( 12 ) United States Patent
`Jeon
`
`( 10 ) Patent No . : US 10 , 223 , 692 B2
`( 45 ) Date of Patent :
`Mar . 5 , 2019
`
`US010223692B2
`
`( 54 ) METHOD FOR SETTING TEMPORARY
`PAYMENT CARD AND MOBILE DEVICE
`APPLYING THE SAME
`( 71 ) Applicant : MOZIDO CORFIRE - KOREA , LTD . ,
`Seongnam - si , Gyeonggi - do ( KR )
`( 72 ) Inventor : Min Hwan Jeon , Gwangju - si ( KR )
`( 73 ) Assignee : Mozido Corfire - Korea , LTD . ( KR )
`Subject to any disclaimer , the term of this
`( * ) Notice :
`patent is extended or adjusted under 35
`U . S . C . 154 ( b ) by 273 days .
`( 21 ) Appl . No . :
`14 / 647 , 859
`Aug . 29 , 2013
`( 22 ) PCT Filed :
`( 86 ) PCT No . :
`PCT / KR2013 / 007775
`$ 371 ( c ) ( 1 ) ,
`( 2 ) Date :
`May 28 , 2015
`( 87 ) PCT Pub . No . : W02014 / 084484
`PCT Pub . Date : Jun . 5 , 2014
`Prior Publication Data
`US 2015 / 0302396 A1 Oct . 22 , 2015
`Foreign Application Priority Data
`( 30 )
`Nov . 28 , 2012
`( KR ) . . . . . . . . . . . . . . . . . . . . . . . 10 - 2012 - 0135940
`( 51 ) Int . Ci .
`G06Q 20 / 36
`G060 20 / 32
`
`( 65 )
`
`( 52 )
`
`( 2012 . 01 )
`( 2012 . 01 )
`( Continued )
`U . S . CI .
`CPC . . . . . . . . . . . G060 20 / 36 ( 2013 . 01 ) ; G06F 370482
`( 2013 . 01 ) ; G06F 3 / 04842 ( 2013 . 01 ) ;
`( Continued )
`
`( 56 )
`
`EP GB
`
`( 58 ) Field of Classification Search
`CPC . . GO6Q 20 / 36 ; G06Q 20 / 0652 ; G06Q 20 / 227 ;
`GO6Q 20 / 32 ; G06Q 20 / 322 ;
`( Continued )
`References Cited
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`wallet as an NFC application . International Journal of Computer
`Applications , 58 ( 16 ) , n / a . doi : http : / / dx . doi . org / 10 . 5120 / 9369 - 3825
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`
`( Continued )
`Primary Examiner — Kito R Robinson
`( 74 ) Attorney , Agent , or Firm — Workman Nydegger
`( 57 )
`ABSTRACT
`A method for setting a temporary payment card and a mobile
`device applying the same are provided . The method
`includes : displaying a list of mobile payment cards , setting ,
`as a temporary payment card , a mobile payment card which
`is moved by a user from among the mobile payment card
`listed in the list ; and resetting the setting of the temporary
`payment card when a payable time passes . Accordingly , the
`temporary payment card can be changed more easily and
`swiftly .
`
`13 Claims , 20 Drawing Sheets
`
`Cards
`
`2 : 10
`
`ABC PREMIER
`
`Link
`
`5120 4300 8888 8888
`10 sec
`Make payment
`
`8604
`
`To extend , slide card up
`To cancel , slide card down
`O•O
`
`APPL-1001
`APPLE INC. / Page 1 of 29
`
`

`

`US 10 , 223 , 692 B2
`Page 2
`
`( 52 )
`
`( 56 )
`
`*
`
`*
`
`*
`
`*
`
`( 51 ) Int . Ci .
`( 2013 . 01 )
`GOOF 3 / 0482
`( 2013 . 01 )
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`( 2012 . 01 )
`U . S . CI .
`CPC . . . . . . . G06Q 20 / 0652 ( 2013 . 01 ) ; G06Q 20 / 227
`( 2013 . 01 ) ; G06Q 20 / 32 ( 2013 . 01 ) ; G06Q
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`( 58 ) Field of Classification Search
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`. . . . . . . . . . . . . . . . . 705 / 41
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`* cited by examiner
`
`APPL-1001
`APPLE INC. / Page 4 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 1 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`ili
`
`2 : 10
`
`JK Link
`
`JK Link
`
`VHS Card
`
`8604 3258 4236 5698
`
`VHS Card
`
`
`
`LLLLLLLL LLLLLLLL
`
`Add new
`
`FIG . 1
`
`APPL-1001
`APPLE INC. / Page 5 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 2 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`2 : 10
`
`Drag and drop
`card here
`to add a new card
`
`ABC PREMIER
`
`WWW
`
`5120 4300 8888 8888
`
`- - - - - - - - - - -
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`- - -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- - -
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`- - -
`
`-
`
`-
`
`-
`
`-
`
`FIG . 2
`
`wwwwwwwwwwwwwwwwwwwwwwwww
`
`APPL-1001
`APPLE INC. / Page 6 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 3 of 20
`
`US 10 , 223 , 692 B2
`
`WAY
`
`2 : 10
`
`golygiigpinge
`
`Cards
`
`PFFFFFFFFFFNAN
`IFFFFFFFFFFFFFFFFF
`
`Drag and drop
`card here
`to add a new card
`
`???????????????
`
`ABC PREMIER
`
`5120 (
`
`8888 8888
`
`FIG . 3
`
`APPL-1001
`APPLE INC. / Page 7 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 4 of 20
`
`US 10 , 223 , 692 B2
`
`2 : 10
`
`Cards
`
`#
`
`# #
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`*
`
`* # 4444444444444444
`
`One Pay
`
`FIG . 4
`
`APPL-1001
`APPLE INC. / Page 8 of 29
`
`

`

`U . S . Patent
`
`atent
`
`Man Mar . 5 , 2019
`
`Sheet 5 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`llo
`
`2 : 10
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`One Pay
`
`FIG . 5
`
`APPL-1001
`APPLE INC. / Page 9 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 6 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`b
`
`2 : 10
`
`Card Personalization
`Service
`ABC PREMIER
`Name
`Activation
`Cade
`User ID
`Cancel
`
`Download
`
`One Pay
`
`wwwy
`
`FIG . 6
`
`APPL-1001
`APPLE INC. / Page 10 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 7 of 20
`
`US 10 , 223 , 692 B2
`
`MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM
`
`Cards
`
`als
`
`2 : 10
`
`Card Personalization
`Service
`ABC PREMIER
`Name
`Activation
`354689
`Cade
`singsing
`User ID
`
`Cancel
`
`Download
`
`One Pay
`
`FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
`
`FIG . 7
`
`APPL-1001
`APPLE INC. / Page 11 of 29
`
`

`

`U . S . Patent
`
`atent
`
`Mar . 5 , 2019
`
`Sheet 8 of 20
`
`US 10 , 223 , 692 B2
`
`????????
`
`h
`
`y nny
`
`, "
`
`"
`
`" " "
`
`" "
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`" " " "
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`" " " "
`
`" " " "
`
`" " " "
`
`" " " " " " " "
`
`" "
`
`" "
`
`rrrrrrrr " , "
`
`74 " * * * *
`
`777777
`
`7
`
`777777mmini "
`
`rrrrrrrrrrrr
`
`????????
`
`?????
`
`* *
`
`* * *
`
`*
`
`Cards
`Card Personalization
`Service
`ABC PREMIER
`Name
`Activation
`354689
`Cade
`singsing
`User ID
`Download
`
`tibet
`
`musim
`
`X
`
`Setting an add - in card . .
`
`One Pays
`
`woniministerio
`
`winnunnitt
`
`7
`
`FIG . 8
`
`APPL-1001
`APPLE INC. / Page 12 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 9 of 20
`
`US 10 , 223 , 692 B2
`
`Here
`
`without
`
`
`
`with the statement
`
`that
`
`' s wh
`
`at to wwwwwwwwwwwwwwwwwwww
`
`within
`the
`
`worst - WW Sweat
`
`2 : 10
`
`Cards
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`ABC PREMIER
`
`JK Link
`
`JK Link
`
`VHS Card waamunan VHS Card
`
`8604 3258 4236 5698
`
`Add new
`
`FIG . 9
`
`APPL-1001
`APPLE INC. / Page 13 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 10 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`il (
`
`2 : 10
`
`Link
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`Slide your card up to activate
`
`FIG . 10
`
`APPL-1001
`APPLE INC. / Page 14 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 11 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`ABC PREMIER
`
`| Link
`
`5120 O
`
`8888 8888
`
`2 : 10
`
`8604
`
`Slide your
`
`ctivate
`
`FIG . 11
`
`APPL-1001
`APPLE INC. / Page 15 of 29
`
`

`

`U . S . Patent
`
`Mar . 5 , 2019
`
`Sheet 12 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`al
`
`2 : 10
`
`whewhewhite
`
`AVA
`
`Link
`
`wewewewww
`
`LLLLLLLL
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`YIRTTIT YTTYYYYYYYTTTTTTTTTTTTTTTTTTTT
`
`30 sec
`Make payment
`
`8604
`
`To cancel , slide card down
`
`O
`
`O
`
`FIG . 12
`
`APPL-1001
`APPLE INC. / Page 16 of 29
`
`

`

`U . S . Patent
`
`Mar . 5 , 2019
`
`Sheet 13 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`all I
`
`2 : 10
`
`Link
`
`ABC PREMIER
`A
`8888 8888
`30 sec
`
`5120
`
`mm STYTTIT
`
`8604
`
`To cancel )
`
`| down
`
`FIG . 13
`
`APPL-1001
`APPLE INC. / Page 17 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 14 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`ullo
`
`2 : 10
`
`.
`
`de Link
`AMA
`
`L
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`8604
`
`Slide your card up to activate
`
`FIG . 14
`
`APPL-1001
`APPLE INC. / Page 18 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 15 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`2 : 10
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`Link
`
`@ 30 sec
`Make payment
`
`8604
`
`
`
`TFTTITYTTRI FIAT
`
`FT
`
`To cancel , slide card down
`0 . 0
`
`OLI
`
`FIG . 15
`
`APPL-1001
`APPLE INC. / Page 19 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 16 of 20
`
`US 10 , 223 , 692 B2
`
`mm 2 : 10
`
`
`
`
`
`
`
`????????????????????????????????? ????????????????????????????????? ???????????????????????????????????????????????? ???????????????????????
`
`
`
`?????????????? ??????
`
`reuuuuuuuu
`vurururuwwwwwww
`
`8604
`
`Cards
`
`Link
`
`ABC PREMIER
`
`5120 4300 8888 8888
`20 sec
`Make payment
`
`To extend , slide card up
`To cancel , slide card down
`???
`
`FIG . 16
`
`APPL-1001
`APPLE INC. / Page 20 of 29
`
`

`

`U . S . Patent
`
`Mar . 5 , 2019
`
`Sheet 17 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`wilo
`
`2 : 10
`
`
`
`
`
`? ?????????? ??????? ??? ???????? ????????? ????????
`
`
`
`
`
`Link THATATIZITTITYTATTUTTITATIT
`
`ABC PREMIER
`
`5120 4300 8888 8888
`W
`10 sec
`Make payment
`
`??????
`
`8604
`
`
`
`
`
`??????? ???????? ?????
`
`To extend , slide card up
`To cancel , slide card down
`O
`•
`O
`
`FIG . 17
`
`APPL-1001
`APPLE INC. / Page 21 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 18 of 20
`
`US 10 , 223 , 692 B2
`
`Cards
`
`al 0
`V
`
`E
`
`2 : 10
`
`ABC PREMIER
`Link aa
`5120
`8888 8888
`10 sec
`
`8604
`
`To exte
`To cancel ,
`
`up
`down
`
`waltowhu W
`ALM
`
`t
`
`akte
`
`FIG . 18
`
`APPL-1001
`APPLE INC. / Page 22 of 29
`
`

`

`atent
`
`Mar . 5 , 2019
`
`Sheet 19 of 20
`
`US 10 , 223 , 692 B2
`
`2 : 10
`
`Cards
`
`Link
`
`wetendum ??????????????
`
`VULLNEVALLISILLE
`HITTTTTTTTTTTTT
`TTTTTTTTT
`
`ALL
`
`S4ALL
`
`LWLLWWLLLWWLLLW
`
`
`
`L LLLLLLLL LLLL
`
`HULLUL
`
`YYYYYYY
`
`zy YYYYYYYYYYYYYYYYY
`
`ABC PREMIER
`
`5120 4300 8888 8888
`
`30 sec
`Make payment
`
`To cancel , slide card down
`.
`O
`.
`O
`
`+ + +
`
`+
`
`+
`
`8604
`
`+ + +
`
`+
`
`+
`
`+
`
`+ +
`
`+
`
`+ + + +
`
`+ + +
`
`M
`
`FIG . 19
`
`APPL-1001
`APPLE INC. / Page 23 of 29
`
`

`

`U . S . Patent
`
`Mar . 5 , 2019
`
`Sheet 20 of 20
`
`US 10 , 223 , 692 B2
`
`TOUCH
`SCREEN
`
`110
`
`130
`
`PROCESSOR
`
`140
`
`NFC
`MODULE
`
`- 160
`
`. . .
`
`. . .
`W
`
`. .
`
`WIRELESS
`COMMUNICATION
`UNIT
`HILIK
`150
`
`MEMORY
`
`SE
`
`FIG . 20
`
`APPL-1001
`APPLE INC. / Page 24 of 29
`
`

`

`US 10 , 223 , 692 B2
`
`METHOD FOR SETTING TEMPORARY
`PAYMENT CARD AND MOBILE DEVICE
`APPLYING THE SAME
`
`The method may further include , when the moved mobile
`payment card is moved to an original position by the user ,
`resetting the setting of the temporary payment card .
`The method may further include displaying a remaining
`5 payable time .
`CROSS REFERENCE TO RELATED
`The method may further include , when a payment is made
`APPLICATIONS
`within the payable time , resetting the setting of the tempo
`rary payment card .
`This is a National Stage of International Application No .
`The method may further include , when the payable time
`PCT / KR2013 / 007775 filed Aug . 29 , 2013 , claiming priority
`passes , moving the mobile payment card moved by the user
`based on Korean Patent Application No . 10 - 2012 - 0135940 "
`to an original position .
`filed Nov . 28 , 2012 , the contents of all of which are
`The method may further include gradually moving the
`incorporated herein by reference in their entirety .
`mobile payment card moved by the user to an original
`position according to a remaining payable time .
`The method may further include , when the mobile pay
`TECHNICAL FIELD
`15 ment card set as the temporary payment card is moved again
`Methods and apparatuses consistent with exemplary
`by the user prior to the payable time passing , extending the
`embodiments relate to a method for setting a payment card ,
`payable time .
`and more particularly , to a method for setting a mobile
`The movement by the user in the setting operation may be
`performed in a same method as the movement by the user in
`payment card to be used for payment and a mobile device
`20 the extending operation .
`applying the same .
`The method may further include , when the mobile device
`is moved by the user in a specific pattern prior to the payable
`BACKGROUND ART
`time passing , extending the payable time .
`The method may further include , when the payable time
`To prevent double payment , a mobile wallet application
`. 25 passes , making the mobile payment card moved by the user
`sets one of the issued mobile payment cards as a main 25
`disappear .
`payment card and makes a payment .
`The method may further include making the mobile
`It is possible to make a payment using a mobile payment
`payment card moved by the user gradually disappear accord
`card other than the main payment card . However , to do so ,
`ing to a remaining payable time .
`users should go through an operation of setting a mobile
`The method may further include , when the remaining
`payment card that the user wishes to use for payment as a 30 payable time is shorter than or equal to a threshold , output
`main payment card in advance .
`ting an alarm .
`When the user temporarily uses another mobile payment
`The method may further include : displaying a list of
`additional services issued to the mobile device ; and setting
`card to make a payment ( for example , for one - time pay -
`ment ) , the user should recover the original main payment
`an additional service moved by the user from among the
`card after finishing the payment . In this case , the operation 35 additional services listed in the list to be used .
`of recovering the original main payment card may be a
`The method may further include , when a usable time
`cumbersome procedure and may cause inconvenience to the
`passes , setting the additional service to be disabled .
`According to another aspect of an exemplary embodi
`user .
`In addition , the operation of changing the main payment
`ment , there is provided a mobile device including : a touch
`card to another payment card may also cause inconvenience 40 screen configured to display a list of mobile payment cards ;
`and a processor configured to set , as a temporary payment
`or difficulty to the user , and the user may not be accustomed
`card , a mobile payment card which is moved by a user from
`to that operation , considering that mobile commerce is still
`among the mobile payment cards listed in the list displayed
`at an early stage .
`on the touch screen , and reset the setting of the temporary
`45 payment card when a payable time passes .
`Advantageous Effects
`Technical Problem
`According to exemplary embodiments described above , a
`One or more exemplary embodiments provide a method
`mobile payment card moved by a user from among mobile
`for setting a temporary payment card , which sets , as a 50 p payment cards listed in a list is set as a temporary payment
`temporary payment card , a mobile payment card which is
`card , and , the setting of the temporary payment card is reset
`moved by a user from among mobile payment cards listed in
`when a payable time passes , so that the temporary payment
`a list , and resets the setting of the temporary payment card
`card can be changed more easily and swiftly .
`card
`when a payable time passes , so that a user can change the
`In addition , an appropriate time desired by the user may
`temporary payment card more easily , swiftly , naturally , 55 be set as a payable time , and the payable time may be
`amusingly , and intuitively , and a mobile device applying the
`extended or forcedly terminated . Therefore , user conve
`nience can be improved .
`same .
`In addition , various visual effects and animation effects
`are provided , so that the user can set a temporary payment
`60 card through a familiar and intuitive operation , and the
`operation of manipulating the mobile device may bring the
`user a sense of fun and amusement .
`Description of Drawings
`FIG . 1 is a view showing a mobile device which displays
`a mobile payment card management screen ;
`
`Technical Solution
`According to an aspect of an exemplary embodiment
`there is provided a method for setting a temporary payment
`card , including : displaying a list of mobile payment cards ;
`setting , as a temporary payment card , a mobile payment card
`which is moved by a user from among the mobile payment 65
`card listed in the list ; and resetting the setting of the
`temporary payment card when a payable time passes .
`
`DISCLOSURE
`
`APPL-1001
`APPLE INC. / Page 25 of 29
`
`

`

`US 10 , 223 , 692 B2
`
`25
`
`mobile payment card to an additional area provided on the
`FIG . 2 is a view showing a mobile payment card addition
`upper portion of the mobile payment card addition screen as
`screen ;
`shown in FIG . 4 , the “ V ” mark is displayed on the center of
`FIG . 3 is a view showing a screen when a user drags a
`the mobile payment card addition screen , informing that the
`mobile payment card to add to a mobile payment card list ;
`FIG . 4 is a view showing a screen when the user drops the 5 mobile payment card to be added has been selected , as
`mobile payment card to an additional area provided on the
`nal area provided on the
`shown in FIG . 5 .
`upper portion of the mobile payment card addition screen ;
`Thereafter , as shown in FIG . 6 , the mobile payment card
`FIG . 5 is a view showing a screen on which a guide mark
`which has been dragged and dropped disappears from the
`informing that a mobile payment card is selected is dis
`mobile payment card addition screen , and an input window
`played on the center of the mobile payment card addition 10 for entering “ Activation Code ” and “ User ID ” of the mobile
`screen ;
`payment card is displayed .
`FIG . 6 is a view showing a mobile device on which an
`When the user enters “ Activation Code ” and “ User ID ”
`input window for inputting “ Activation Code ” and “ User
`through the input window as shown in FIG . 7 , the process of
`ID ” of the mobile payment card is displayed ;
`on 15 adding the mobile payment card is performed as shown in
`FIG . 7 is a view showing a state in which “ Activation 15
`FIG . 8 , and the selected mobile payment card is added to the
`Code ” and “ User ID ” are entered by the user through the
`list on the mobile payment card management screen as
`input window ;
`she shown in FIG . 9 .
`FIG . 8 is a view showing a guide screen informing that
`One of the mobile payment cards listed in the list is set as
`addition of a mobile payment card is in progress ;
`FIG . 9 is a view showing the mobile payment card 20
`a main payment card and is used as a payment means when
`management screen in which a mobile payment card is
`the user makes a payment using the mobile device . The main
`payment card may be set through the mobile payment card
`added ;
`FIG . 10 is a view showing a mobile device displaying a
`management screen and also may be set through a mobile
`payment card selection screen of a mobile wallet applica -
`wallet application .
`The user may make a temporary payment using a mobile
`tion ;
`FIG . 11 is a view showing a screen when the user slides
`payment card other than the main payment card . To achieve
`this , the user should set a mobile payment card to be used for
`up a mobile payment card ;
`FIG . 12 is a view showing a resulting screen when the
`temporary payment as a temporary payment card .
`mobile payment card is moved to the upper portion of the
`Hereinafter , a method for setting a temporary payment
`payment card selection screen by the sliding - up operation ; 30 card according to an exemplary embodiment of the present
`FIG . 13 is a view showing a screen when the user
`disclosure will be explained with reference to FIGS . 10 to
`13 . For the convenience of explanation and understanding ,
`intentionally sl