Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 1 of 5
`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 1of5
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`EXHIBIT A
`EXHIBIT A
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`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 2 of 5
`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 2of5
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`Dictionary of
`Banking
`and Finance
`
`third edition
`
`A&C Black ® London
`
`RFC-APPLE00000048
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`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 3 of 5
`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 3of5
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`www.acblack.com
`
`Originally published by Peter Collin Publishing in 1991
`
`Second edition published 1999
`Third edition published 2003
`Reprinted 2005, 2009
`
`A & C Black Publishers Ltd
`38 Soho Square, London W1D 3HB
`
`© P. H. Collin 1991, 1999
`© Bloomsbury Publishing Fle 2003
`© A & C Black Publishers Ltd 2005
`
`All rights reserved. Nopart of this publication may be reproduced
`in any form or by any means without the permission of the publishers.
`
`A CIP record for this book is available from the British Library
`
`ISBN-10; 0 7136 7739 2
`ISBN-13: 978 0 7136 7739 3
`
`A & C Black uses paper produced with elemental chlorine-free pulp,
`harvested from managed sustainable forests.
`
`Text typeset by A & C Black
`Printed in Spain by GraphyCems
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`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 4 of 5
`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 4of5
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`TT es eet
`Aolel
`dip
`101
`developing country
`Jan and build an area © te develop_digital eash/,didzit(a)l kef/ nouna
`an industrial estate
`form of digital money that can be used
`developing country /di,velspiy
`‘like physical cash to make online pur-
`tant developing
`chases and is anonymous because there
`nation
`/di-
`velapin ‘neif(a)i noun a country A theby oe muaining veearnsbian
`whichis not fully imdustrialise
`pee.
`buyer when it 1s us
`development ‘d'velopmant/ noun
`digital money /'did3it(a)l
`jmani/
`the work of planning the production ofa=fur a series of numbers that has a
`new praduct and constricting the first
`value equivalent to a sum of money ina
`prototypes cWe Spend a great dealon
`physical currency
`‘wolit/
`/drdait(ayl
`research and
`development.
`digital wallet
`development area /di'velapment
`noun a piece of personalised software
`earia, developement
`on the hard drive of a user’s computer
`zone
`/di-
`'yelapmant zaun/ foun an area which
`that contains, in coded form, such items
`has been given special help from agov-
`as credit card information, digital cash,
`.
`‘
`.
`.
`8
`emment
`to encourage businesses and
`=a digital identity certificate, and stand-
`factories to be set up there
`ardised shipping information, and can
`deviate /‘disviert/ verb to tum away
`be used when paying for a transaction
`from whatis normal or usual
`Gectronically. Also called e-purse,
`noun a
`deviation /,di:vi'etf(ajn/
`~
`PULSA
`change of route or strategy O Advertis-
`eiganies idilidgans/ noun » due
`ing in the tabloids will mean a deviation
`igence
`Jromour normal marketing strategy,
`dilute /dar'lu:t/ verb to make less
`devise /di'vaiz/ noun the actofgiving—yaluable O Conversion ofthe loan stack
`freehold land to pamper i, a_will
`will dilute the assets per share by 5%.
`aca Stier typescar property
`dilution levy /dar'lurf{a)n
`levi
`sci
`a
`noun an extra charge levied by fund
`dial/ datal/ ven to call aelepione
`managers on investors buying orselling
`jum er ona telephone © fo
`dial a Aum-
`units in a fund,to offset any potential ef-
`SeeDealaahaPansAMAL line Seg ts alos of the Tund such
`I
`sales or purchases
`asking the operator to do it for you 0
`nt
`cet F
`'
`You cam dial New York direct from
`dilution of shareholding /dai-
`London,
`pulenla peonsylay sieu a sit-
`;
`.
`‘
`— uation Where the ordinary share capital
`criterential
`of a company has been increased, but
`fEe renfol/ adjective
`ot i‘
`SHenEsdiffe abit a reduce wae
`without an increase in the assets so that
`ferencesinsalarypeadually Teedbe Wer me share is worth less than before
`NOTE:
`The US term is stockholding.)
`.
`<
`‘tzrfs/ plural noun different tariffs for Griornann nour US ten cent coin
`diferent classes of goods as, e.g., when
`imports from certain countries are taxed
`diminish /di'mint{/ verb to become
`mone heavily than similar imports from
`smaller © Qur share ofthe market has
`other countries
`diminished over the lastfew years.
`difficulty Hdifik(ayiti/ noun a prob-=dinar /‘dina:/ noun a unit of currency
`a or trouble in doing something G
`used in same European countries (in-
`hey had a lot of difficulty selling inta
`cluding Bosnia, Macedonia and Serbia}
`the European market. O We have had
`and in many Arabic countries: Algeria,
`Some difficulties with customs over the
`Bahrain,
`Iraq, Jordan, Kuwait, Libya,
`diant ofcomputers.
`Tunisia, South Yemen and Sudan
`petididgit! noun a single number ©—dip /dip/ noun a sudden small fall ©
`di even-digitphone number
`Last year saw a dip in the company’s
`ve 'didgit(a)l/
`adjective con-
`performance. ™@ Verb to fall in price O
`Tled
`into a form that can be processed
`Shares dipped sharply in yesterday's
`¥ computers and accurately reproduced
`trading. (NOTE: dipping — dipped)
`
`differential
`
`tariffs
`
`/,difarenfal
`
`|—_—
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`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 5 of 5
`Case 6:21-cv-00916-ADA Document 54-2 Filed 05/10/22 Page 5of5
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`environmental shares
`
`122
`
`“Rip!
`
`environmental shares=/in-
`
`COMMENT:‘g, ity"
`iVairanmant(a)l
`‘feaz/ plural noun
`Or ‘sharehalders' ac,3,.>Called
`
`capital’ or ‘sharehona? a ‘sharehgnt
`shares in companies which are seen to
`current net value of 4ae funds”) iets
`be active im the environmental
`field
`ing the nominal
`© Company
`int
`(stores which sell
`‘green’ produce,
`al Value of th
`waste disposal companies,etc.)
`sue. After several years
`© Shares
`in;
`expectto increaseits p, @ com
`ig.
`epos/‘i:pps/, EPOS, EPoS abbrevia-
`value of the starting ¢ at worth
`tion electronic point of sale
`tal’ on the other hang ait ‘Equ
`EPS abbreviation eamings per share
`value of the sharesinj
`Only
`the
`‘
`ssue.
`e-purse /‘i: p3zs/ noun same as digi-
`equity accounting ;
`tal wallet
`e
`iKauntin/ Noun a method
`which puts part ofthe protacoming
`equal /‘i:kwal/ adjective exactly the
`sidiary into the parent compas Of a sup.
`same © Male and female employees
`equity capital /ekwiti books
`have equal pay. @ verb to be the same
`as O Production this month has equalled
`noun the nominal value ofthete
`our best month ever. (NOTE: UK English
`owned bythe ordinary shareh, e Shares
`is equalling - equalled, but the US
`company (NOTE: Preference ee Ofa
`spelling is equaling — equaled.)
`not equity capital. If the com ares ae
`wound up, none of the equity Were
`equalise /i:kwolatz/, equalize verb
`would be distributed to orca
`to make equal © to equalise dividends
`shareholders.)
`Crence
`equally /i:kwali/ adverb so that each
`equity earnings /ekwit1
`has or pays the same, or to the same de-
`st
`plural noun profits after tax, which
`gree © Costs will be shared equally be-
`available for distribution to Shareholders
`tweenthe two parties. O They were both
`in the form of dividends, or which ian
`equally responsible for the disastrous
`be retained in the company for future
`launch.
`development
`equal opportunities programme
`equity finance /ekwiti famens/
`/izkwal
`ppe'tjumnitiz
`,prougreem/
`noun a programmeto avoid discrimina-
`noun finance for a companyinthe form
`tion in employment
`(NOTE: The US
`of
`ordinary
`shares
`paid
`for
`by
`shareholders
`term is affirmative action.)
`equity fund /‘ekwiti fand/ noun a
`equate/1'kweit/ verb to reduce to a
`fund whichis invested in equities, notin
`standard value
`goverment securities or other funds
`equation /i'kwe13(a)n/ noun a set of
`equity gearing /ekwiti grerin/
`mathematical rules applied to solve a
`noun the ratio between a company’s
`problem © The basic accounting equa-
`borrowings at interest and its ordinary
`tion is that assets equal liabilities plus
`share capital
`equity.
`equity growth fund /,ekwati ‘grad
`equilibrium$/ji:kwr'libriam/ noun
`fand/ noun a fund invested in equities,
`the state of balance in the economy
`aiming to provide capital growth
`where supply equals demand or a coun-
`equity investment fund /ekwitl
`try’s balance of payments is neither in
`in'vestmant fand/ noun same as ed
`deficit nor in excess
`uity fund
`equities /ekwitiz/ plural noun ordi-
`equity kicker /ekwiti kike/ ie
`nary shares
`US an incentive given fo peop s wat
`*...in the past three years commercial property
`a company money, In the form0 ore
`has
`seriously underperformed equities
`and
`rant to share in future earnings[h
`dropped
`out
`of
`favour
`as
`a_
`result’
`The UKterm is equitysweeten é N
`[davestars Chronicle)
`equity /ekwiti/ noun 1. the ordinary
`equity of redemption ie maa
`Shares in a company 2, the value of a
`rdempfon/ noun a right 0 aying off
`company which is the property of its
`gagorto redeem theestate ¥P
`shareholders (the company’s assets less
`the principal and interest att) noun #
`its ljabilities, not including the ordinary
`equity REIT /ckwit) io copetty
`share capital) 3. the value of an asset,
`trust which invests in rente
`such as a house, less any mortgage on it
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