THAT MOLT LLUMUTITE
`
`US009785926B2
`
`( 12 ) United States Patent
`Sanford et al .
`
`( 10 ) Patent No . :
`( 45 ) Date of Patent :
`
`US 9 , 785 , 926 B2
`* Oct . 10 , 2017
`
`( 72 )
`
`( * ) Notice :
`
`( 54 ) SYSTEMS AND METHODS FOR BALANCE
`TRANSFERS ASSOCIATED WITH GAMING
`ENVIRONMENTS
`( 71 ) Applicant : Sightline Interactive LLC , Las Vegas ,
`NV ( US )
`Inventors : Kirk E . Sanford , Las Vegas , NV ( US ) ;
`Thomas M . Sears , Henderson , NV
`( US ) ; Omer Sattar , Las Vegas , NV
`( US )
`( 73 ) Assignee : Sightline Interactive LLC , Las Vegas ,
`NV ( US )
`Subject to any disclaimer , the term of this
`patent is extended or adjusted under 35
`U . S . C . 154 ( b ) by 0 days .
`This patent is subject to a terminal dis
`claimer .
`( 21 ) Appl . No . : 15 / 270 , 116
`( 22 ) Filed :
`Sep . 20 , 2016
`Prior Publication Data
`( 65 )
`US 2017 / 0011372 A1 Jan . 12 , 2017
`Related U . S . Application Data
`( 63 ) Continuation of application No . 14 / 921 , 094 , filed on
`Oct . 23 , 2015 , now Pat . No . 9 , 466 , 176 , which is a
`continuation of application No . 14 / 326 , 527 , filed on
`Jul . 9 , 2014 , now Pat . No . 9 , 196 , 123 , which is a
`continuation - in - part of application No . 14 / 228 , 363 ,
`filed on Mar . 28 , 2014 , now Pat . No . 8 , 998 , 708 ,
`which is
`a
`continuation of application No .
`14 / 033 , 493 , filed on Sep . 22 , 2013 , now Pat . No .
`8 , 708 , 809 .
`( 60 ) Provisional application No . 61 / 744 , 564 , filed on Sep .
`28 , 2012 .
`
`( 52 )
`
`( 58 )
`
`( 56 )
`
`( 51 ) Int . CI .
`G06Q 20 / 10
`( 2012 . 01 )
`( 2012 . 01 )
`G060 50 / 34
`G07F 1732
`( 2006 . 01 )
`G060 20 / 22
`( 2012 . 01 )
`( 2012 . 01 )
`G06Q 20 / 36
`( 2006 . 01 )
`A63F 9 / 24
`U . S . CI .
`CPC . . . . . . . . . G06Q 20 / 1085 ( 2013 . 01 ) ; G06Q 20 / 10
`( 2013 . 01 ) ; G06Q 20 / 227 ( 2013 . 01 ) ; G06Q
`20 / 3676 ( 2013 . 01 ) ; G06Q 50 / 34 ( 2013 . 01 ) ;
`G07F 17 / 3241 ( 2013 . 01 ) ; G07F 17 / 3244
`( 2013 . 01 ) ; G07F 17 / 3255 ( 2013 . 01 ) ; A63F
`2009 / 2488 ( 2013 . 01 )
`Field of Classification Search
`. . . . . . . . . . . . . . 463 / 25 ; 705 / 39 , 40
`USPC
`See application file for complete search history .
`References Cited
`U . S . PATENT DOCUMENTS
`9 , 047 , 731 B2 *
`6 / 2015 Gagner . . . . . . . . . . . . . . . . . . G06Q 20 / 04
`2011 / 0145139 A1 *
`6 / 2011 Valdes . . . . . . . . . . . . . . . G060 20 / 10
`705 / 39
`2012 / 0123943 A1 *
`5 / 2012 Potts
`. . . . . . . . . . . .
`G06Q 20 / 04
`705 / 44
`( Continued )
`Primary Examiner — Pierre E Elisca
`( 74 ) Attorney , Agent , or Firm — Ulmer & Berne LLP
`ABSTRACT
`( 57 )
`Systems and methods are disclosed for selectively increas
`ing and decreasing the balances of gaming accounts and
`stored value accounts . Each of the gaming account and the
`stored value account are associated with a player . Instruc
`tions for balance transfers can be provided by the player to
`a remote computing device .
`20 Claims , 17 Drawing Sheets
`
`- - - - - - -
`
`GAMING ENVIRONMENT
`CASINO LEVEL PLAYER ACCOUNT
`104
`
`PLAYER LOYALTY
`ACCOUNT
`252
`
`L - 250
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`116A
`
`WAGERING ACCOUNTS
`BRICK - AND - MORTAR
`
`RACE - AND - SPORT
`INTERNET GAMING
`( GAMING )
`
`106
`108
`
`110
`
`AFFILIATED MERCHANT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`ISSUER PROCESSOR
`COMPUTING SYSTEM
`STORED VALUE
`ACCOUNT
`
`( PLAYER
`
`114
`
`116
`
`STORED VALUE
`PAYMENT VEHICLE
`
`138
`
`136
`
`BRICK - AND - MORTAR
`MERCHANT
`
`SERVICE PROVIDER
`
`120
`
`ONLINE MERCHANT
`
`ATM MACHINE
`
`- 122
`
`EVERI EX. 1002; Page 1
`Everi v. Sightline IPR2022-00707
`
`

`

`US 9 , 785 , 926 B2
`Page 2
`
`( 56 )
`
`References Cited
`U . S . PATENT DOCUMENTS
`2012 / 0191977 A1 *
`7 / 2012 Foster . . . . . . . . . . . . . . . . . H04L 9 / 3242
`713 / 170
`2013 / 0046675 A1 * 2 / 2013 Chiulli . .
`. G06Q 40 / 025
`705 / 37
`2013 / 0172075 A1 *
`7 / 2013 Gagner . . . . . . . . . . .
`G06Q 20 / 04
`463 / 25
`2013 / 0311376 A1 *
`11 / 2013 Blair
`G06Q 20 / 32
`705 / 44
`
`* cited by examiner
`
`EVERI EX. 1002; Page 2
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 1 of 17
`
`US 9 , 785 , 926 B2
`
`188
`
`-
`
`-
`
`-
`
`GAMING ENVIRONMENT
`
`-
`
`-
`
`114
`
`PLAYER
`PLAYER
`
`??
`| - - 102 116A
`
`GAMING
`ACCOUNT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`$
`
`STORED VALUE
`PAYMENT VEHICLE
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`116B
`
`116
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 1
`
`EVERI EX. 1002; Page 3
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 2 of 17
`
`US 9 , 785 , 926 B2
`
`
`
`SYSTEM ISSUER PROCESSOR COMPUTING
`
`
`
`728
`
`VALUE ACCOUNT
`STORED
`
`- ever
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`126
`
`100
`
`114
`114
`
`PLAYER
`PLAYER
`
`$
`
`138
`
`116A
`
`I - - - 102
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`1163
`
`$
`
`1300
`
`-
`
`104
`
`-
`
`-
`
`-
`
`-
`
`- 106
`
`- 122
`
`124
`
`
`
`SERVICE PROVIDER
`
`
`
`ATM MACHINE
`
`
`
`ONLINE MERCHANT
`
`120
`
`FIG . 2A
`
`$
`
`134
`$ 1327 $
`
`
`
`AFFILIATED MERCHANT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`BRICK - AND - MORTAR MERCHANT
`
`118
`
`1110
`
`INTERNET GAMING ( IGAMING )
`
`
`
`GAMING ENVIRONMENT
`
`
`
`WAGERING ACCOUNTS
`
`BRICK - AND - MORTAR
`
`RACE - AND - SPORT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`we
`
`EVERI EX. 1002; Page 4
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 3 of 17
`
`US 9 , 785 , 926 B2
`
`-
`
`126
`
`200
`
`
`
`SYSTEM ISSUER PROCESSOR COMPUTING
`
`
`
`PLAYER
`
`16
`
`-
`-
`
`-
`
`
`
`PLAYER LOYALTY 1 ACCOUNT
`
`- 250
`
`-
`
`-
`
`-
`
`-
`
`-
`
`106
`
`VALUE ACCOUNT
`STORED
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`128
`
`116B
`
`
`
`SERVICE PROVIDER
`
`BRICK - AND - MORTAR MERCHANT
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`
`
`ATM MACHINE
`
`
`
`ONLINE MERCHANT
`
`120
`
`FIG . 2B
`
`104
`
`-
`
`
`
`GAMING ENVIRONMENT
`
`
`
`CASINO LEVEL PLAYER ACCOUNT
`
`
`
`
`
`BRICK - AND - MORTAR
`
`RACE - AND - SPORT
`
`
`
`INTERNET GAMING ( IGAMING )
`
`
`
`WAGERING ACCOUNTS
`
`118
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`
`
`AFFILIATED MERCHANTI
`
`112
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`EVERI EX. 1002; Page 5
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 4 of 17
`
`US 9 , 785 , 926 B2
`
`GAMING ENVIRONMENT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- - - 302 3164
`
`GAMING
`ACCOUNT
`
`PLAYER LOYALTY
`PROFILE
`
`$
`
`- 354
`
`316B
`
`PLAYER
`
`STORED VALUE
`PAYMENT VEHICLE
`
`316
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 3
`
`EVERI EX. 1002; Page 6
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 5 of 17
`
`US 9 , 785 , 926 B2
`
`388
`
`.
`
`GAMING ENVIRONMENT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`314
`
`PLAYER
`
`GAMING
`ACCOUNT
`
`CUSTOMER RELATIONSHIP
`MANAGEMENT ENGINE
`
`316B
`
`354
`
`PLAYER
`LOYALTY
`PROFILE
`
`- 360
`
`-
`
`-
`
`- -
`
`- - - - - -
`
`- - - - -
`
`STORED VALUE
`PAYMENT VEHICLE
`
`A
`
`364
`
`&
`
`MERCHANT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 4
`
`EVERI EX. 1002; Page 7
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 6 of 17
`
`US 9 , 785 , 926 B2
`
`PLAYER
`
`514
`
`500
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`516
`
`516B
`
`- - - 502
`$ 550
`
`516A
`
`-
`
`-
`
`-
`
`-
`
`CASINO LEVEL PLAYER ACCOUNT
`
`
`
`GAMING ENVIRONMENT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`2
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 5
`
`WAGERING ACCOUNT 1
`
`WAGERING ACCOUNT 2
`
`WAGERING ACCOUNT 3
`
`5102
`
`AFFILIATED MERCHANT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- L
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`.
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`EVERI EX. 1002; Page 8
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 7 of 17
`
`US 9 , 785 , 926 B2
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`616
`
`PLAYER
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`
`
`PLAYER IDENTIFIER
`
`600
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- - - 602
`- 674
`
`1612
`- - - -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`-
`-
`-
`-
`614 .
`
`Lena
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 6
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`
`
`GAMING ENVIRONMENT
`
`
`
`CASINO MANAGEMENT SYSTEM ( CMS ) PLAYER
`LOYALTY PROFILE
`
`GAMING ACCOUNT
`
`688
`
`672
`
`
`
`SLOT MANAGEMENT SYSTEM ( SMS )
`
`680
`
`1
`
`
`
`INPUT DEVICE
`
`
`
`GAMING DEVICE
`
`METER
`
`GAMING CREDITS
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`1
`
`-
`
`EVERI EX. 1002; Page 9
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 8 of 17
`
`US 9 , 785 , 926 B2
`
`728
`
`SYSTEM ISSUER PROCESSOR COMPUTING
`
`
`
`
`STORED VALUE ACCOUNT
`
`- 792
`
`PLAYER DATABASE
`
`
`
`TRANSACTION FACILITATOR
`
`A
`
`700
`
`790
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`PLAYER
`
`716 )
`
`L770
`
`PLAYER IDENTIFIER
`
`17 - - 702
`
`-
`
`-
`
`-
`
`-
`
`-
`
`728A
`
`-
`
`-
`
`-
`
`728B
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`NETWORK INTERFACE
`
`7241 NL
`
`788
`
`GAMING ACCOUNT
`
`776
`
`782
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 7
`
`
`
`GAMING ENVIRONMENT
`
`
`
`
`
`CASINO COMPUTING SYSTEM
`
`
`
`
`
`PROCESSOR MEMORY UNIT
`
`GAMING CREDITS
`DISPLAY
`
`
`
`INPUT DEVICE
`
`
`
`GAMING DEVICE
`
`778
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- - - - - - - - - -
`
`PLAYER LOYALTY PROFILE
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`EVERI EX. 1002; Page 10
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`atent
`
`Oct . 10 , 2017
`
`Sheet 9 of 17
`
`US 9 , 785 , 926 B2
`
`726
`
`700
`
`790
`
`ISSUER PROCESSOR COMPUTING SYSTEM
`
`728
`
`STORED VALUE ACCOUNT
`
`792
`
`PLAYER DATABASE
`
`
`
`TRANSACTION FACILITATOR
`
`-
`
`-
`
`732
`
`734
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`PLAYER 770
`
`
`
`PLAYER IDENTIFIER
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 7A
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`
`
`
`
`REMOTE COMPUTING DEVICE
`
`APPLICATION
`
`INPUT DEVICE
`7300
`
`-
`
`-
`
`-
`
`-
`
`
`-
`
`- - -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`INTERFACE
`
`- 724 | NETWORK
`
`728A
`
`788
`
`728B
`
`782
`
`
`
`712 GAMING DEVICE
`
`DISPLAY
`
`GAMING CREDITS
`
`
`
`INPUT DEVICE
`
`GAMING ACCOUNT
`
`PLAYER LOYALTY PROFILE
`
`
`
`
`
`
`
`
`
`CASINO COMPUTING SYSTEM PROCESSOR MEMORY UNIT
`
`
`
`GAMING ENVIRONMENT
`
`-
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`EVERI EX. 1002; Page 11
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`atent
`
`Oct 10 , 2017
`
`Oct . 10 , 2017
`
`Sheet 10 of 1
`
`Sheet 10 of 17
`
`US 9 , 785 , 926 B2
`
`
`
`SYSTEM ISSUER PROCESSOR COMPUTING
`
`
`
`800
`
`FIG . 8
`
`828
`
`STORED VALUE ACCOUNT
`
`TRANSACTION FACILITATOR
`
`890
`
`PLAYER TRACKING ENGINE
`INTELLIGENCE REPORT
`
`COUPONING ENGINE
`
`806
`
`- - - -
`
`- -
`
`-
`
`- - -
`
`- -
`
`-
`
`CASINO COMPUTING SYSTEM
`
`
`
`ATM MACHINE
`
`818
`
`UNAFFILIATED MERCHANT
`
`POS
`
`POS
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`814
`
`PLAYER
`
`
`VALUE PAYMENT VEHICLE
`STORED
`
`
`
`GAMING ENVIRONMENT
`
`
`
`N
`
`LOYALTY PROFILE INCENTIVES
`PLAYER
`
`AFFILIATED MERCHANT
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`8162
`
`EVERI EX. 1002; Page 12
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`Oct . 10 , 2017
`
`Sheet 11 of 17
`
`US 9 , 785 , 926 B2
`
`
`
`SYSTEM ISSUER PROCESSOR COMPUTING
`
`
`
`916
`
`STORED VALUE ACCOUNT
`
`
`
`TRANSACTION FACILITATOR
`
`994
`
`
`
`MEMORY UNIT
`
`PROCESSOR
`
`SERVER
`996
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`FIG . 9
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`PIT
`
`
`
`COMPUTING SYSTEM
`
`
`
`CAGE MODULE
`
`
`
`GAMING ENVIRONMENT
`
`MODULE
`
`KIOSK MODULE
`
`MOBILE MODULE
`
`SLOT MODULE
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`L
`
`- - -
`
`- -
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`902 -
`
`-
`
`- -
`
`
`VALUE PAYMENT VEHICLE
`STORED
`9161
`
`- - -
`
`- -
`
`- -
`
`- -
`
`- -
`
`-
`
`- -
`
`- -
`
`-
`
`PLAYER
`
`914 - 4
`
`- - 940
`
`- 942
`
`
`
`FUND SOURCE
`
`PLAYER - SOURCED FUNDS CASH
`
`CHIPS
`
`TICKETS
`
`DDA ACCOUNT INFO
`
`JACKPOT FUNDS
`
`- 946
`
`JACKPOT IDENTIFIER
`
`EVERI EX. 1002; Page 13
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 12 of 17
`
`US 9 , 785 , 926 B2
`
`CASINO KIOSK
`COMPUTING
`DEVICE
`DISPLAY
`
`CASINO GAMING PIT
`COMPUTING
`DEVICE
`DISPLAY
`CASINO CAGE
`COMPUTING
`DEVICE
`DISPLAY
`
`LOAD FUNDS
`
`LOAD JACKPOT
`WITHDRAW
`FUNDS
`SEARCH
`
`1018E
`
`ISSUER PROCESSOR COMPUTING SYSTEM
`| STORED VALUE ACCOUNT 1028
`
`1026
`
`1090
`
`TRANSACTION FACILITATOR
`PROCESSOR
`
`1094
`
`MEMORY UNIT
`GAMING PIT
`CAGE MODULE
`MODULE
`KIOSK MODULE
`
`1096
`
`1098
`
`WEB SERVER
`
`APPLICATION
`SERVER
`
`71014
`
`1004
`
`+ 1010
`1016
`
`1006
`
`+ - 1012
`- 1018
`
`1018A
`
`1018B
`
`EXISTING CARD
`
`NEW CARD
`
`1018C
`
`CARDHOLDER
`INFO :
`
`CARD INFO :
`
`#
`
`TRANSACTION
`APPROVED
`
`APPROVAL #
`DATE
`LAST 4 DIGITS
`AMOUNT
`
`LOAD FUNDS
`SOURCE 1
`
`SOURCE 2
`
`1018D
`
`FIG . 10
`
`EVERI EX. 1002; Page 14
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`Oct . 10 , 2017
`
`Sheet 13 of 17
`
`US 9 , 785 , 926 B2
`
`LOAD FUNDS
`LOAD JACKPOT
`WITHDRAW
`FUNDS
`SEARCH
`
`TRANSACTION
`APPROVED
`
`APPROVAL #
`DATE
`LAST 4 DIGITS
`AMOUNT
`
`1018F
`
`1018G
`
`1018H
`
`EXISTING CARD
`
`NEW CARD
`
`CARDHOLDER
`INFO :
`
`10183
`
`10783
`
`10181
`10181
`
`NEW PREPAID
`CARD #
`12456789
`
`1018K
`
`JACKPOT LOAD TO
`PREPAID ACCOUNT
`JACKPOT ID
`
`AMOUNT
`
`FIG . 11
`
`EVERI EX. 1002; Page 15
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`Oct . 10 , 2017
`
`Sheet 14 of 17
`
`US 9 , 785 , 926 B2
`
`LOAD FUNDS
`LOAD JACKPOT
`WITHDRAW
`FUNDS
`SEARCH
`
`1018L
`
`1018M
`
`1018N
`
`CARDHOLDER
`INFO :
`
`CARD INFO :
`
`CCV
`
`#
`
`P
`
`10180 180
`
`JACKPOT LOAD TO
`PREPAID ACCOUNT
`JACKPOT ID
`
`AMOUNT
`
`EXISTING CARD
`NEW CARD
`
`TRANSACTION
`APPROVED
`
`APPROVAL #
`DATE
`LAST 4 DIGITS
`AMOUNT
`
`FIG . 12
`
`EVERI EX. 1002; Page 16
`Everi v. Sightline IPR2022-00707
`
`

`

`. . … . … . … … .
`
`US 9 , 785 , 926 B2
`
`U . S . Patent
`
`Oct . 10 , 2017
`
`Sheet 15 of 17
`
`LOAD FUNDS
`
`LOAD JACKPOT
`WITHDRAW
`FUNDS
`SEARCH
`
`10180
`
`1018R
`
`1018S
`
`WITHDRAW
`FUNDS FROM
`PREPAID
`CARD #
`
`CC /
`
`1018
`
`1018T
`
`WITHDRAW FINDS
`FROM PREPAID
`AMOUNT
`
`FEE
`
`TOTAL
`
`CARDHOLDER
`INFO .
`
`TRANSACTION
`APPROVED
`
`APPROVAL #
`DATE
`LAST 4 DIGITS
`AMOUNT
`
`FIG . 13
`
`EVERI EX. 1002; Page 17
`Everi v. Sightline IPR2022-00707
`
`

`

`U . S . Patent
`
`Oct . 10 , 2017
`
`Sheet 16 of 17
`
`US 9 , 785 , 926 B2
`
`1018V
`
`108W
`
`LOAD FUNDS
`
`LOAD JACKPOT
`WITHDRAW
`FUNDS
`SEARCH
`
`- - - -
`- -
`- - - - -
`
`- - -
`- -
`- - - -
`
`TRANSACTION
`SEARCH :
`
`- -
`-
`
`-
`
`1020
`
`- -
`-
`
`- - - - - -
`
`- - - - -
`
`-
`
`10407
`
`1054
`1042 Transaction Search 1052
`1050
`1054
`1048
`1044
`'
`last n hours : \ last 24 Hours !
`'
`Device : All Devices
`Username : All Users
`Patron Name
`Trans Type
`Amount
`Status
`Trans Date
`View
`$ 10 . 00 NA FAILED
`SMITH , STEVE
`CREDIT
`1 / 21 / 2013 4 : 07 PM
`PTV . CC 1046 TAIL
`DOE , JOHN
`CREDIT
`1 / 21 / 2013 4 : 04 PM
`View
`$ 7 . 50
`FAILED
`DEBIT
`1 / 21 / 2013 2 : 55 PM
`$ 6 . 00
`APPROVED View
`SMITH , JANE
`$ 6 . 00
`APPROVED View
`CREDIT
`DOE , JOHN
`1 / 21 / 2013 2 : 54 PM
`1 / 21 / 2013 2 : 52 PM
`DOE , JOHN
`CREDIT
`$ 52 . 00
`DECLINED View
`JACKPOT CREDIT DOE , JOHN
`1 / 21 / 2013 2 : 51 PM
`$ 9 . 63
`DECLINED View
`
`FIG . 14
`
`EVERI EX. 1002; Page 18
`Everi v. Sightline IPR2022-00707
`
`

`

`atent
`
`Oct . 10 , 2017
`
`Sheet 17 of 17
`
`US 9 , 785 , 926 B2
`
`1014A
`
`DEPOSIT TO PREPAID
`ACCOUNT
`PURCHASE SLOT TICKET
`WITHDRAW CASH
`
`CASINO KIOSK
`COMPUTING
`DEVICE
`DISPLAY
`
`-
`-
`- -
`
`+
`
`1008
`1014
`
`-
`
`-
`
`-
`
`-
`
`-
`
`-
`
`- -
`
`FIG . 15
`
`CASINO GAMING PIT
`COMPUTING
`DEVICE
`DISPLAY
`
`-
`
`- -
`
`1016A
`
`PURCHASE CHIPS WITH
`PREPAID CARD
`DEPOSIT CHIPS TO PREPAID
`CARD
`
`- - - - -
`
`-
`-
`-
`
`1004
`
`-
`
`1010
`1016
`
`FIG . 16
`
`EVERI EX. 1002; Page 19
`Everi v. Sightline IPR2022-00707
`
`

`

`US 9 , 785 , 926 B2
`
`SUMMARY
`
`SYSTEMS AND METHODS FOR BALANCE
`TRANSFERS ASSOCIATED WITH GAMING
`ENVIRONMENTS
`
`promotions , gifts , and advertisements . A problem with
`casino loyalty systems , however , is that they do not capture
`spending player activity that occurs in non - gaming environ
`ments , such the player ' s purchases at a merchant or the
`CROSS - REFERENCE TO RELATED
`5 player ' s ATM activity .
`Therefore , the field can benefit from systems and methods
`APPLICATIONS
`providing cashless wagering and redemption , which pro
`vides advantages to both game players and casino operators .
`This application is a continuation of prior U . S . patent
`The field can also benefit from systems and methods that
`application Ser . No . 14 / 921 , 094 , entitled “ SYSTEMS AND
`METHODS FOR BALANCE TRANSFERS ASSOCIATED 10 conveniently allow a gaming establishment to track player
`WITH GAMING ENVIRONMENTS , ” filed on Oct . 23 ,
`gaming activity and player purchase activity , both inside and
`2015 , which is a continuation of prior U . S . patent applica -
`outside the casino , to associate such activity with the play
`tion Ser . No . 14 / 326 , 527 , entitled “ SYSTEMS AND METH -
`er ' s loyalty profile .
`ODS FOR BALANCE TRANSFERS ASSOCIATED WITH
`GAMING ENVIRONMENTS , ” filed on Jul . 9 , 2014 , which 15
`is a continuation - in - part of prior U . S . patent application Ser .
`In an embodiment , the present disclosure is directed , in
`No . 14 / 228 , 363 , entitled “ SYSTEMS AND METHODS
`part , to a computer - based computer - based method of trans
`FOR ADMINISTRATION OF NON - WAGERING
`ferring funds between a stored value account and a gaming
`ACCOUNT ASSOCIATED WITH GAMING ENVIRON
`MENT , ” filed on Mar . 28 , 2014 , which is a continuation of 20 account . The method comprises receiving , by one or more
`prior U . S . patent application Ser . No . 14 / 033 , 493 , entitled
`processors , player credentials for a player , wherein the
`“ SYSTEMS AND METHODS FOR ADMINISTRATION
`player credentials are associated with a player identifier and
`OF NON - WAGERING ACCOUNT ASSOCIATED WITH
`a gaming account having a balance , wherein the player
`GAMING ENVIRONMENT , ” filed Sep . 22 , 2013 , now U . S .
`credentials were entered into a remote computing device .
`Pat . No . 8 , 708 , 809 , which claims priority to the disclosure 25 The method further comprises , based at least partially on the
`of U . S . Provisional Patent Application Ser . No . 61 / 744 , 564 ,
`player identifier , identifying , by any of the one or more
`entitled “ DUAL PREPAID / LOYALTY CARD FOR GAM
`processors , a stored value account , wherein the stored value
`ING , ” filed Sep . 28 , 2012 , the disclosures of which are all
`account is associated with a stored value payment vehicle
`incorporated herein by reference in their entirety .
`issued to the player , and wherein a balance of the stored
`30 value account is maintained by an issuer processor comput
`BACKGROUND
`ing system . The method further comprises receiving , by any
`of the one or more processors , a funding instruction , wherein
`Within gaming establishments , such as casinos , gaming
`the funding instruction identifies a balance amount to be
`devices are typically networked via a central computer . Such
`transferred from the stored valued account to the gaming
`configuration allows for the gaming establishment to moni - 35 account , wherein the funding instruction was entered into
`tor a player ' s gameplay for tracking purposes . Gaming
`the remote computing device . The method further comprises
`devices typically issue paper tickets that are redeemable for
`causing , by any of the one or more processors , a decrease of
`cash . These paper tickets can be redeemed either at assisted
`the balance of the stored value account and an increase of the
`service counters ( i . e . , a casino cage ) or through self - service
`balance of the gaming account .
`computer systems , sometimes called Ticket - In - Ticket - Out 40
`In another embodiment , the present disclosure is directed ,
`( TITO ) machines . Drawbacks of using paper tickets , how -
`in part , to a computer - based method of funding an account
`ever , is that the players may very easily lose tickets , tickets
`associated with a player . The method comprises receiving ,
`can become destroyed or damaged , casinos incur cost from
`by a transaction facilitator computing system , a load request ,
`replenishing tickets , and casinos incur cost for maintaining
`wherein the load request is initiated at an application
`ticket printers . Additionally , the use of tickets requires that 45 executed on a remote computing device and comprises a
`operators of casinos ensure that sufficient amounts of cash
`request to fund a gaming account with player funds held by
`are available on the gaming floor to accommodate redemp -
`a stored value account associated with a stored value pay
`tions at both the assisted - service counters and the TITO
`ment vehicle , wherein the gaming account has a balance
`machines . Players wishing to play a table game at a casino
`amount . The method also comprises causing , by the trans
`typically first exchange cash for an amount of chips which 50 action facilitator computing system , an increase of the
`can then be used for gaming . When the player wants to
`balance amount of the gaming account based on an amount
`convert the chips back to the cash , the player typically
`of funds requested in the load request .
`exchanges their chips for an equivalent amount of cash at a
`In another embodiment , the present disclosure is directed ,
`cashier cage at the casino . Thus , in addition to ensure
`in part , to a gaming account funding system . The gaming
`sufficient cash is available for ticket redemptions , operators 55 account funding system comprises a stored value payment
`of casinos must ensure also sufficient amounts of cash are
`vehicle issued to a player , wherein funds accessible by the
`available at the cashier cage to accommodate player
`stored value payment vehicle are maintained in a stored
`exchanging chips for cash . This process for routinely replen -
`value account and are accessible through a payment net
`ishing cash by the casino operator is both costly and bur -
`work . The gaming account funding system also comprises a
`60 gaming account to hold funds for the player and a loyalty
`densome .
`Additionally , in many gaming establishments players can
`account assigned to the player , wherein the loyalty account
`register demographic information to obtain a player card ,
`is maintained by a customer management system , wherein
`sometimes referred to as a loyalty card . Typical player cards
`the loyalty account assigned to the player is associated with
`include a unique identifier that enables the casino to cen -
`the stored value account . The gaming account funding
`trally track the player ' s wagering activity . Applying the 65 system also comprises at least one processor and non
`player ' s historic activity , the gaming establishment can , for
`transitory computer readable medium having instructions
`example , develop a targeted marketing campaign including
`stored thereon which when executed by a processor cause
`
`EVERI EX. 1002; Page 20
`Everi v. Sightline IPR2022-00707
`
`

`

`US 9 , 785 , 926 B2
`
`The stored value account can be a financial account that is
`the processor to selectively increase and decrease funds held
`maintained by an issuing financial institution , with funds in
`by the stored value account and the gaming account based on
`the stored value account accessible to the cardholder through
`one funding commands provided by the player through an
`an associated stored value payment vehicle using open - loop
`application executing on a remote computing device .
`or closed - loop payment processing , for example . The stored
`BRIEF DESCRIPTION OF THE DRAWINGS
`value payment vehicle can be any suitable payment vehicle ,
`such as a physical card , a virtual payment device , or have
`any other suitable format . In some embodiments the stored
`It is believed that certain embodiments will be better
`value payment vehicle is a general purpose reloadable
`understood from the following description taken in conjunc
`tion with the accompanying drawings , in which like refer - 10 prepaid card .
`Gaming environments can utilize different types of gam
`ences indicate similar elements and in which :
`FIG . 1 schematically illustrates an association between a
`ing accounts , such as casino level player accounts and / or
`stored value payment vehicle and a gaming account in
`wagering accounts . With regard to wagering accounts , some
`accordance with one non - limiting embodiment of the pres
`types of wagering accounts are regulated by jurisdictional
`15 gaming statutes . For the purposes of illustration , three
`ent disclosure .
`FIG . 2A depicts an example system view and flow process
`different types of wagering accounts are described herein
`utilizing the stored value payment vehicle of FIG . 1 in
`( internet gaming wagering accounts , brick - and - mortar
`wagering accounts , and race - and - sports wagering accounts ) ,
`accordance with one non - limiting embodiment .
`FIG . 2B depicts the system view and flow process of FIG .
`although this disclosure is not so limited . In fact , the systems
`2A further comprising a casino level player account in
`20 and methods described herein are generally applicable to the
`transfer of between any suitable wagering account and an
`accordance with one non - limiting embodiment .
`FIGS . 3 - 4 are diagrammatic representations of associa
`associated stored value account , or intermediary account ,
`tions between stored value payment vehicles and gaming
`such as a casino level player account , as described below .
`accounts in accordance with various non - limiting embodi
`As used herein , internet gaming wagering account ( or
`25 iGaming wagering account ) , generally means an electronic
`ments .
`FIG . 5 schematically illustrates example cash flows
`ledger wherein the following types of transactions relative to
`between example gaming accounts associated with a player
`internet or mobile gaming system are recorded : ( a ) deposits ;
`and cash flows between the gaming accounts and stored
`( b ) withdrawals ; ( c ) amounts wagered ; ( d ) amounts paid on
`value payment vehicle issued to the player in accordance
`winning wagers ; ( e ) service or other transaction - related
`30 charges authorized by the patron ; and ( f ) adjustments to the
`with one non - limiting embodiment .
`FIG . 6 is a diagrammatic representation of an example
`account .
`gaming system and flow process in accordance with one
`As used herein , brick - and - mortar wagering account gen
`erally means an electronic ledger for a brick - and - mortar
`non - limiting embodiment .
`FIG . 7 is an example arrangement of a transaction facili
`cashless wagering system patron deposit account wherein
`tator interacting with a gaming environment and an issuer 35 the following types of transactions are recorded to and from
`processor computing system in accordance with one non -
`gaming devices ( i . e . ; slots ) : ( a ) deposits and withdrawals of
`cash or cash equivalents at a designated area of account
`limiting embodiment .
`FIG . 7A depicts an example system diagram that includes
`ability ; ( b ) deposits initiated with a debit instrument ; ( c )
`a computing device executing an application for facilitating
`wagering account transfers to and from gaming devices ; ( d )
`40 wagering account adjustments .
`balance transfers .
`FIG . 8 is an example arrangement for tracking and
`As used herein , race - and - sports wagering account gener
`rewarding player activity in accordance with one non
`ally means an electronic ledger wherein the following types
`limiting embodiment .
`of transactions relative to sports and non - pari - mutuel race
`FIG . 9 schematically illustrates various techniques for a
`wagers are recorded : ( a ) deposits ; ( b ) withdrawals ; ( c )
`45 amounts wagered ; ( d ) amounts paid on winning wagers ; ( e )
`player to load funds to a stored value account .
`FIG . 10 is a diagrammatic representation of various
`amounts paid for horse racing - related services or merchan
`computing devices associated with a casino that are in
`dise ; ( f ) service or other transaction - related charges autho
`communication with a transaction facilitator that performs
`rized by the patron ; and ( g ) adjustments to the account .
`various financial transactions associated with a stored value
`As described in more detail below , a financial facilitator
`account managed by an issuer processor computing system . 50 can generally direct or enable transactions with the issuing
`FIGS . 11 - 14 depict example simplified screen displays of
`financial institution to affect the increasing and decreasing of
`an account balance of the stored value account . A financial
`the casino cage computing device of FIG . 10 .
`FIG . 15 depicts an example user interface screen on a
`facilitator can also generally direct or enable transactions
`display of a computing device that is associated with an
`with a computing system that manages a gaming account of
`55 a gaming environment to affect the increasing and decreas
`unattended casino kiosk .
`FIG . 16 depicts an example user interface screen on a
`ing of an account balance of the gaming account . The issuing
`display of a computing device that is associated with a
`financial institution can also receive communications related
`casino gaming pit .
`to the stored value account in a traditional fashion via an
`open system from merchants through existing bank card
`DETAILED DESCRIPTION
`60 networks . Such communications can authorize / decline pur
`chases using funds held in the stored value account .
`The presently disclosed system and methods can gener -
`In some embodiments , a player can be associated with a
`unique player identifier that can be used by a casino or other
`ally allow for gaming - related financial transactions . As
`described in more detail below , utilizing a financial facili -
`gaming environment to identify a particular player . Such a
`tator , a player can selectively transfer funds between various 65 player identifier may be issued subsequent to the player
`types of gaming accounts and an associated account , such as
`enrolling in a casino loyalty program , for example . In some
`a stored value account and / or a casino level player account .
`cases , the unique player identifier is embossed on a player
`
`EVERI EX. 1002; Page 21
`Everi v. Sightline IPR2022-00707
`
`

`

`US 9 , 785 , 926 B2
`
`The stored value payment vehicle can be , for example , a
`card , sometimes referred to as a loyalty card , or is otherwise
`general purpose reloadable card ( sometimes referred to as a
`accessible or presentable by a player . In some embodiments ,
`GPR card ) that is an open - loop payment vehicle . Being an
`the player identifier can be a graphical code , such as a
`open loop payment vehicle , it is associated with a bank card
`quick - response ( QR ) code displayable on a mobile comput -
`ing device or the player identifier can be a barcode printed 5 network ( MASTERCARD , VISA , DISCOVER , and so
`forth ) and can generally be used at any merchant or ATM
`on a keychain fob or other substrate . In any event , the player
`accepting payment cards associated with the bank card
`identifier can be provided to
`a gaming device or casino
`network . Open loop transactions seeking authorization from
`representative to enable the casino to centrally track the
`funds of the stored value account send authorization requests
`player ' s wagering activity