(12) United States Patent
`Medina, III et al.
`
`(10) Patent No.:
`(45) Date of Patent:
`
`US 9,129,340 B1
`Sep. 8, 2015
`
`USOO9129340B1
`
`(54) APPARATUSES, METHODS AND SYSTEMS
`FOR REMOTE DEPOST CAPTURE WITH
`ENHANCED IMAGE DETECTION
`
`(75) Inventors: Reynaldo Medina, III, San Antonio, TX
`(US); Bharat Prasad, San Antonio, TX
`(US)
`(73) Assignee: United Services Automobile
`Association (USAA), San Antonio, TX
`(US)
`
`(*) Notice:
`
`Subject to any disclaimer, the term of this
`patent is extended or adjusted under 35
`U.S.C. 154(b) by 850 days.
`(21) Appl. No.: 12/982,494
`
`(22) Filed:
`
`Dec. 30, 2010
`
`O
`
`O
`
`Related U.S. Application Data
`(60) Provisional application No. 61/352.762, filed on Jun.
`8, 2010, provisional application No. 61/352,772, filed
`on Jun. 8, 2010, provisional application No.
`61/352,775, filed on Jun. 8, 2010.
`
`(51) Int. Cl.
`G06Q40/00
`(2012.01)
`G06O40/02
`(2012.01)
`(52) U.S. Cl.
`CPC ...................................... Gogo too2 (2013.01)
`(58) Field of Classification Search
`CPC
`G06Q40/02
`See a lication file for complete search histo
`pp
`p
`ry.
`References Cited
`
`USPC - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
`
`705/35 45
`
`(56)
`
`U.S. PATENT DOCUMENTS
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`O 984 410 A1
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`OTHER PUBLICATIONS
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`Herley, Cormac, “Efficient Inscribing of Noisy Rectangular Objects
`in Scanned Images', 2004 International Conference on Image Pro
`
`cessing.
`
`(Continued)
`
`Primary Examiner — Eric T Wong
`(74) Attorney, Agent, or Firm — Brinks Gilson & Lione
`
`ABSTRACT
`(57)
`The APPARATUSES, METHODS AND SYSTEMS FOR
`REMOTE DEPOSIT CAPTURE WITH ENHANCED
`IMAGE DETECTION (hereinafter RDC-Detection") pro
`vides a platform for remote deposit by Submitting captured
`images of a check via a user device, wherein the RDC-De
`check deposit information inputs via RDC-Detection compo
`nents into deposit confirmation outputs. For example, in one
`embodiment, a financial institution may receive a check
`image captured by a scanner, a camera, and/or the like, and
`process the check image to extract deposit information to
`process the deposit request.
`
`tection transforms captured check images and/or entered
`
`22 Claims, 78 Drawing Sheets
`
`Conwart to Grayscale
`Check Irriage 60s
`
`Determinea Number of files
`Subimages of the Check image
`608
`
`a---------
`
`Generate Histogram for Each
`Tile:Submages 10
`
`Detentine Treshold Walues for Each
`Histogram 613
`
`Quantimize Pixel Grayscale values based
`shotels 315
`oths. The
`
`Apply image Filtering to the Quantumized
`Image
`68
`
`ized Tiles.Subimages
`Recombis (aft
`62.
`
`Detect Edges'Comer
`s of the Checklmage
`62
`
`Enhanced Camerage Detection 532
`
`PNC 1058
`
`

`

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