(19) United States
`(12) Patent Application Publication (10) Pub. No.: US 2003/0177102A1
`(43) Pub. Date:
`Sep. 18, 2003
`Robinson
`
`US 2003O177102A1
`
`(54) SYSTEM AND METHOD FOR BIOMETRIC
`AUTHORIZATION FOR AGE VERIFICATION
`(76) Inventor: Timothy Robinson, Herndon, VA (US)
`Correspondence Address:
`ROBERTS ABOKHAIR & MARDULA
`SUTE 1000
`11800 SUNRISE WALLEY DRIVE
`RESTON, VA 20191 (US)
`(21) Appl. No.:
`101369,235
`(22) Filed:
`Feb. 19, 2003
`Related U.S. Application Data
`(63) Continuation-in-part of application No. 10/251,305,
`filed on Sep. 20, 2002.
`(60) Provisional application No. 60/324.229, filed on Sep.
`21, 2001.
`
`Publication Classification
`
`... G06F 17/60
`(51) Int. CI.7.
`(52) U.S. Cl. ................................................................ 705/75
`
`ABSTRACT
`(57)
`The present invention is a System and method of biometric
`based age verification for authorizing presenter access of
`age-restricted good or Services between an age presenter and
`an age verifier. System presenterS register at least one
`biometric identifier, at least one identification number, per
`Sonal age-verifying data, and personal identity-verifying
`data. A presenter presents a biometric Sample obtained from
`the presenter's perSon and the presenter's System ID number
`to conduct age verifications for purchase of or access to
`age-restricted goods or Services. This data is used to authen
`ticate the presenters age and authorize access to purchase or
`obtain age-restricted goods or Services by matching the
`presented transaction biometric with at least one registered
`biometric template and without the use of a man-made
`identity token.
`
`
`
`1O2
`
`CENTRAL
`DATABASE
`
`
`
`120
`
`
`
`
`
`
`
`
`
`
`
`
`
`122
`sis
`BD
`
`KIOSK
`Yss
`
`
`
`108
`
`FINANCIAL
`INSTITUTION
`
`C C-118
`
`3rd PARTY
`INFO
`DATABASE
`
`104
`
`* - Pl
`
`resis
`BD
`
`110
`
`112
`
`rers
`BD
`
`H
`WENDING
`MACHINE
`
`130
`
`"A D
`s" as
`REGISTER
`
`128
`
`126
`
`seats
`BD
`
`CUSTOMER
`SERVICE
`
`
`
`
`
`
`
`
`
`VERIFER
`DATABASE
`
`
`
`
`
`WRELESS
`NETWORK
`
`114
`
`116
`
`Petitioner's Exhibit 1008, Page 1
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 1 of 6
`
`US 2003/0177102 A1
`
`1 O6
`
`perse
`
`VENDING
`MACHINE
`
`130
`
`132 D
`
`sara
`D
`
`W
`Ara
`REGISTER
`
`126
`
`CUSTOMER
`SERVICE
`
`
`
`1 O2
`
`CENTRAL
`DATABASE
`
`
`
`
`
`
`
`FINANCIAL
`INSTITUTION
`CD, 118
`
`3rd PARTY
`INFO
`DATABASE
`
`
`
`
`
`
`
`WRELESS
`NETWORK
`
`VERIFER
`DATABASE
`
`114
`
`116
`
`
`
`
`
`area
`BD
`
`FIG. 1
`
`Petitioner's Exhibit 1008, Page 2
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 2 of 6
`
`US 2003/0177102 A1
`
`START
`ENROLLMENT
`
`ENTER PRESENTER BIOMETRIC,
`AGE-VERIFYING INFO, IDENTITY
`VERIFYING INFO, AND SID
`
`
`
`
`
`
`
`202
`
`- - 203
`ENTERVERIFER CONFIRMATION
`
`SEND PRESENTER INFO TO
`DATABASE
`
`INFO STORED
`
`204
`
`208
`
`FIG. 2
`
`Petitioner's Exhibit 1008, Page 3
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 3 of 6
`
`US 2003/0177102 A1
`
`STARTAGE
`VERIFICATION
`
`ENTER PRESENTER
`BIOMETRIC, PRESENTER SID, AND
`TRANSACTION INFORMATION
`
`TRANSMIT INFO TO
`VERIFER DATABASE
`
`
`
`
`
`FIND BIOMETRIC MATCH AND AGE
`ASSOCIATED WITH MATCH;
`VERIFY AGE ACCORDING TO
`TRANSACTION RULES
`
`302
`
`304
`
`306
`
`
`
`
`
`
`
`AGE VERIFEDP
`
`
`
`312
`
`AGE
`VERIFICATION
`DECLNED
`
`
`
`AGE VERIFICATION
`APPROVED,
`ALLOW TRANSACTION
`
`FG. 3
`
`Petitioner's Exhibit 1008, Page 4
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 4 of 6
`
`US 2003/0177102 A1
`
`START AGE
`VERIFICATION
`
`ENTER PRESENTER
`BIOMETRIC, PRESENTER SID,
`AND TRANSACTION
`NFORMATION
`
`TRANSMIT INFOTO
`CENTRALDATABASE
`
`402
`
`404
`
`
`
`
`
`
`
`FIND BIOMETRIC MATCH AND
`AGE ASSOCIATED WITH MATCH;
`VERIFY AGE ACCORDING TO
`TRANSACTION RULES
`
`
`
`
`
`AGE VERIFIED?
`
`AGE
`VERIFICATION
`DECLINED WITH
`REASON
`
`
`
`
`
`AGE VERIFICATION
`APPROVED,
`ALLOW TRANSACTION
`
`
`
`FIG. 4
`
`Petitioner's Exhibit 1008, Page 5
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 5 of 6
`
`US 2003/0177102 A1
`
`START AGE
`VERIFICATION
`
`ENTER PRESENTER
`BIOMETRIC, PRESENTER SID, AND TRANSACTION
`NFORMATION
`
`5O2
`
`TRANSMIT SID AND TRANSACTION INFORMATION TO
`CENTRAL DATABASE
`
`504
`
`FIND BIOMETRIC MATCH, VERIFY AGE ACCORDING TO
`TRANSACTION RULES, RETURN POTENTIAL MATCHES
`WITH PRE-APPROVALS TO LOCAL DEVICE
`
`506
`
`
`
`508
`
`BOMETRIC
`MATCHED & AGE
`VERIFICATION PRE
`APPROVED'P
`
`
`
`
`
`
`
`YES
`
`510
`
`
`
`AGE VERIFICATION APPROVED,
`ALLOW TRANSACTION
`
`
`
`NO
`
`512
`
`AGE
`VERIFICATION
`DECLINED
`
`FIG. 5
`
`Petitioner's Exhibit 1008, Page 6
`
`

`

`Patent Application Publication Sep. 18, 2003 Sheet 6 of 6
`
`US 2003/0177102 A1
`
`STARTAGE
`VERIFICATION
`
`ENTER PRESENTER
`BIOMETRIC, PRESENTER SID, AND
`TRANSACTION INFORMATION
`
`TRANSMIT INFO TO
`CENTRAL DATABASE
`
`FIND BIOMETRIC MATCH, VERIFY AGE
`ACCORDING TO TRANSACTION
`RULES, AND VERIFY RECORD
`ACCORDING TOVERIFIERRULES
`
`602
`
`604
`
`606
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`AGE VERIFED
`AND RECORD MEET
`RULEST
`
`
`
`
`
`
`
`AGE
`VERIFICATION
`DECLINED
`
`
`
`610
`
`YES
`
`AGE VERIFICATION APPROVED,
`ALLOW TRANSACTION
`
`FIG. 6
`
`Petitioner's Exhibit 1008, Page 7
`
`

`

`US 2003/0177102 A1
`
`Sep. 18, 2003
`
`SYSTEMAND METHOD FOR BOMETRIC
`AUTHORIZATION FOR AGE VERIFICATION
`
`CROSS REFERENCE TO RELATED
`APPLICATIONS
`0001. This application is a continuation-in-part of appli
`cation Ser. No. 10/251,305, filed Sep. 20, 2002, which
`claims domestic priority from provisional application No.
`60/324.229, filed Sep. 21, 2001. The Ser. No. 10/251,305
`application is incorporated by reference herein, in its
`entirety, for all purposes.
`
`FIELD OF THE INVENTION
`0002 This application relates generally to age verifica
`tion. More particularly, the present invention relates to a
`tokenleSS System and method for age verification using a
`biometric and a system identification number (SID).
`
`BACKGROUND OF THE INVENTION
`0003) The U.S. Department of Health and Human Ser
`vices (HHS) in their “1999 National Household Survey”
`reports underage tobacco and alcohol use is a persistent
`Societal problem. At the time of the Survey, an estimated
`66.8 million Americans reported current use of a tobacco
`product, and 4.1 million, as reported by theantidrug.com,
`were between the ages of 12 and 17. Additionally, HHS
`estimated that 105 million Americans, 10.4 million of which
`were between the ages of 12 to 20, used alcohol at least once
`within the 30 day period preceding the Survey.
`0004 AS reported by the U.S. Department of Justice's
`“Guide to Conducting Alcohol Purchase Surveys,” various
`Surveys conducted across the U.S. have found that underage
`individuals were able to buy alcohol in 50 to 97 percent of
`Stores, bars, and restaurants where attempts were made.
`0005 Although the government enforces fines and
`license Suspension penalties on establishments that Sell
`age-restricted goods to underage individuals, increased
`availability of inexpensive technology used to construct fake
`identifications for underage individuals to present in order to
`obtain age restricted goods makes age verification more
`difficult. Instances of Selling age-restricted goods to under
`age individuals also often results from careleSS employee
`Verifications of a consumers age before the consumer
`purchases age-restricted goods. Commonly, employees who
`are Supposed to be verifying a consumers age will not even
`look at the consumer's identification, and in Systems that
`prompt employees to enter the consumer's birth date,
`employees often enter a fictitious birth date. Such careleSS
`age Verification may go unnoticed by a Store manager or
`owner. However, if authorities catch an employee Selling
`age-restricted products to underage consumers, the manager
`or owner is often held responsible for the employee's actions
`in addition to the employee. Depending on State and federal
`laws, both the employee and merchant may Suffer monetary
`penalties and/or the merchant may even have their license to
`Sell age-restricted goods revoked as a result of their employ
`ee's careless behavior. In many States, merchants may lose
`their license to Sell age-restricted goods for up to Sixty dayS.
`0006. One of the main problems with the current system
`of age verification is that it relies too heavily on a token
`based verification System. Currently, individuals Seeking age
`
`Verification present a State issued identification token for age
`Verification purposes in an age-restricted transaction or
`acceSS. However, Such Systems are easy prey to presenters
`bearing fake IDS or careleSS employees who lack a consci
`entious work attitude.
`0007. In addition to the age verification procedures
`described above, other age verification Systems have been
`proposed that rely on tokens. Since they rely on tokens, they
`do not solve the problems associated with the token-based
`age verification Systems described above. For further details,
`refer to U.S. Pat. No. 6,332,134 and U.S. Pat. No. 6,196,460.
`0008 What is needed is a tokenless age verification
`System that requires an individual Seeking age verification to
`present biometric identification rather than token-based
`identification. Such a tokenleSS System would provide age
`Verifiers with a more Secure and accurate System for Veri
`fying age. Since age verification in Such a System would be
`tied to an individual’s biometric rather than a token, the
`chances are minimized that an individual can Successfully
`present false age verification, or that a careleSS employee can
`bypass the System. Additionally, Such a System would
`present a form of age verification that could not be lost,
`stolen, or fabricated. What would be quite useful would be
`a System and method that links an individual’s biometric
`with age verifying information and allows the individual to
`Verify their age at any participating point of Verification by
`presenting a registered biometric and SID (System IDenti
`fication number).
`
`SUMMARY OF THE INVENTION
`0009. One aspect of the present invention is that it
`provides a reliable System and method that conducts age
`Verification of individuals for access to age-restricted areas,
`goods, and Services.
`0010. It is also an aspect of the current invention to offer
`verifiers (individuals verifying another individuals age) and
`presenters (individuals trying to verify their own age) a
`convenient, reliable, and Secure way to conduct an age
`Verification in an age-restricted transaction with the use of a
`biometric read (such as a fingerprint) and a system ID (SID)
`number entry and without the use of any age-verifying
`token(s).
`0011. It is another aspect of the invention to provide a
`System and method to help deter individuals from presenting
`fraudulent identification during an age-verification transac
`tion by linking age verification to biometric identification
`and by monitoring verifier activity within the System.
`0012. It is also an object of the present invention to create
`a System that allows an individual to present age verifying
`and identity verifying documents once upon enrollment and
`then to use a SID and biometric sample to verify their age
`thereafter at participating devices in the System.
`0013 A system implementing the present invention uses
`at least one database that Stores information concerning a
`plurality of age presenters (i.e., individuals seeking age
`verification). The System uses at least one point of verifica
`tion (POV) terminal that has connections to necessary
`peripherals for biometric Scanning and has communication
`lines for connection to the database where the presenter
`information is Stored.
`
`Petitioner's Exhibit 1008, Page 8
`
`

`

`US 2003/0177102 A1
`
`Sep. 18, 2003
`
`0.014) To register in the system, an individual presents at
`least one biometric Sample, identity-verifying information,
`and age-verifying information. The biometric Sample may
`be, for example and without limitation, a fingerprint, a
`retinal Scan, a face geometric Scan, or a Voice print. The
`identity-verifying information may be, for example and
`without limitation, a name, a home address, a telephone
`number, or a government ID number and State of issue. The
`age-verifying information may be, for example and without
`limitation, age, date of birth, or a driver's license Scan. The
`individual also registers with the System a System identifi
`cation number (SID) that is used in conjunction with their
`biometric Scan for age verification.
`0.015. An individual who has already registered in the
`System may verify their age at any participating POV by
`entering the individuals SID and biometric sample. This
`information is Sent to a database where it is used to find the
`individuals age Verifying record. Once the age verifying
`record is found, the individuals age is evaluated to deter
`mine whether or not it is at or above the level pre-set for the
`particular verification. If the individuals age is at or above
`the pre-set level, the individuals age is verified, and the
`individual is granted access. This access may be used for
`(but is not limited to) purchasing age-restricted goods,
`accessing age-restricted areas, or purchasing age-restricted
`Services.
`0016. These and other aspects of the present invention
`will become apparent to those skilled in the art by a review
`of the following detailed description. Although a number of
`salient features of the present invention have been described
`above, the detailed description that follows provides a more
`detailed exposition of additional features of the invention as
`it is embodied in various forms.
`0.017. In this respect, before explaining at least one
`embodiment of the invention in detail, it is to be understood
`that the invention is not limited in its application to the
`details of construction and to the arrangements of the
`components Set forth in the following description or illus
`trated drawings. The invention is capable of other embodi
`ments and of being practiced and carried out in various
`ways. Also, it is to be understood that the phraseology and
`terminology employed herein are for the purposes of
`description and should not be regarded as limiting.
`BRIEF SUMMARY OF THE DRAWINGS
`0.018. Additional objects and advantages of the present
`invention will be apparent in the following detailed descrip
`tion read in conjunction with the accompanying drawing
`figures.
`0019 FIG. 1 illustrates a block diagram overview of the
`general architecture of a System for age Verification accord
`ing to an embodiment of the present invention.
`0020 FIG. 2 illustrates a flowchart of a process for
`enrollment into an age verification System according to an
`embodiment of the present invention.
`0021
`FIG. 3 illustrates a flowchart of a process for an
`age verification transaction using an age verification System
`according to an embodiment of the present invention.
`0022 FIG. 4 illustrates a flowchart of a process for age
`Verification with remote biometric matching using an age
`Verification System according to an embodiment of the
`present invention.
`
`0023 FIG. 5 illustrates a flowchart of a process for age
`Verification with local biometric matching using an age
`Verification System according to an embodiment of the
`present invention.
`0024 FIG. 6 illustrates a flowchart of a process for age
`verification with approval rules being set by the verifier
`using an age verification System according to an embodi
`ment of the present invention.
`
`DETAILED DESCRIPTION OF THE
`INVENTION
`0025 AS previously noted, the present invention encom
`passes a System and method for verifying an individual's age
`using a biometric Sample and an identification number.
`0026 Referring to FIG. 1, a general architecture over
`View of a System for age verification using biometric and
`System ID matching is illustrated. The System includes a
`Verifier database 124, wherein age verification records are
`Stored, as well as information about authorized points of
`verification (POVs). The age verification records contain
`information related to individuals Seeking age Verification
`(that is, presenters). Various other records and databases
`may also be held in the verifier's database.
`0027) Alternatively (or redundantly), the central database
`102 holds information related to presenters and authorized
`POVs. The central database 102 may further hold one or
`more databases that Store various System data. In Such an
`embodiment, age presenter data, Verifier data, and other
`System data may be distributed across multiple databases
`within the central database 102.
`0028 Age verifying records hold presenter age verifying
`and identity Verifying information, Such as a presenter's age,
`date of birth, government ID number and State of issue,
`home address, or a telephone number; at least one biometric
`template; and at least one ID number (SID) that identifies the
`presenter within the System. A presenter may choose a SID
`from any of the previously listed personal identification
`numbers, provided the number is unique. They may select
`their own SID, provided the number is unique, or they may
`choose from among System-Suggested ID numbers.
`0029 POV information comprises information useful in
`recognizing, identifying and/or authenticating a POV station
`for accessing the age-verification System. Such information
`may include, but is not limited to, address of the POV
`location, POV identification number, and POV manufac
`turer.
`0030 The system may be configured so that the central
`database 102 is connected to a network, Such as, but not
`limited to, the Internet. This network comprises connections
`to at least one POV device, Such as but not limited to a
`computer 104 having a connected or integrated biological
`identification device (BID) 106, a vending machine 110
`having a connected or integrated BID 112, a wireleSS device
`114 having a connected or integrated BID 116, a kiosk 120
`having a connected or integrated BID 122, a verifier data
`base 124 having a connected age-verification devices Such
`as a presenter Service computer 126 having a connected or
`integrated BID 128 and/or a transaction register 130 with
`connected or integrated BID 132. The transaction register
`128 may be embodied so as to have a direct connection to
`the network through which it may communicate with the
`
`Petitioner's Exhibit 1008, Page 9
`
`

`

`US 2003/0177102 A1
`
`Sep. 18, 2003
`
`central database 102. However, Such a direct connection is
`not Strictly required in order to practice the present inven
`tion.
`0031. According to an alternate embodiment, the system
`also includes connections to one or more financial institution
`108 and one or more third party information database 118.
`Such connections enable presenters to perform financial
`transactions with their age-verifying records. Structure and
`processes for effecting Such financial transactions are dis
`closed in detail in co-pending utility application Ser. No.
`10/251,305 filed on Sep. 20, 2002. By way of illustration and
`not as a limitation, the type of information held in the third
`party database(s) includes government, financial, public, and
`private information. Examples of third party databases that
`would be useful for implementing this alternate embodiment
`are TransUnion, Experian, and Equifax.
`0.032
`Presenters interested in enrolling in the age verifi
`cation System further have the option to pre-enroll, that is
`provide a partial enrollment, by providing only a portion of
`enrollment information, for the age verification Services via
`a computer 104, a vending machine 110, a wireless device
`114, a kiosk 120, or a verifier device 126, 130. Pre-enroll
`ment records are Stored as partial records that cannot be used
`until the remainder of enrollment information is collected.
`Such partial records are marked pre-enrollment. Pre-enroll
`ment records are stored in the central database 102 but may
`be accessed by any participating verifier for enrollment
`completion. According to one embodiment, pre-enrollment
`records are stored only in a verifier's database 124. Such an
`embodiment asks presenters to choose a verifier to Send their
`pre-enrollment information to. According to an alternative
`embodiment, a pre-enrollment record may be Stored in both
`the central database 102 and a verifier database 124.
`0.033
`Pre-enrollments may be conducted at system
`devices with or without a BID. If the presenter pre-enrolls at
`a device in the system that does not have an attached BID,
`they may finalize enrollment at any participating device with
`an attached or integrated BID by Selecting an option on the
`device nominated as “finish enrollment.” The device then
`prompts the presenter to enter their pre-enrolled SID and
`present one or more designated biometricS for Scanning.
`This information is sent to the central database to locate the
`presenter's partial System record. If a partial record match
`ing the presenter's SID is found, the biometric Sample
`entered is Stored and the central database Sends the presenter
`notice of enrollment.
`0034. Other forms of pre-enrollment may include regis
`tering with the age verification System's central database
`various presenters information that is purchased or acquired
`database information. By way of illustration and not as a
`limitation, the central database operator purchases driver's
`license data from a State or government database and uses
`that information during presenter pre-enrollment, wherein
`the information is checked when the presenterpre-enrolls, is
`checked during enrollment finalization wherein the pre
`Senter is Seeking to complete their enrollment into the
`System, or is checked during a complete enrollment. Said
`information could be easily entered into the central database
`So that when a presenter whose information was recorded in
`one of those databases wants to pre-enroll or enroll in the
`System of the invention, Some or all of that information
`contained within Said purchased or acquired database would
`
`already be available within the system. The already stored
`information would not need to be entered at the time of
`enrollment, thus Saving time for the presenter during enroll
`ment.
`0035) Age verifications are conducted within the system
`through a number of devices including but not limited to
`Verifier devices connected to a verifier database 124, Such as
`a register 130 or presenter service computer 126. In another
`embodiment, the System is also configured to conduct age
`Verifications through devices Such a vending machine 110
`with an attached BID 112, a kiosk 120 with an attached BID
`122, a PC 104 with an attached BID 106, and a wireless
`device 114 with an attached BID 116.
`0036 Presenters are free to manage their system records
`through a record management function that allows individu
`als to update personal information registered in their System
`record. These changes may be conducted at any of the
`following: a computer 104 with a BID 106, any participating
`vending machine 110 with a BID 112, a wireless device 114
`with a BID 116, a participating kiosk 120 with a BID 122,
`or any participating verifier's device 126 with a BID 128, or
`a register 130 with a BID 132.
`0037 Referring to FIG. 2, a flowchart of an enrollment
`process according to an embodiment of the present invention
`is illustrated. The presenter is prompted to provide identity
`and age Verifying information, a SID, and at least one
`biometric Sample 202. According to an optional embodi
`ment, the presenter also provides information on one or
`more financial accounts to link to the age verifying record
`for which they are enrolling. This financial account would
`enable the presenter, once enrolled in the System, to autho
`rize payment for purchases through biometric authorization.
`0038. By way of illustration and not as a limitation, one
`way of presenting the age verification information during
`enrollment is for driver's license data to simply be read from
`a magnetic Stripe or bar code on the driver's license, from
`which date of birth information is pulled and used to
`calculate the presenters age. Examples of Suitable identity
`Verifying information are: a government ID number and
`State of issue, Social Security number, address, phone num
`ber, digital Scans of information documents presented for
`identification, and other personal information about the
`enrolling presenter. This information may be card-Swiped,
`Scanned, hand-keyed, or entered by another means by the
`presenter or Verifier. Optionally, identity documents Such as
`a driver's license or identification card are digitally imaged
`and Stored in the respective presenters age Verifying record.
`Digitally imaging identity documents would provide the
`System of the invention a Security feature that would enable
`Verifiers to view digital images of the identity documents
`presented for initial age verification. Such a feature would
`also enable authorized individuals (such as Verifiers and law
`enforcement) who challenge an age verification to view the
`identifying documents the presenter presented upon enroll
`ment into the System.
`0039. An additional feature of the present invention is the
`availability of further verifying age verification information,
`identity Verification information, or biometric information
`Stored with at least one participating third party database.
`Further verifying age and/or identity information adds to the
`System's Security but is not strictly required to practice the
`present invention. By way of illustration and not as a
`
`Petitioner's Exhibit 1008, Page 10
`
`

`

`US 2003/0177102 A1
`
`Sep. 18, 2003
`
`limitation, retrieving further verifying information from a
`third party database includes the device accessing the third
`party database for out-of-wallet information, Such as where
`the presenter went to college, asking the presenter questions
`related to that out-of-wallet information, Such as “which
`college did you attend: a, b, or c” Such information is
`commonly Stored in credit databases as a result of Student
`loan information.
`0040 Yet another embodiment of the invention com
`prises checking presenter age verification information
`against presenter age verification information that may
`already be recorded in the central database as a result of the
`central database owner obtaining or purchasing information
`from private, public, or government databases. Examples of
`Such information include, but are not limited to, driver's
`license data, employment data, and biometric data. All
`information obtained or purchased from Such databases by
`the central database owner may be utilized for verification or
`confirmation of presenter information.
`0041. The presenter's biometric sample is entered via a
`biometric Scanner. This Sample is then translated to and
`Stored in template form. Template forms of Scanned biomet
`rics are generally used for biometric comparisons. In an
`additional embodiment, the digital Scan of the biometric is
`itself stored in the invention's central database. Such an
`embodiment that also Stores the biometric digital Scan is
`useful for reasons Such as, but without limitation, biometric
`matching purposes, Security procedures (in the case of an
`individual attempting to fraudulently access the System), or
`information protection in the event database information is
`lost or templates need to be re-constructed due to hardware
`revisions.
`0042. The system may optionally be configured to allow
`a presenter to register more than one type of biometric
`Sample or two or more of the same type of biometric during
`enrollment. For example, the invention's System may be
`configured to accept a fingerprint biometric along with a
`face Scan biometric, or the System may be configured to
`allow the presenter to register finger Scans from more than
`one finger. Storing a biometric template in the presenter's
`System record that includes data from more than one bio
`metric Sample type enables that presenter the convenience of
`presenting any one of the presenter's previously Scanned
`biometrics for age verification, record acceSS authorization,
`and/or funds transfer.
`0043. The SID is a number used to help identify regis
`tered individuals in the invention's system. This SID is not
`equivalent to a PIN (Personal Identification Number) used
`for financial ATM and debit transactions. Rather, the SID
`simplifies the verification of the biometric sample. The SID
`may be a unique number (a number with no chance of being
`honestly duplicated, e.g. Social Security number), reasonably
`unique number (a number with a statistically Small chance of
`being duplicated, e.g. phone number), or a non-unique
`number (a number with a large chance of being duplicated).
`While a SID comprising a unique number will inherently
`provide more Security, the present invention is not So lim
`ited.
`0044 According to another alternative embodiment, a
`secondary ID number is utilized in the event that an indi
`vidual does not remember the SID. In this embodiment, the
`Secondary ID number is any number a registered individual
`
`registered during enrollment, Such as, but not limited to, a
`home phone number, work phone number, Social Security
`number, or driver's license number.
`0045 According to yet another alternative embodiment,
`no SID number is used for verification of the presenter's age
`or identity. This is enabled when the biometric reading
`device conducts a reliably accurate read of a presenter's
`biometric that contains only a Small fraction of error or no
`error. Additionally, an embodiment that allows a presenter to
`enter only their biometric might Store presenter biometric
`Sample and SID information on a device or database locally
`networked to the device. The device could then search the
`locally Stored biometric templates for a match to the pre
`Senter's transaction biometric. Once a match was found, the
`transaction would proceed from that Step, either accessing
`the System's central database or the local database depend
`ing on the configuration of the System. In this embodiment,
`the device or local database would store biometric Sample
`and SID information for a set number of customers or would
`Store Such information for a Set number of frequent custom
`CS.
`0046. In an additional embodiment, presenter personal
`information may be obtained for initial age verification and
`not Stored in the presenters age verifying record. Such an
`embodiment would provide presenters with a form of anony
`mous identification Since the System would still recognize
`the presenter via biometric scan and SID but the biometric
`and SID would only be linked to age-related information and
`not personal information, Such as home address and phone
`number.
`0047. In a further embodiment, if the presenter chooses to
`link a financial account with their age verifying record,
`financial account information is entered via magnetic Stripe
`read, hand keying, or another input method. Checking
`record information is entered by a magnetic ink character
`recognition (MICR) read, an optical character recognition
`(OCR) read, hand keying, or entered by another method of
`input. The method of information input is also recorded for
`each enrollment. In an alternate embodiment, the System is
`configured to take a digital image of the monetary-repre
`Sentative token the presenter normally uses to access the
`presented financial account and Store this digital Scan in the
`presenter's System record. In an additional embodiment, the
`history of the presenter's financial transactions may be
`Stored in their System record. Storing this information would
`enable the System to recognize the presenter's buying pat
`terns for marketing purposes. By way of illustration and not
`as a limitation, it is feasible that biometrically authorized
`financial transactions be conducted in a System and method
`such as that described in utility application Ser. No. 10/251,
`305, filed Sep. 20, 2002, having common inventorship with
`this application.
`0048 Continuing with the enrollment process, the veri
`fier enters confirmation into the System that they have
`reviewed and accepted the presenter's enrollment informa
`tion 203. To aid the security of the system, this confirmation
`is entered into the System by a verifier entering verifier
`identifying data, Such as a biometric and/or ID number. Such
`verification allows the system to track verifier behavior
`within the System, So that if a particular verifier falls under
`Suspicion of fraudulent verification activity, each enrollment
`that Verifier has confirmed may be evaluated. A presenter can
`
`Petitioner's Exhibit 1008, Page 11
`
`

`

`US 2003/0177102 A1
`
`Sep. 18, 2003