
`
`
`See, e.g., Apple Pay, Apple, https://www.apple.com/apple-pay/.
`
`
`
`
`[. . .]
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554; Apple
`Platform Security, Payment authorization with Apple Pay, Apple (Feb. 18, 2021), https://support.apple.com/guide/security/
`payment-authorization-with-apple-pay-secc1f57e189/web; How to make purchases with Apple Card, Apple (Aug. 30, 2024),
`https://support.apple.com/en-us/104951 (“Pay with Apple Card anywhere Apple Pay is accepted, and use the titanium card or
`virtual card number anywhere Mastercard is accepted.”); Apple Cash, Apple, https://www.apple.com/apple-cash/ (“When you
`make a purchase with Apple Pay, it uses a device-specific number and unique transaction code.”).
`
`
`
`
`
`
`
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 3 of 11
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 2 of 10
`
`Claim No.
`1[a]: receiving an input at an
`electronic device, wherein the
`input comprises a priming
`operation, and,
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`An Apple Pay and/or Apple Wallet-enabled device is an electronic device that receives an input wherein the input comprises a
`priming operation.
`
`
`
`See, e.g., Make purchases using Apple Pay, Apple (Sept. 24, 2024), https://support.apple.com/en-us/102626.
`
`
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 3 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 4 of 11
`
`Claim No.
`1[b]: wherein the electronic
`device comprises:
`
`1[c]: a processor;
`
`1[d]: a touch-screen display
`coupled to the processor; and
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`An Apple Pay and/or Apple Wallet-enabled computing device is an electronic device that includes a processor and a touch-screen
`display coupled to the processor.
`
`
`
`See, e.g., iPhone, Apple, https://www.apple.com/iphone/.
`
`
`[. . .]
`
`
`
`
`
`
`See, e.g., Compare iPhone Models, Apple, https://www.apple.com/iphone/compare/.
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 4 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 5 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`See, e.g., Watch, Apple, https://www.apple.com/watch/.
`
`
`[. . .]
`
`
`
`
`
`
`See, e.g., Apple Platform Security, How Apple Pay keeps users’ purchases protected, Apple (Feb. 18, 2021),
`https://support.apple.com/guide/security/how-apple-pay-keeps-users-purchases-protected-seccb53a35f0/web.
`An Apple Pay and/or Apple Wallet-enabled device includes a near field communications (NFC) interface coupled to the
`processor.
`
`
`1[e]: a near field
`communications (NFC)
`interface coupled to the
`processor;
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554.
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 5 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 6 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`
`See, e.g., Apple Pay component security, Apple (May 13, 2022), https://support.apple.com/guide/security/apple-pay-component-
`security-sec2561eb018/web.
`An Apple Pay and/or Apple Wallet-enabled device receives an input at an electronic device corresponding to a priming operation
`of the electronic device by an authorized user.
`
`
`1[f]: responsive to said
`priming operation, readying
`said device to perform a
`payment transaction by an
`identified user;
`
`
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 6 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 7 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`1[g]: receiving a payment
`request for the payment
`transaction at said electronic
`device;
`
`1[h]: displaying, on the touch-
`screen display, information
`reflecting the payment request,
`and an image representing a
`selected issued payment
`account;
`
`
`See, e.g., Make purchases using Apple Pay, Apple (Sept. 24, 2024), https://support.apple.com/en-us/102626.
`An Apple Pay and/or Apple Wallet-enabled device receives a payment request for the payment transaction at said electronic
`device and displays, on the touch-screen display, information reflecting the payment request, and an image representing a
`selected issued payment account.
`
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554.
`
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 7 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 8 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`
`See, e.g., Make purchases using Apple Pay, Apple (Sept. 24, 2024), https://support.apple.com/en-us/102626.
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 8 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 9 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`1[i]: dynamically generating,
`by the processor, limited-use
`payment information;
`
`1[j]: wherein said limited-use
`payment information is
`dynamically generated based
`on a per-transaction sequential
`parameter originating from the
`electronic device;
`
`See, e.g., The MacWhisperer Academy, How to Use Apple Pay, YouTube (Aug. 3, 2024), https://www.youtube.com/
`watch?v=v7hJuzw8FC0.
`An Apple Pay and/or Apple Wallet-enabled computing device dynamically generates by a processor of the device, limited-use
`payment information. wherein said limited-use payment information is dynamically generated based on a per-transaction
`sequential parameter originating from the electronic device.
`
`
`
`
`[. . .]
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Apr. 12, 2024), https://support.apple.com/en-us/101554; How to make
`purchases with Apple Card, Apple (Aug. 30, 2024), https://support.apple.com/en-us/104951 (“Pay with Apple Card anywhere
`Apple Pay is accepted, and use the titanium card or virtual card number anywhere Mastercard is accepted.”); Apple Cash, Apple,
`https://www.apple.com/apple-cash/ (“When you make a purchase with Apple Pay, it uses a device-specific number and unique
`transaction code.”).
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 9 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 10 of 11
`
`Claim No.
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`
`
`See, e.g., Apple Platform Security, Payment authorization with Apple Pay, Apple (Feb. 18, 2021), https://support.apple.com/
`guide/security/payment-authorization-with-apple-pay-secc1f57e189/web.
`An Apple Pay and/or Apple Wallet-enabled device uses said limited-use payment information in connection with the payment
`transaction in place of issued payment information associated with said selected issued payment account.
`
`
`[. . .]
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554; Apple
`Platform Security, Payment authorization with Apple Pay, Apple (Feb. 18, 2021), https://support.apple.com/guide/security/
`payment-authorization-with-apple-pay-secc1f57e189/web.
`The Apple Pay and/or Apple Wallet-enabled device transmits said limited-use payment information from said electronic device
`via said NFC interface for receipt by an NFC recipient.
`
`
`1[k]: using said limited-use
`payment information in
`connection with the payment
`transaction in place of issued
`payment information
`associated with said selected
`issued payment account;
`
`1[l]: transmitting said limited-
`use payment information from
`said electronic device via said
`NFC interface for receipt by an
`NFC recipient;
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554.
`
`
`
`
`
`EXHIBIT L - U.S. PATENT NO. 11,620,634
`
`
`
`Page 10 of 10
`
`Case 7:24-cv-00279-ADA Document 1-12 Filed 11/04/24 Page 11 of 11
`
`Apple Pay and/or Apple Wallet-Enabled Computing Device
`Responsive to the transmitting the limited-use payment information, an Apple Pay- and/or Apple Wallet-enabled computing
`device receives via the NFC interface information reflecting a status of said payment transaction; and displaying the status of
`said payment transaction via said touch-screen display.
`
`
`Claim No.
`1[m]: responsive to the
`transmitting the limited-use
`payment information,
`receiving via the NFC
`interface information reflecting
`a status of said payment
`transaction; and displaying the
`status of said payment
`transaction via said touch-
`screen display.
`
`
`
`
`See, e.g., Make purchases using Apple Pay, Apple (Sept. 24, 2024), https://support.apple.com/en-us/102626.
`
`
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