Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 1 of 50 PageID #:
`2383
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`EXHIBIT A-2
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`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 1 of 50
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`application for the Android Operating System.
`America Mobile Banking application for Apple iOS, and the Bank of America Mobile Banking
`Instrumentalities through at least Defendants’ website (https://www.bankofamerica.com/), the Bank of
`banking system (the “Accused Instrumentalities”). Defendants’ customers access the Accused
`authentication to Defendants’ customers as part of the sign-on procedure for Defendants’ online
`access to their online banking system, and the systems and applications that provide two-factor
`and Bank of America, N.A., (“Defendants”) perform the claimed method through providing customer
`The preamble is not limiting. To the extent the preamble is limiting, Bank of America Corporation
`Infringing Product/Structure/Act
`
`comprising:
`computer network, the method
`account on said first secure
`network, the user having a user
`a user on a first secure computer
`1[pre] A method of authenticating
`Claim 1
`
`Exhibit A: Defendants’ Infringement of U.S. Patent No. 6,993,658
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 2 of 50 PageID #:
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`2384
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 3 of 50 PageID #:
`
`2385
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 4 of 50 PageID #:
`
`2386
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`associated with the Accused Instrumentalities.
`cell phone network. The cell phone network is different from the first secure computer network
`communication device (e.g., a cell phone, mobile phone, or smartphone), which communicates via a
`Defendants use the Accused Instrumentalities to associate a user with a user’s personal
`
`personal communication device in
`possessed by the user, said
`personal communication device
`1[a] associating the user with a
`
`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 5 of 50 PageID #:
`
`2387
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`it can receive codes via the Short Message Service (SMS):
`For example, as shown below, the personal communication device is associated with the user such that
`
`Infringing Product/Structure/Act
`
`computer network;
`different from the first secure
`network is a cell phone network
`network, wherein said second
`communication over a second
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 6 of 50 PageID #:
`
`2388
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 7 of 50 PageID #:
`
`2389
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 8 of 50 PageID #:
`
`2390
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`and the Bank of America Mobile Banking application for the Android Operating System.
`(https://www.bankofamerica.com/), the Bank of America Mobile Banking application for Apple iOS,
`accessing Defendants’ online banking system through, for example, Defendants’ website
`for example, the Short Message Service (SMS). The request is generated in response to the user
`“one-time authorization code,” “authorization code,” or “sign in code”), over the second network via,
`personal communication device (e.g., a cell phone, mobile phone, or smartphone) for a token (e.g.,
`Defendants use the Accused Instrumentalities to receive a request from the user for a token via the
`Infringing Product/Structure/Act
`
`second network;
`communication device, over the
`user for a token via the personal
`1[b] receiving a request from the
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 9 of 50 PageID #:
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`2391
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`UNIFIED PATENTS EXHIBIT 1026
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 10 of 50 PageID #:
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`2392
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 11 of 50 PageID #:
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`2393
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`it is known to the user when they access Defendants’ online banking system.
`Moreover, the token expires, and is not usable thereafter. The passcode is known to the user because
`user via the user’s personal communication device because the token is not known to the user.
`Instrumentalities when a user accesses Defendants’ online banking system. The token is sent to the
`The token is not known to the user because, for example, it is generated by the Accused
`
`the token and passcode because both are necessary to allow access to the Accused Instrumentalities.
`information that references or is an alias to the username). The password is based at least upon both
`the user uses for login or other information that is known to the user, such as the username or
`least the token (e.g., “authorization code” or “sign in code”) and the passcode (e.g., the password that
`network, which is associated with the Accused Instrumentalities. The password is a based upon at
`Defendants use the Accused Instrumentalities to generate a new password for the first secure computer
`Infringing Product/Structure/Act
`
`the user;
`wherein the passcode is known to
`token is not known to the user and
`token and a passcode, wherein the
`network based at least upon the
`for said first secure computer
`1[c] generating a new password
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 12 of 50 PageID #:
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`2394
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 13 of 50 PageID #:
`
`2395
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g., https://www.bankofamerica.com/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 14 of 50 PageID #:
`
`2396
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 15 of 50 PageID #:
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`2397
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 16 of 50 PageID #:
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`2398
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 17 of 50 PageID #:
`
`2399
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`IPR2023-00425
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`passwords, not based on the current token cannot be used to access the online banking system.
`such as the username or information that references or is an alias to the username). Previous
`passcode (e.g., the password that the user uses for login or other information that is known to the user,
`password, which is based upon at least the token (e.g., “authorization code” or “sign in code”) and the
`password. For example, access to the online banking system is determined based on the new
`Defendants use the Accused Instrumentalities to set a password associated with the user to be the new
`Infringing Product/Structure/Act
`
`password;
`with the user to be the new
`1[d] setting a password associated
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 18 of 50 PageID #:
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`2400
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 19 of 50 PageID #:
`
`2401
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`IPR2023-00425
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`in code”) to the personal communication device via, for example, the Short Message Service (SMS).
`Defendants use the Accused Instrumentalities to transmit the token (e.g., “authorization code” or “sign
`
`personal communication device;
`1[f] transmitting the token to the
`
`including the passcode and token.
`computer network by, for example, allowing access after successful input of the user’s credentials,
`Defendants use the Accused Instrumentalities to activate access to the user account on the first secure
`Infringing Product/Structure/Act
`
`computer network;
`account on the first secure
`1[e] activating access the user
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 20 of 50 PageID #:
`
`2402
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 21 of 50 PageID #:
`
`2403
`
`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 22 of 50 PageID #:
`
`2404
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 23 of 50 PageID #:
`
`2405
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`same purpose of authenticating the user.
`session ID corresponds to the username, which is known to the user, and the session ID is used for the
`under the doctrine of equivalents because the session ID is received at the same time as the token,
`To the extent that the username is not received at the same time as the token, this limitation is met
`
`enable access.
`the username or information that references or is an alias to the username, to authenticate the user and
`online banking system receives the password, or other information that is known to the user, such as
`computer network, which is associated with the Accused Instrumentalities. For example, Defendants’
`Defendants use the Accused Instrumentalities to receive the password from the user via the first secure
`Infringing Product/Structure/Act
`
`computer network; and
`the user via the first secure
`1[g] receiving the password from
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 24 of 50 PageID #:
`
`2406
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 25 of 50 PageID #:
`
`2407
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`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 26 of 50 PageID #:
`
`2408
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`IPR2023-00425
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`that account has not been accessed within a predetermined amount of time.
`the Accused Instrumentalities disable access to the user account for the online banking system when
`account is not accessible through any password, via said first secure computer network. Alternatively,
`banking system within a predetermined amount of time after said activating, such that said user
`Defendants use the Accused Instrumentalities to deactivate access to the user account for the online
`Infringing Product/Structure/Act
`
`firstsecurecomputernetwork.
`through any password, via said
`user account is not accessible
`after said activating, such that said
`predetermined amount of time
`computer network within a
`user account on the first secure
`1[h] deactivating access to the
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 27 of 50 PageID #:
`
`2409
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 28 of 50 PageID #:
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`2410
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 1
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 29 of 50 PageID #:
`
`2411
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`IPR2023-00425
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`Operating System.
`application for Apple iOS, and the Bank of America Mobile Banking application for the Android
`least Defendants’ website (https://www.bankofamerica.com/), the Bank of America Mobile Banking
`a user authentication system. Defendants’ customers access the Accused Instrumentalities through at
`The preamble is not limiting. To the extent the preamble is limiting, the Accused Instrumentalities are
`Infringing Product/Structure/Act
`
`system comprising:
`5[pre] A user authentication
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 30 of 50 PageID #:
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`2412
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`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 31 of 50 PageID #:
`
`2413
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`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g., https://www.bankofamerica.com/.
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 32 of 50 PageID #:
`
`2414
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`IPR2023-00425
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`The Accused Instrumentalities comprise at least a computer processor.
`
`5[a] a computer processor;
`
`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 33 of 50 PageID #:
`
`2415
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`IPR2023-00425
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`it can receive codes via the Short Message Service (SMS):
`For example, as shown below, the personal communication device is associated with the user such that
`
`communicates over a cell phone network with the Accused Instrumentalities.
`communication device (e.g., a cell phone, mobile phone, or smartphone) possessed by the user, which
`The Accused Instrumentalities comprise a user database configured to associate a user with a personal
`Infringing Product/Structure/Act
`
`authentication system;
`network with the user
`to communicate over a cell phone
`communication device configured
`by the user, said personal
`communication device possessed
`associate a user with a personal
`5[b] a user database configured to
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 34 of 50 PageID #:
`
`2416
`
`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 35 of 50 PageID #:
`
`2417
`
`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 36 of 50 PageID #:
`
`2418
`
`UNIFIED PATENTS EXHIBIT 1026
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`IPR2023-00425
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`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 37 of 50 PageID #:
`
`2419
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`IPR2023-00425
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`on the current token cannot be used to access the online banking system.
`username or information that references or is an alias to the username). Previous passwords, not based
`password that the user uses for login or other information that is known to the user, such as the
`based upon at least the token (e.g., “authorization code” or “sign in code”) and the passcode (e.g., the
`For example, access to the online banking system is determined based on the new password, which is
`The control module is configured to set a password associated with the user to be the new password.
`
`it is known to the user when they access Defendants’ online banking system.
`Moreover, the token expires, and is not usable thereafter. The passcode is known to the user because
`user via the user’s personal communication device because the token is not known to the user.
`Instrumentalities when a user accesses Defendants’ online banking system. The token is sent to the
`The token is not known to the user because, for example, it is generated by the Accused
`
`passcode because both are necessary to allow access to the Accused Instrumentalities.
`references or is an alias to the username). The password is based at least upon both the token and
`login or other information that is known to the user, such as the username or information that
`“authorization code” or “sign in code”) and the passcode (e.g., the password that the user uses for
`configured to create a new password. The password is a based upon at least the token (e.g.,
`The Accused Instrumentalities comprise a control module executed on the computer processor
`Infringing Product/Structure/Act
`
`to be the new password;
`password associated with the user
`module further configured to set a
`is known to the user, the control
`the user and wherein the passcode
`wherein the token is not known to
`least upon a token and a passcode,
`to create a new password based at
`the computer processor configured
`5[c] a control module executed on
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 38 of 50 PageID #:
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`2420
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`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 39 of 50 PageID #:
`
`2421
`
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`See, e.g., https://www.bankofamerica.com/.
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 40 of 50 PageID #:
`
`2422
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 40 of 50
`
`

`

`-43-
`
`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 41 of 50 PageID #:
`
`2423
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 41 of 50
`
`

`

`-44-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 42 of 50 PageID #:
`
`2424
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 42 of 50
`
`

`

`-45-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 43 of 50 PageID #:
`
`2425
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 43 of 50
`
`

`

`-46-
`
`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`phone network via, for example, the Short Message Service (SMS).
`(e.g., “authorization code” or “sign in code”) to the personal communication device through the cell
`The Accused Instrumentalities comprise a communication module configured to transmit the token
`Infringing Product/Structure/Act
`
`network; and
`device through the cell phone
`the personal communication
`configured to transmit the token to
`5[d] a communication module
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 44 of 50 PageID #:
`
`2426
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 44 of 50
`
`

`

`-47-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 45 of 50 PageID #:
`
`2427
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 45 of 50
`
`

`

`-48-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 46 of 50 PageID #:
`
`2428
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 46 of 50
`
`

`

`-49-
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`same purpose of authenticating the user.
`session ID corresponds to the username, which is known to the user, and the session ID is used for the
`under the doctrine of equivalents because the session ID is received at the same time as the token,
`To the extent that the username is not received at the same time as the token, this limitation is met
`
`time.
`the online banking system when that account has not been accessed within a predetermined amount of
`computer network. Alternatively, the Accused Instrumentalities disable access to the user account for
`activating the account, such that said account is not accessible through any password via the secure
`The authentication module deactivates the account within a predetermined amount of time after
`
`allowing access after successful input of the user’s credentials, including the passcode and token.
`system. The authentication module activates access to the account in response to the password by
`has an account on the secure computer network, which is used to access Defendants’ online banking
`Instrumentalities. The cell phone network is different from the secure computer network. The user
`from the user through a secure computer network, which is associated with the Accused
`The Accused Instrumentalities comprise an authentication module configured to receive the password
`Infringing Product/Structure/Act
`
`secure computer network.
`through any password via the
`that said account is not accessible
`after activating the account, such
`predetermined amount of time
`deactivates the account within a
`response to the password and
`activates access to the account in
`wherein the authentication module
`the secure computer network,
`wherein the user has an account on
`from the cell phone network,
`computer network being different
`computer network, said secure
`from the user through a secure
`configured to receive the password
`5[e] an authentication module
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 47 of 50 PageID #:
`
`2429
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 47 of 50
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`

`

`-50-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 48 of 50 PageID #:
`
`2430
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 48 of 50
`
`

`

`-51-
`
`See, e.g.,https://www.bankofamerica.com/security-center/faq/online-banking/.
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 49 of 50 PageID #:
`
`2431
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 49 of 50
`
`

`

`-52-
`
`Infringing Product/Structure/Act
`
`Claim 5
`
`Case 2:22-cv-00212-JRG-RSP Document 154-2 Filed 12/08/23 Page 50 of 50 PageID #:
`
`2432
`
`UNIFIED PATENTS EXHIBIT 1026
`UNIFIED PATENTS, LLC v. DYNAPASS IP HOLDINGS LLC
`IPR2023-00425
`Page 50 of 50
`
`