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`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
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`Apple Pay Transactions Rose Signicantly in Q4 of Fiscal
`2018
`
`By Adam Rogers Nov 27, 2018
`
`Apple Pay is part of Services segment
`
`Apple’s (AAPL) Services segment revenue rose 17% YoY to almost $10 billion in the fourth quarter of scal
`2018, which ended in September, up from $8.5 billion last year. Apple’s Services business is the fastest
`growing business for Apple. While the Services revenue was primarily fueled by App Store sales, Apple Pay is
`quickly gaining traction as a leading payment service.
`
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`2/14/2020
`
`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
`
`In the fourth quarter, Apple claimed that Apple Pay transaction volumes tripled YoY. This growth was driven
`by regional expansion as well as partnerships with retail chains such as CVS (CVS) and Costco (COST).
`
`Approximately 60% of retailers in the United States now support Apple Pay. Apple further stated that this
`gure is at 71% for the top 100 retailers. However, major retail chains such as Target (TGT) and Walmart
`(WMT) are not accepting Apple Pay or any other mobile payment application.
`
`P2P payment transaction value might cross $150 billion this year
`
`Apple Pay has a peer-to-peer (or P2P) payment component called Apple Pay Cash. eMarketer has estimated
`that P2P payment services such as Apple Pay amounted to $120.4 billion in 2017. This gure is estimated to
`rise to $244 billion by the end of 2021.
`
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`2/14/2020
`
`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
`
`Apple Pay is available in 30 countries, and the company is targeting further expansion by the end of 2018.
`Apple Pay already has an active user base of approximately 300 million, up from 127 million in February this
`year. This business vertical will most likely continue to grow at a robust pace over the next few quarters.
`
`See Also
`1.
`Free Clean Up Mac Software
`
`2.
`
`3.
`
`4.
`
`5.
`
`Benefits of Drinking Apple Cider Vinegar
`
`Apple Cider Vinegar and Diabetes
`
`10 Uses of Apple Cider Vinegar
`
`Refurbished Apple MacBooks
`
`Ad
`
`6.
`
`7.
`
`8.
`
`9.
`
`Apple Cider Health Benefits
`
`Discount on Apple MacBook
`
`Best Deals on Apple Watch 3
`
`Apple's New iMac Desktop
`
`10.
`
`Apple Watch Bands
`
`Find growth in yield-starved markets
`
`Central banking policy has intensified the search for
`yield. T. Rowe Price's 2020 Global Market Outlook can
`help you find opportunity wherever it may be.
`
`Home  Sectors  Energy & Utilities
`
`Ad
`
`This site uses cookies to help provide the best user experience.
`
`https://marketrealist.com/2018/11/key-energy-events-this-week-11/
`
`Find growth in yield-starved markets
`
`Central banking policy has intensified the search for
`yield. T. Rowe Price's 2020 Global Market Outlook can
`help you find opportunity wherever it may be.
`I'M COOL WITH COOKIES
`
`3/7
`
`Find out more
`
`IPR2020-00019
`Fintiv EX2017 Page 3
`
`

`

`2/14/2020
`
`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
`
`Key Energy Events This Week
`
`By Rabindra Samanta Nov 27, 2018
`
`
`Key energy events
`
`The EIA’s (U.S. Energy Information Administration) latest oil and natural gas inventory data
`are scheduled to be released on November 28 and November 29, respectively. The data could
`be an important short-term driver for oil and natural gas prices. The EIA’s Monthly Crude Oil
`and Natural Gas Production report will likely provide an important road map for oil and
`natural gas prices.
`
`Energy stocks and ETFs
`
`Energy stocks respond to long-term changes in oil and natural gas prices. However, energy
`stocks are also impacted by short-term energy price movements. Last week, Murphy Oil
`(MUR), EQT (EQT), and Apache (APA) returned -4.2%, 8.9%, and -6.9%, respectively. US
`crude oil January futures fell 11%, while natural gas January futures rose 1.5%. In Part 3 of
`this series, we analyzed the possible reason for EQT’s outperformance.
`
`The SPDR S&P Oil & Gas Exploration & Production ETF (XOP) and the Energy Select Sector
`SPDR ETF (XLE) invest in energy stocks. Any changes in oil and natural gas prices are
`expected to inuence XOP and XLE, which fell 6.5% and 4.9%, respectively, last week.
`
`This site uses cookies to help provide the best user experience.
`
`I'M COOL WITH COOKIES
`
`https://marketrealist.com/2018/11/key-energy-events-this-week-11/
`
`4/7
`
`Find out more
`
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`Fintiv EX2017 Page 4
`
`

`

`2/14/2020
`See Also
`1.
`Free Clean Up Mac Software
`
`Benefits of Drinking Apple Cider
`
`Apple Cider Vinegar and Diabetes
`
`10 Uses of Apple Cider Vinegar
`
`2.
`
`3.
`
`4.
`
`5.
`
`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
`
`6.
`
`7.
`
`8.
`
`9.
`
`Apple Cider Health Benefits
`
`Discount on Apple MacBook
`
`Best Deals on Apple Watch 3
`
`Apple's New iMac Desktop
`
`Refurbished Apple MacBooks
`
`10.
`
`Apple Watch Bands
`
`Home  Sectors  Basic Materials
`
`Natural Gas ETFs Outperformed Natural Gas
`Last Week
`
`By Rabindra Samanta Nov 27, 2018
`
`
`Natural gas ETFs
`
`Why America's #1 Stock
`Picker Is Going All-In On
`These 5 Little-Known Tech
`Companies
`
`CLICK
`
`On November 16–23, the United States Natural Gas ETF (UNG) rose 2.7%, while the
`ProShares Ultra Bloomberg Natural Gas ETF (BOIL) rose 3.8%. These ETFs track natural gas
`This site uses cookies to help provide the best user experience.
`
`https://marketrealist.com/2018/11/key-energy-events-this-week-11/
`
`I'M COOL WITH COOKIES
`
`5/7
`
`Find out more
`
`IPR2020-00019
`Fintiv EX2017 Page 5
`
`

`

`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
`2/14/2020
`futures. UNG holds active natural gas futures contracts, while BOIL’s objective is to track
`twice the daily changes of the Bloomberg Natural Gas Subindex.
`
`Natural gas January futures rose 1.5% in the past four trading sessions. UNG and BOIL
`underperformed natural gas’s rise during this period.
`
`The upside in natural gas prices could be positive for natural gas–weighted stocks.
`Southwestern Energy (SWN), Gulfport Energy (GPOR), Antero Resources (AR), and Cabot Oil &
`Gas (COG), the strongest among the natural gas–weighted stocks, fell 4.8%, 2.4%, 1.4%, and
`0.6%, respectively, last week. The remaining natural gas–weighted stocks ended in the red
`during this period.
`
`Long-term returns
`
`From March 3, 2016, to November 23, 2018, natural gas active futures rose 162.8% from their
`17-year low, while UNG and BOIL returned 57.1% and 29%, respectively. Since March 3, 2016,
`UNG and BOIL have delivered lower returns than natural gas active futures, possibly due to a
`negative roll yield. BOIL’s actual and expected returns could also be dierent due to daily
`price changes. In a cost-of-carry model, ETFs’ underperformance due to the negative roll
`yield reects storage costs.
`
`Forward curve
`
`As of November 23, natural gas futures for delivery between January and May 2019 closed in
`descending order, which could be a positive sign for these ETFs’ returns compared to natural
`gas’s returns.
`
`This site uses cookies to help provide the best user experience.
`related articles more from author
`https://marketrealist.com/2018/11/key-energy-events-this-week-11/
`
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`

`2/14/2020
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`Apple Pay Transactions Rose Significantly in Q4 of Fiscal 2018 - Market Realist
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