`
`
`
`
`
`Exhibit A
`
`Apple Infringing Functionality and Devices
`
`Preliminary Infringement Chart
`
`
`
`
`
`IPR2020-00019
`Fintiv EX2011 Page 1
`
`
`
`
`
`
`
`Claim Chart of U.S. Patent No. 8,843,125 as practiced by
`Apple iPhone devices (including, at least, iPhone 6, 6 Plus, 6s, 6s Plus, SE, 7, 7 Plus, 8, 8 Plus, X, XR, XS, XS Max) and
`Apple Watch devices (including, at least, Series 1, Series 2, Series 3, and Series 4) implementing
`the Apple Wallet Application (collectively, “the Accused Apple Devices”)
`Claims 11, 13, 14, 16, 17, 18, 20, 21, 22, 23, 24, 25
`
`Infringing Functionality/Structure
`
`Claims
`Claim 11
`11. A method for provisioning a contactless
`card applet in a mobile device comprising a
`mobile wallet application, the method
`comprising:
`
`On information and belief, the Accused Apple Devices enable provisioning a
`contactless card applet (e.g., a software component related to a credit card within
`Apple Wallet) in a mobile device (e.g., iPhone or Apple Watch) comprising a mobile
`wallet application (e.g., Apple Wallet).
`
`
`
`https://www.apple.com/apple-pay/ (last accessed on 2/6/2019).
`
`
`
`
`1
`
`IPR2020-00019
`Fintiv EX2011 Page 2
`
`
`
`
`
`
`
`Claims
`activating the mobile wallet application;
`
`Infringing Functionality/Structure
`On information and belief, the Accused Apple Devices enable activating the mobile
`wallet application (e.g., Apple Wallet).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`2
`
`IPR2020-00019
`Fintiv EX2011 Page 3
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`3
`
`IPR2020-00019
`Fintiv EX2011 Page 4
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`4
`
`IPR2020-00019
`Fintiv EX2011 Page 5
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`connecting to a Trusted Service Manager
`(TSM) system;
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices enable connecting to a
`Trusted Service Manager (TSM) system (e.g., Apple Pay servers).
`
`
`
`
`5
`
`IPR2020-00019
`Fintiv EX2011 Page 6
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`6
`
`IPR2020-00019
`Fintiv EX2011 Page 7
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`7
`
`IPR2020-00019
`Fintiv EX2011 Page 8
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`8
`
`IPR2020-00019
`Fintiv EX2011 Page 9
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`synchronizing the mobile wallet application
`with the TSM system;
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices enable synchronizing the
`mobile wallet application (e.g., Apple Wallet) with the TSM system (e.g., Apple Pay
`servers).
`
`
`
`
`9
`
`IPR2020-00019
`Fintiv EX2011 Page 10
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`10
`
`IPR2020-00019
`Fintiv EX2011 Page 11
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`11
`
`IPR2020-00019
`Fintiv EX2011 Page 12
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`12
`
`IPR2020-00019
`Fintiv EX2011 Page 13
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`displaying a contactless card applet based
`on attributes of the mobile device;
`
`
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices enable displaying a
`contactless card applet (e.g., a software component related to a credit card within
`Apple Wallet) based on attributes of the mobile device (e.g., mobile network,
`financial institutions associated with the contactless card applets stored, and/or
`mobile device hardware and software specifications).
`
`
`13
`
`IPR2020-00019
`Fintiv EX2011 Page 14
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`14
`
`IPR2020-00019
`Fintiv EX2011 Page 15
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`15
`
`IPR2020-00019
`Fintiv EX2011 Page 16
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`receiving a selection of a contactless card
`applet;
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices enable receiving a selection
`of a contactless card applet (e.g., a software component related to a credit card within
`Apple Wallet).
`
`
`
`
`16
`
`IPR2020-00019
`Fintiv EX2011 Page 17
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`17
`
`IPR2020-00019
`Fintiv EX2011 Page 18
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`retrieving a widget and a wallet
`management applet (WMA) corresponding
`to the contactless card applet; and
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices enable retrieving a widget
`(e.g., related user interface software) and a wallet management applet (WMA) (e.g., a
`software component related to management of credit card applets) corresponding to
`the contactless card applet (e.g., a software component related to a credit card within
`Apple Wallet).
`
`18
`
`IPR2020-00019
`Fintiv EX2011 Page 19
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`provisioning the selected contactless card
`applet, the widget, and the WMA.
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`On information and belief, the Accused Apple Devices enable provisioning the
`selected contact card applet (e.g., a software component related to a credit card
`within Apple Wallet), the widget (e.g., related user interface software), and the
`WMA (e.g., a software component related to management of credit card applets).
`
`
`19
`
`IPR2020-00019
`Fintiv EX2011 Page 20
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`Claim 13
`13. The method of claim 11, wherein
`synchronizing the mobile wallet application
`with the TSM system comprises:
`
`On information and belief, the Accused Apple Devices synchronize the mobile wallet
`application (e.g., Apple Wallet) with the TSM system (e.g., Apple Pay servers).
`
`
`20
`
`IPR2020-00019
`Fintiv EX2011 Page 21
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`21
`
`IPR2020-00019
`Fintiv EX2011 Page 22
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`22
`
`IPR2020-00019
`Fintiv EX2011 Page 23
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`23
`
`IPR2020-00019
`Fintiv EX2011 Page 24
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`checking for a change made to a
`configuration of the mobile wallet
`application; and
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices check for a change made to a
`configuration of the mobile wallet application (e.g., Apple Wallet).
`
`
`
`
`24
`
`IPR2020-00019
`Fintiv EX2011 Page 25
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`25
`
`IPR2020-00019
`Fintiv EX2011 Page 26
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`26
`
`IPR2020-00019
`Fintiv EX2011 Page 27
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`27
`
`IPR2020-00019
`Fintiv EX2011 Page 28
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`transmitting the change to the TSM system. On information and belief, the Accused Apple Devices transmit the change to the
`TSM system (e.g., Apple Pay servers).
`
`
`
`
`28
`
`IPR2020-00019
`Fintiv EX2011 Page 29
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`29
`
`IPR2020-00019
`Fintiv EX2011 Page 30
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`30
`
`IPR2020-00019
`Fintiv EX2011 Page 31
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`31
`
`IPR2020-00019
`Fintiv EX2011 Page 32
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`
`
`
`Claim 14
`14. The method of claim 11, wherein
`displaying a contactless card applet based
`on attributes of the mobile device
`comprises:
`
`On information and belief, the Accused Apple Devices display a contactless card
`applet (e.g., a software component related to a credit card within Apple Wallet) based
`on attributes of the mobile device (e.g., mobile network, financial institutions
`associated with the contactless card applets stored, and/or mobile device hardware
`and software specifications).
`
`32
`
`IPR2020-00019
`Fintiv EX2011 Page 33
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`33
`
`IPR2020-00019
`Fintiv EX2011 Page 34
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`34
`
`IPR2020-00019
`Fintiv EX2011 Page 35
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`retrieving mobile device information
`comprising SE information;
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices retrieve mobile device
`information (e.g., type of mobile device, operating system, mobile service provider,
`International Mobile Equipment Identity (IMEI)/Mobile Equipment Identifier
`(MEID), Mobile Subscriber Integrated Services Digital Network Number
`(MSISDN)), including SE information (e.g. Card Production Life Cycle (CPLC),
`
`35
`
`IPR2020-00019
`Fintiv EX2011 Page 36
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`Card Serial Number (CSN), Card Image Number (CIN), Integrated Circuit Card
`Identification (ICCID)) comprising SE information (e.g., financial institution).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`36
`
`IPR2020-00019
`Fintiv EX2011 Page 37
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`37
`
`IPR2020-00019
`Fintiv EX2011 Page 38
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`transmitting the mobile device information;
`and
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices transmit the mobile device
`information ((e.g., type of mobile device, operating system, mobile service provider,
`International Mobile Equipment Identity (IMEI)/Mobile Equipment Identifier
`(MEID), Mobile Subscriber Integrated Services Digital Network Number
`(MSISDN)), including SE information (e.g. Card Production Life Cycle (CPLC),
`
`38
`
`IPR2020-00019
`Fintiv EX2011 Page 39
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`Card Serial Number (CSN), Card Image Number (CIN), Integrated Circuit Card
`Identification (ICCID))).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`39
`
`IPR2020-00019
`Fintiv EX2011 Page 40
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`40
`
`IPR2020-00019
`Fintiv EX2011 Page 41
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`receiving filtered contactless card applet for
`provisioning, wherein the contactless card
`applet is filtered based on the mobile device
`information.
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices receive filtered contactless
`card applet (e.g., a software component related to a credit card within Apple Wallet)
`for provisioning, wherein the contactless card apple (e.g., a software component
`related to a credit card within Apple Wallet) is filtered based on the mobile device
`information (e.g., type of mobile device, operating system, mobile service provider,
`
`41
`
`IPR2020-00019
`Fintiv EX2011 Page 42
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`International Mobile Equipment Identity (IMEI)/Mobile Equipment Identifier
`(MEID), Mobile Subscriber Integrated Services Digital Network Number
`(MSISDN)), including SE information (e.g. Card Production Life Cycle (CPLC),
`Card Serial Number (CSN), Card Image Number (CIN), Integrated Circuit Card
`Identification (ICCID)).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`42
`
`IPR2020-00019
`Fintiv EX2011 Page 43
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`43
`
`IPR2020-00019
`Fintiv EX2011 Page 44
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`44
`
`IPR2020-00019
`Fintiv EX2011 Page 45
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`45
`
`IPR2020-00019
`Fintiv EX2011 Page 46
`
`
`
`
`
`
`
`Claims
`Claim 16
`16. The method of claim 11, wherein
`provisioning the selected contactless card
`applet, WMA and widget comprises:
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices provision the selected
`contactless card applet (e.g., a software component related to a credit card within
`Apple Wallet), WMA (e.g., a software component related to management of credit
`card applets) and widget (e.g., related user interface software).
`
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`46
`
`IPR2020-00019
`Fintiv EX2011 Page 47
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`47
`
`IPR2020-00019
`Fintiv EX2011 Page 48
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`48
`
`IPR2020-00019
`Fintiv EX2011 Page 49
`
`
`
`
`
`
`
`Claims
`transmitting a request for installation of the
`contactless applet and the corresponding
`widget and WMA to be installed, wherein
`the WMA is a software application
`configured to store account specific
`information and the widget is an application
`configured to interface with a user of the
`mobile device; and
`
`Infringing Functionality/Structure
`On information and belief, the Accused Apple Devices transmit a request for
`installation of the contactless applet (e.g., a software component related to a credit
`card within Apple Wallet) and the corresponding widget (e.g., related user interface
`software) and WMA (e.g., a software component related to management of credit
`card applets) to be installed, wherein the WMA is a software application configured
`to store account specific information (e.g., device-specific Device Account Number,
`expiration date, or security code) and the widget is an application configured to
`interface with a user of the mobile device (e.g., iPhone or Apple Watch).
`
`
`49
`
`IPR2020-00019
`Fintiv EX2011 Page 50
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`50
`
`IPR2020-00019
`Fintiv EX2011 Page 51
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`51
`
`IPR2020-00019
`Fintiv EX2011 Page 52
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`52
`
`IPR2020-00019
`Fintiv EX2011 Page 53
`
`
`
`
`
`
`
`Claims
`receiving the contactless applet, the WMA,
`and the widget information through OTA
`proxy.
`
`Infringing Functionality/Structure
`On information and belief, the Accused Apple Devices receive the contactless card
`applet (e.g., a software component related to a credit card within Apple Wallet), the
`WMA (e.g., a software component related to management of credit card applets) and
`the widget (e.g., related user interface software) information through OTA proxy
`(e.g., software and/or hardware that enables secure communication).
`
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`53
`
`IPR2020-00019
`Fintiv EX2011 Page 54
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`54
`
`IPR2020-00019
`Fintiv EX2011 Page 55
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`55
`
`IPR2020-00019
`Fintiv EX2011 Page 56
`
`
`
`
`
`
`
`Claims
`Claim 17
`17. The method of claim 16, wherein
`account specific information comprises at
`least one of a payment card number, a
`security code, an expiration date, and a
`personal identification number (PIN).
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices function such that account
`specific information (e.g., device-specific Device Account Number, expiration date,
`or security code) comprises at least one of a payment card number, a security code,
`an expiration date, and a personal identification number (PIN).
`
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`56
`
`IPR2020-00019
`Fintiv EX2011 Page 57
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`57
`
`IPR2020-00019
`Fintiv EX2011 Page 58
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`58
`
`IPR2020-00019
`Fintiv EX2011 Page 59
`
`
`
`
`
`
`
`Claims
`Claim 18
`18. A wallet management system (WMS) in
`a non-transitory storage medium to store
`and manage mobile wallet account
`information, comprising:
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices include a wallet management
`system (WMS) (e.g., Apple Pay server wallet management infrastructure) in a non-
`transitory storage medium to store and manage mobile wallet account information.
`
`
`a wallet client management component
`configured to store and to manage a mobile
`wallet application;
`
`
`
`
`https://www.apple.com/apple-pay/ (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices include a wallet client
`management component (e.g., a software component that manages wallet
`information) configured to store and to manage a mobile wallet application (e.g.,
`Apple Wallet).
`
`
`59
`
`IPR2020-00019
`Fintiv EX2011 Page 60
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`
`
`
`60
`
`IPR2020-00019
`Fintiv EX2011 Page 61
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`61
`
`IPR2020-00019
`Fintiv EX2011 Page 62
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`62
`
`IPR2020-00019
`Fintiv EX2011 Page 63
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`a widget management component
`configured to store and to manage widgets;
`
`
`https://support.apple.com/en-us/HT204506 (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices include a widget management
`component (e.g., a software component that manages individual widgets) configured
`to store and to manage widgets (e.g., related user interface software).
`
`
`
`
`63
`
`IPR2020-00019
`Fintiv EX2011 Page 64
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`a device profile management component
`configured to store mobile device
`information; and
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`On information and belief, the Accused Apple Devices include a device profile
`management component (e.g., a software component that manages device
`information) configured to store mobile device information (e.g., type of mobile
`device, operating system, mobile service provider, International Mobile Equipment
`Identity (IMEI)/Mobile Equipment Identifier (MEID), Mobile Subscriber Integrated
`Services Digital Network Number (MSISDN)), including SE information (e.g. Card
`Production Life Cycle (CPLC), Card Serial Number (CSN), Card Image Number
`(CIN), Integrated Circuit Card Identification (ICCID)).
`
`
`64
`
`IPR2020-00019
`Fintiv EX2011 Page 65
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`65
`
`IPR2020-00019
`Fintiv EX2011 Page 66
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`66
`
`IPR2020-00019
`Fintiv EX2011 Page 67
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`a rule engine configured to filter a widget
`based on the mobile device information,
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`On information and belief, the Accused Apple Devices include a rule engine (e.g., a
`software component that can be configured to apply filters) configured to filter a
`widget (e.g., related user interface software) based on the mobile device information
`(e.g., type of mobile device, operating system, mobile service provider, International
`Mobile Equipment Identity (IMEI)/Mobile Equipment Identifier (MEID), Mobile
`
`67
`
`IPR2020-00019
`Fintiv EX2011 Page 68
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`Subscriber Integrated Services Digital Network Number (MSISDN)), including SE
`information (e.g. Card Production Life Cycle (CPLC), Card Serial Number (CSN),
`Card Image Number (CIN), Integrated Circuit Card Identification (ICCID)).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`68
`
`IPR2020-00019
`Fintiv EX2011 Page 69
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`69
`
`IPR2020-00019
`Fintiv EX2011 Page 70
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`70
`
`IPR2020-00019
`Fintiv EX2011 Page 71
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`71
`
`IPR2020-00019
`Fintiv EX2011 Page 72
`
`
`
`
`
`
`
`Claims
`wherein said wallet management system is
`configured to receive the mobile device
`information from a mobile device and store
`the mobile device information in the device
`profile management component, and
`
`Infringing Functionality/Structure
`On information and belief, the Accused Apple Devices function such that the wallet
`management system (e.g., a software component that manages wallet information) is
`configured to receive the mobile device information (e.g., type of mobile device,
`operating system, mobile service provider, International Mobile Equipment Identity
`(IMEI)/Mobile Equipment Identifier (MEID), Mobile Subscriber Integrated Services
`Digital Network Number (MSISDN)), including SE information (e.g. Card
`Production Life Cycle (CPLC), Card Serial Number (CSN), Card Image Number
`(CIN), Integrated Circuit Card Identification (ICCID)) from a mobile device (e.g.,
`iPhone or Apple Watch) and store the mobile device information (e.g., type of mobile
`device, operating system, mobile service provider, International Mobile Equipment
`Identity (IMEI)/Mobile Equipment Identifier (MEID), Mobile Subscriber Integrated
`Services Digital Network Number (MSISDN)), including SE information (e.g. Card
`Production Life Cycle (CPLC), Card Serial Number (CSN), Card Image Number
`(CIN), Integrated Circuit Card Identification (ICCID)) in the device profile
`management component (e.g., a software component for storing device profile
`information).
`
`
`72
`
`IPR2020-00019
`Fintiv EX2011 Page 73
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`73
`
`IPR2020-00019
`Fintiv EX2011 Page 74
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`74
`
`IPR2020-00019
`Fintiv EX2011 Page 75
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`75
`
`IPR2020-00019
`Fintiv EX2011 Page 76
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`76
`
`IPR2020-00019
`Fintiv EX2011 Page 77
`
`
`
`
`
`
`
`Claims
`wherein said wallet management system is
`configured to register the mobile device and
`the mobile wallet application in a Trusted
`Service Manager (TSM) system.
`
`Infringing Functionality/Structure
`On information and belief, the Accused Apple Devices function such that the wallet
`management system (e.g., a software component that manages wallet information) is
`configured to register the mobile device (e.g., iPhone or Apple Watch) and the
`mobile wallet application (e.g., Apple Wallet) in a Trusted Service Manager (TSM)
`system (e.g., Apple Pay servers).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`77
`
`IPR2020-00019
`Fintiv EX2011 Page 78
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`78
`
`IPR2020-00019
`Fintiv EX2011 Page 79
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`79
`
`IPR2020-00019
`Fintiv EX2011 Page 80
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`80
`
`IPR2020-00019
`Fintiv EX2011 Page 81
`
`
`
`
`
`
`
`Claims
`Claim 20
`20. The WMS of claim 18, wherein the
`mobile device information comprises at
`least one of a mobile device type, a
`supporting Operating System (OS), a
`mobile service provider, a mobile device
`manufacturer, and a secure element (SE)
`type.
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices function such that the mobile
`device information (e.g., type of mobile device, operating system, mobile service
`provider, International Mobile Equipment Identity (IMEI)/Mobile Equipment
`Identifier (MEID), Mobile Subscriber Integrated Services Digital Network Number
`(MSISDN)), including SE information (e.g. Card Production Life Cycle (CPLC),
`Card Serial Number (CSN), Card Image Number (CIN), Integrated Circuit Card
`Identification (ICCID)) comprises at least one of a mobile device type, a supporting
`Operating System (OS), a mobile service provider, a mobile device manufacturer,
`and a secure element (SE) type.
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`81
`
`IPR2020-00019
`Fintiv EX2011 Page 82
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`82
`
`IPR2020-00019
`Fintiv EX2011 Page 83
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`83
`
`IPR2020-00019
`Fintiv EX2011 Page 84
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`84
`
`IPR2020-00019
`Fintiv EX2011 Page 85
`
`
`
`
`
`
`
`Claims
`Claim 21
`21. The WMS of claim 18, further
`comprising a user profile management
`component to capture and manage user
`identifying information.
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices include a user profile
`management component (e.g., a software component that manages user profile
`information) to capture and manage user identifying information (e.g., name,
`birthday, address, and phone number).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`85
`
`IPR2020-00019
`Fintiv EX2011 Page 86
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`86
`
`IPR2020-00019
`Fintiv EX2011 Page 87
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`87
`
`IPR2020-00019
`Fintiv EX2011 Page 88
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`
`
`88
`
`IPR2020-00019
`Fintiv EX2011 Page 89
`
`
`
`
`
`
`
`Claims
`Claim 22
`22. The WMS of claim 18, wherein the
`WMS is hosted on the TSM system.
`
`Infringing Functionality/Structure
`
`On information and belief, the Accused Apple Devices include a WMS (e.g., Apple
`Pay server wallet management infrastructure) that is hosted on the TSM system (e.g.,
`Apple Pay servers).
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`
`
`
`89
`
`IPR2020-00019
`Fintiv EX2011 Page 90
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`https://support.apple.com/en-us/HT203027 (last accessed on 2/6/2019).
`
`
`
`
`90
`
`IPR2020-00019
`Fintiv EX2011 Page 91
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 41.
`
`
`
`
`91
`
`IPR2020-00019
`Fintiv EX2011 Page 92
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`
`
`92
`
`
`
`IPR2020-00019
`Fintiv EX2011 Page 93
`
`
`
`
`
`
`
`Claims
`
`Claim 23
`23. A mobile device, comprising:
`
`Infringing Functionality/Structure
`iOS Security Guide, iOS 12.1, November 2018 at p. 49.
`
`
`On information and belief, the Accused Apple Devices are mobile devices (e.g.,
`iPhone or Apple Watch).
`
`
`a secure element (SE);
`
`
`https://www.apple.com/apple-pay/ (last accessed on 2/6/2019).
`
`On information and belief, the Accused Apple Devices include a secure element
`(SE).
`
`
`
`
`93
`
`IPR2020-00019
`Fintiv EX2011 Page 94
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`a mobile wallet application configured to
`store a widget corresponding to a
`contactless card applet, wherein the
`contactless card applet is stored in the SE;
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`On information and belief, the Accused Apple Devices include a mobile wallet
`application (e.g., Apple Wallet) configured to store a widget (e.g., related user
`interface software) corresponding to a contactless card applet (e.g., a software
`component related to a credit card within Apple Wallet), where the contactless card
`
`94
`
`IPR2020-00019
`Fintiv EX2011 Page 95
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`applet (e.g., a software component related to a credit card within Apple Wallet) is
`stored in the SE.
`
`
`a wallet management applet (WMA)
`corresponding to the contactless card applet,
`wherein the WMA is stored in the SE; and
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40-41.
`
`On information and belief, the Accused Apple Devices include a wallet management
`applet (WMA) (e.g., a software component related to management of credit card
`applets) corresponding to the contactless cart applet (e.g., a software component
`related to a credit card within Apple Wallet), wherein the WMA (e.g., a software
`component related to management of credit card applets) is stored in the SE.
`
`
`95
`
`IPR2020-00019
`Fintiv EX2011 Page 96
`
`
`
`
`
`
`
`Claims
`
`Infringing Functionality/Structure
`
`an over-the-air (OTA) proxy configured to
`provision the contactless card applet, a
`widget corresponding to the contactless card
`applet, and the WMA,
`
`
`
`
`iOS Security Guide, iOS 11.4, August 2018 at p. 40.
`
`On information and belief, the Accused Apple Devices enable an over-the-air (OTA)
`proxy (e.g., software and/or hardware that enables secure communication) configured
`to provision the contactless card applet (e.g., a software component related to a credit
`card within Apple Wallet), a widget (e.g., related user interface software)
`corresponding to the contactless card applet (e.g., a software component related to a
`credit card within Apple Wallet), and the WMA (e.g., a
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