USOO9613351B2
`
`(12) United States Patent
`(10) Patent No.:
`US 9,613,351 B2
`(45) Date of Patent:
`Tang et al.
`#Apr.4,2017
`
`(54)
`
`(71)
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`(72)
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`APPARATUS AND METHOD FOR
`COlVllVIERClAL TRANSACTIONS USING A
`COlVIMUNICATIO‘I DEVICE
`
`Applicant: 4361423 Canada Inc., Montreal (CA)
`
`Inventors: Tai Kwan Jimmy Tang, Hong Kong
`(CN); Chi VVah Lo, Hong Kong (CN);
`Kenneth G. Mages, Chicago, IL (US)
`
`(73)
`
`Assignee: 4361423 Canada Inc., mon (CA)
`
`(58)
`
`(56)
`
`(*)
`
`Notice:
`
`Subject to any disclaimer, the term of this
`patent is extended or adjusted under 35
`U.S.C. 154(b) by 0 days.
`
`CN
`CN
`
`This patent is subject to a terminal dis-
`claimer.
`
`Field of Classification Search
`None
`See application file for complete search history.
`
`References Cited
`
`
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`Appl. No.: 15/236,408
`
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`
`Filed:
`
`Aug. 13, 2016
`
`(65)
`
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`
`(51)
`
`(52)
`
`Prior Publication Data
`
`US 2016/0350744 A1
`
`Dec. 1, 2016
`
`Related US. Application Data
`
`Continuation of application No. 15/068,731, filed on
`Mar. 14, 2016, now Pat. No. 9,443,239, Which is a
`(Continued)
`
`Int. Cl.
`G06Q 20/34
`G06K 7/00
`
`(2012.01)
`(2006.01)
`(Continued)
`
`US. Cl.
`CPC ......... G06Q 20/341 (2013.01); G06K 7/0004
`(2013.01); G06Q 20/325 (2013.01);
`(Continued)
`
`International Search Report for International Application No. PCT/
`USZOO9/036564 mailed on May 5, 2009 (2 pages).
`(Continued)
`
`Primary Examiner 7 Kristy A Haupt
`(74) Attorney, Agent, or Firm Nixon Peabody LLP
`
`ABSTRACT
`(57)
`An apparatus for elfecting commercial transactions with a
`server using a transaction card Via a communication device
`is provided. The apparatus includes a transaction device
`coupled with the communication device for capturing infor-
`mation from the transaction card and a controller for con-
`verting the captured card information into an encrypted
`audio signal and for transmitting the audio signal to the
`communication device. The communication device delivers
`the audio signal to the server for processing the commercial
`transaction.
`
`10 Claims, 4 Drawing Sheets
`
`ssem
`TransactiRnICorB yurfioa’cion _
`
`
`
`
`
`
`
`
`
`
`
`Remote
`
`Processor/Issuer
`
`
`
`Transaction - Communication
`Sewer
`Network
`
`
`SSSITI
`y
`RemRte Progfessor
`
`Square Exhibit 1001
`
`Page 1 of 16
`
`Square Exhibit 1001
`Page 1 of 16
`
`

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`US 9,613,351 B2
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`Page 2
`
`Related US. Application Data
`
`continuation of application No. 14/836,498, filed on
`Aug. 26, 2015, now Pat. No. 9,311,637, which is a
`continuation of application No. 14/673,181, filed on
`Mar. 30, 2015, now Pat. No. 9,269,084. which is a
`continuation of application No. 13/957,530, filed on
`Aug. 2, 2013, now Pat. No. 9,016,566, which is a
`continuation of application No. 13/283,314, filed on
`Oct. 27, 2011, now Pat. No. 8,534,554, which is a
`continuation of application No. 13/239,512, filed on
`Sep. 22, 2011, now Pat. No. 8,281,998, which is a
`continuation of application No. 13/162,001, filed on
`Jun. 16, 2011, now Pat. No. 8,286.875. which is a
`continuation of application No. PCT/IB2010/001367.
`filed on Feb. 10, 2010.
`
`(60) Provisional application No. 61/ 151,459, filed on Feb.
`10, 2009.
`
`(51)
`
`Int. Cl.
`G06Q 20/32
`1104L 29/06
`G06Q 20/42
`(52) US. Cl.
`CPC ..... G06Q 20/3272 (2013.01); G06Q 20/32 78
`(2013.01): G06Q 20/425 (2013.01): H04L
`63/0428 (2013.01); G06Q 2220/00 (2013.01)
`
`(2012.01)
`(2006.01)
`(2012.01)
`
`(56)
`
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`
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`OTHER PUBLICATIONS
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`International Search Report for International Application No. PCT/
`IB10/01367 on Nov. 16, 2010 (4 pages).
`7,896,248/Control No.
`Re-examination
`of US.
`Pat. No.
`95/001,620: Non—Final Action (dated Jul. 1. 2011) (21 pages).
`Re-examination
`of U S.
`Pat. No.
`7,896,248/Control No.
`95/001.620: Search Notes (1 page).
`7,896,248/Control No.
`Re-examination
`of US.
`Pat. No.
`95/001.620: Reexamination litigation review (1 page).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Control No.
`95/001.620: (1 page).
`7,896,248/Control No.
`Pat. No.
`Re-examination
`of US.
`95/001,620: “Turning your mobile into a magnetic stripe reader” by
`Louis
`Padilla Visdominc
`http://c1assic-wcb.archivc.org/wcb/
`2004102700171S/http://www.gaeucm.es/~padilla/extraword/
`mobilesoundtrackhtml retrieved Jun. 20, 2011 (4 pages).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Control No.
`95/001.620: “Siemens MC60 Cell Phone” Sep. 2, 2008 http://
`sicmphoncs .blogspot.com’2008/sicmcns-mc60-rcvicw.html
`(2
`pages).
`7,896,248/Control No.
`\Io.
`Pat.
`of US.
`Re-examination
`95/001.620: “Magnetic Stripe Reader Circuit” by Louis Padilla
`Visdoinine
`http: //Www.gae.11cm.ed/~padilla/extrawork/
`mobilesoundtrackhtml (7 pages).
`7,896,248/Control No.
`Re-examination
`of US.
`Pat. No.
`95/001.620: Oflice Communication 'lransmitml of Communication
`to Third Party Requester Inter PaItes Reexamination with Order
`Granting re-examination for inter panes re-examination and deci-
`sion granting inter partes examination with Information Disclosure
`Citation in a Patent (dated Jun. 10. 2011) (24 pages).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Condo No.
`95/00 .620: Reexamination litigation review (1 page) (dated Jun. 7,
`2011).
`7,896,248/Condo No.
`Pat. No.
`of US.
`Re-examination
`95/00 .620: Litigation Search Report CRU 3999 for U.S. Pat. No.
`7,896,248 (dated May 19, 2011) (11 pages).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Condo No.
`95/00 .620: Communication to USPTO retransmitting Ex libit 3
`filed with Request for Reexamination and Certification of Service
`(dated May 13, 2011) (2 pages).
`7,896,248/Condo No.
`Re-examination
`of US.
`Pat. No.
`95/00 .620: Request for Inter Partes Reexamination ofUS. Pat. No.
`7,896,248: Appendices A-G to Request for Inter Partes Reexami-
`nation of US. Pat. No. 7.896.248 (195 pages).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Condo
`95/00 .620: US. Pat. No. 7,896,248 (Exhibit 1) (13 pages).
`Re-examination
`of US.
`Pat. No.
`7,896,248/Condo No.
`95/00 .620: Information Disclostu‘e Citation in a Patent (Exhibit 2)
`(1 page)-
`No.
`7,896,248/Condo
`Pat. No.
`of US.
`Re-examination
`95/00 .620: “Reading Magnetic Cards (almost)
`for
`free” by
`Sebastien Bourdeaudocq (“Lekernel”). posted on Jan. 26. 2009 at
`http:// ekernelnet/blog/7p712 (Exhibit 3) (2 pages).
`
`
`
`No.
`
`
`
`Square Exhibit 1001
`
`Page 2 of 16
`
`Square Exhibit 1001
`Page 2 of 16
`
`

`

`of US.
`Re-examination
`95/001,620: Bib da a sheet.
`7,9 8,394/ Contro No.
`Re-examination 0 US. Pat. No.
`95/001,619 Non-Final Oifice Action (dated Jul. 1, 2011) (27 pages).
`Re-examination 0 US. Pat. No.
`7,9 8,394/ Contro No.
`95/001,619: Search Notes (1 page).
`7,9 8,394/ Contro No.
`Re-examination o ‘ US. Pat. No.
`95/001,619: Reexamination Litigation Review (1 page).
`Re-examination 0 US. Pat. No.
`7,9 8,394/ Contro No.
`95/001,619: (1 page).
`7,9 8,394/ Contro No
`Rte-examination
`0 US. Pat. No.
`95/001,619: “Siemens MC60 Cell Phone” Sep. 2, 2008 http://
`siemphones .blogspotconv200 8/siemens-mc60 -review.html
`(2
`pages).
`7.9 8.394/ Contro No.
`Re-examination 0 US. Pat. No.
`95/001,619: “LG Rumor 2 review” by Philip Beme, May 16, 2009
`http:/'/\WVw.infosyncworld.com’reviews/cell-phones/lg-rumor2./
`10184.html (3 pages).
`7,9 8,394/ Contro No.
`Re-examination
`o ‘ US. Pat. No.
`95/001.619: “Magnetic Stripe Reader Circuit” by Louis Padilla
`Visdornine
`http://wvwv.gae.ucrn.ed/~padilla/exn'awor'k’
`mobilesoundtrackh ml (7 pages).
`7,9 8,394/ Contro No.
`Re-exarnination 0 US. Pat. No.
`95/001,619: “Turning your mobile into a magnetic stripe reader" by
`Louis
`Padilla Visdomine
`http://classic-web.archive.org/web/
`20041027001715/http:/'/Www.gae.ucm.es/~padilla/extrawordj
`mobilesoundtrackh ml retrieved Jun. 20. 2011 (4 pages).
`
`Re-exarnination 0 US. Pat. No. 7,918,394/ Control No.
`
`
`
`95/001,619: 0 ice communication Transmittal of Communication
`to Third Party Requester Inter Partes Reexamination with Order
`Granting request for inter partes reexamination and Decision Grant-
`ing Inter Partes Examination dated Jun. 10, 2011 (26 pages).
`Re-exarnination of US. Pat. No. 7,918,394/ Control No.
`95/001.619: Reexamination litigation review (1 page) (dated Jun. 7.
`2011).
`Re-examination of US. Pat. No. 7,918,394/ Control No.
`95/001,619: 37 CFR 1.501 Information Disclosure Citatation in a
`Patent (Exhibit 2) dated Jun 4, 2010 (2 pages).
`Re-examination of US. Pat. No. 7.918.394/ Control No.
`95/001,619: Litigation Search Report CRU 3999 for ITS. Pat. No.
`7,918,394.
`Re-examination of US. Pat. No. 7,918,394/ Control No.
`95/001,619 History of US. Pat. No. 7,918,394 from LexisNexis
`dated May 16. 2011 (2 page).
`Re-examination of US. Pat. No. 7,918,394/ Control No.
`95/001,619: Communication to United States Patent and Trademark
`Oifice regarding applicant refilling Exhibits 3, 4, 6 and 7 filed with
`Request for Reexamination and Certificate of Service (dated May
`13. 2011) (2 pages).
`7,9 8,394/ Contro No.
`Re-examination
`o ‘ US. Pat. No.
`95/001,619: 37 CFR 1501 Information Disclosure Citation in a
`Patent (Exhibit 2) (2 pages).
`7,9 8,394/ Contro No.
`Re-exarnination 0 US. Pat. No.
`95/001.619: Request for Inter Partes Reexamination ofUS. Pat. No.
`7,918,394 (dated May 10, 2011) (57 pages).
`Re-examination 0 US. Pat. No.
`7,9 8,394/ Contro No.
`95/001,619: Appendices A-M to Request for Inter Partcs Reexami-
`nation ofUS. Pat. No. 7,918,394 (dated May 10, 2011) (237 pages).
`Re-examination 0 US. Pat. No.
`7.9 8.394/ Contro No.
`95/001,619: US. Pat. No. 7,91 8,394 (Exhibit 1) (dated Apr. 5, 2011)
`(9 pages).
`7,9 8,394/ Contro No.
`Re-examination 0 US. Pat. No.
`95/001,619: Information Disclosure Citation in a Patent (Exhibit 2:
`(2 pages).
`7,9 8,394/ Contro No.
`o ‘ US. Pat. No.
`Re-examination
`95/001,619: “Reading Magnetic Cards
`(almost)
`for
`free” by
`Sebastien Bourdeaudocq (“Lckernel”), posted on Jan. 26, 2 09 at
`http://lekernel.net/b og/’?p:l2 (Exhibit 3) (2 pages).
`
`
`
`
`
`
`
`
`
`
`
`
`
`US 9,613,351 B2
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`Page 3
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`(56)
`
`References Cited
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`
`Pat. No.
`
`7,896.248/Control No.
`
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`Re-examination of JS.
`95/00 .619: “Turning your mobile into a magnetic stripe reader” by
`Luis Padilla Visdomiile (“Padilla I”), dated Aug. 30. 2004 (Exhibit
`6) (4 pages).
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`Re-examination of JS.
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`Re-examiilation of JS.
`1at. No. 7,918,394/ Control No.
`95/00 ,619: Bib data sheet (1 page).
`Re-examination of JS.
`’at. No. 7.810,729/ Control No.
`95/00 ,618: Non-Final Oflice Action (dated Jul. 1, 2011) (25 pages).
`Re-examination of JS.
`)at. No. 7.810.729/ Control No.
`95/00 ,618: Search Notes (1 page).
`Re-examination of JS.
`3at. No. 7.810,729/ Control No.
`95/00 ,618: Reexamination Litigation Review (1 page).
`Re-examination of JS.
`3at. No. 7.810,729/ Control No.
`95/00 .618: (1 page).
`1at. No. 7.810,729/ Control No.
`Re-examiilation of JS.
`95/00 ,618: “Siemens MC60 Cell Phone” Sep. 2, 2008 http://
`siemp rones .blogspot.com/2008/siemens-mc60-review.html
`(2
`pages).
`)at. No. 7.810,729/ Control No.
`Re-examination of JS.
`95/00 ,618: “LG Rumor 2 review” by Philip Berne, May 16, 2009
`http://www.infosyncworld.com/reviews/cell-phones/lg-rumor2/
`10184.htm1.
`3at. No. 7.810,729/ Control No.
`Re-examination of JS.
`95/00 ,618: “Magnetic Stripe Reader Circuit” by Louis Padilla
`Visdomine
`http:.//www.gae.ucm.ed/~padilla/extrawork/
`mobilesoundtrackhtml ('7 pages).
`Re-examination of JS.
`’at. No. 7.810,729/ Control No.
`95/00 ,618: “Turning your mobile into a magnetic stripe reader” by
`Louis
`Padilla Viscomine
`http://c1assic-web.archive.org/web/
`20041 27001715/http://www.gae.ucm.es/~padilla./extraword/
`mobilesoundtrackhtml retrieved Jun. 20, 2011 (4 pages).
`Re-examination of JS. Pat. No. 7.810,729/ Control No.
`95/00 ,618: Litigation Search Report CRU 3999 (dated Jun. 14,
`2011) (27 pages).
`Re-examiilation of JS. Pat. No. 7.810,729/ Control No.
`95/00 ,618: Litigation Search Report CRU 3999 (dated Jun. 6,
`2011) (26 page).
`Re-examination of JS. Pat. No. 7.810,729/ Control No.
`95/00 ,618: Communication to the United States Patent and Trade—
`mark Oflice regarding re-transmittal of Exhibits 3. 4, 6 and 7 filed
`with the Request for {eexamination and Certification of Service
`(dated May 13, 2011) (2 pages).
`Re-examination of JS. Pat. No. 7.810,729/ Control No.
`95/001,618: Request for Inter Partes Reexamination ofUS. Pat. No.
`7,810,729 (dated May 11, 2011 ) (62 pages).
`Re-examination of JS. Pat. No. 7.810,729/ Control No.
`95/001,618: Appendices A-L to Request for Inter l’artes Reexami-
`nation of US. Pat. No. 7,810,729 (dated May 11, 2011 ) (259
`pages).
`Re-examiilation of JS. Pat. No. 7.810,729/ Control No.
`95/001,618: US. Pat. \Io. 7,810,729 B2 (Exhibit 1) (dated Oct. 12,
`2010) (9 pages).
`Re-examination of JS. Pat. No. 7.810,729/ Control No.
`95/001,618: 37 CFR 1.501 Information Disclosure Citation in a
`Patent (Exhibit 2) (2 pages).
`Re-examination of JS. Pat. No.
`95/001,618: Bib data sheet (1 page).
`to Complaint. Alfirmative
`Defendants First Amended Answer
`Defenses, and First Amended Counterclaims against Plaintiffs,
`Square,
`Inc. and Jaines McKelvey. Square,
`Inc. and James
`McKe/vey, Plaintiffs and Counterclaim Defendants, vs. REM Holdr
`ings 3, LL C, a Missouri LLC, Defendant and Counterclaim Plaintiif.
`Civil Action No. 4:10-cv-2243 SNLJ. United States District Court
`for the Eastern District of Missouri, Eastern Division. Filed May 24,
`2011 (24 pages).
`
`7.810,729/ Control No.
`
`Square Exhibit 1001
`
`Page 3 of 16
`
`Square Exhibit 1001
`Page 3 of 16
`
`

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`US 9,613,351 B2
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`Page 4
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`(56)
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`Reexmnination ofU.S Pat. No. 7,896,248/Control No. 95/001/,620:
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`Reexamination ofU.S. Pat. No. 7,896,248/Control No. 95/001/,620:
`“Square begins mking orders for free credit card reader,” http://
`latimesblogs.latimcs.com’tcchnology/2010/05/square.html, May
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`Reexamination ofU.S. Pat. No. 7.896.248/Control No. 95/001/.620:
`“Square ships about 500,000 card readers and launches square card
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`(Morley Declaration Exhibit B) (2 pages).
`Reexamination ofU.S. Pat. No. 7.896.248/Control No. 95/001/.620:
`“Square’s Pricing” https://squareup.com/pricing. (Morley Declara-
`tion Exhibit C) (1 page).
`Reexamination ofU.S. Pat. No. 7,896,248/Control No. 95/001/,620:
`“Dealbook of the New York Times” http://dealbook.nytimes.corIL’
`2011/06/29/unprofitable—square—valued—at-1-6-billion/.
`Jun.
`29.
`2011 (Morley Delcaration Exhibit D) (2 pages).
`Reexamination ofU.S. Pat. No. 7,896,248/Control No. 95/001/,620:
`“iPhonc Payments Smackdown: Square v. VerfiFonc” http://pymnts.
`corn/news/businesswire-feed/2009/december/ l 0/iphone-payments-
`smackdown-square-vs—V'erifone/7art:. Dec. 14. 2009 (Morley Dec-
`laration Exhibit E) (3 pages).
`Reexamination ofU.S. Pat. No. 7,896,248/Control No. 95/001/,620:
`“VeriFonc’s PAYwarc Mobile” http://Www.paywarcmobile.com/en/
`gallery (Morley Declaration Exhibit F) (2 pages).
`Reexamination ofU.S. Pat. No. 7.896.248/Control No. 95/001/.620:
`“Intuit’s Mophie Reader pricing” httpfl/mophieintuitcom (Vlorley
`Declaration Exhibit G) (1 page).
`Reexamination ofU.S. Pat. No. 7,896,248/Control No. 95/001/,620:
`“Roam Data’s Universal Secure Mobile Card Reader Solution
`Chosen by Intuit. Sage. Total Merchant Services. North American
`Bankcard.
`and Others,”
`http://VWWV.roamdata.com/news/roam-
`data%E2%800/699s-universal-secure-mobile-card-reader-solution-
`chosen-intuit-sage-total-merchant-serv. Feb. 22, 2011 (Morley Dec-
`laration Exhibit H) (3 pages).
`Reexamination ofU.S. Pat. No. 7.896.248/Control No. 95/001/.620:
`“Roam Data Secure Swipers Distributed with Intuit Go Payment in
`Verizon Retail Stores.” http://wvwv.roamdata.com/news/roam-data-
`secure-swipcrs-djstributcd-intuit-gopaymcnt-vcrizon-retail-storcs,
`Aug. 25, 2011 (Morley Declaration Exhibit J) (2 pages).
`
`
`
`
`
`Reexamination ofU S. Pat. No. 7,896.248/Control No. 95/001/,620:
`“Roam Data has Shipped 300,000 readers.” http://bostinno.com/
`20 1 1/0 8/1 O/roam-data-is-the-leading-provider—of—encrypted-mo-
`bile-readers-has-shippcd-over-300k-dcviccs/, Aug.
`10.
`2011
`(Morley Declaration Exhibit L) (3 pages).
`Reexamination ofU.S. )at. \Io. 7,896.248/Con rol No. 95/001/,620:
`“History of Blackberry” http://forums.crackberry.com’general-dis—
`cussion-fl/tirne1ine-history-research-motion-7 62, Oct. 25, 2007
`(Morley Declaration Exhibit M) (6 pages).
`Reexamination ofU.S. )at. No. 7,896.248/Conrol No. 95/001/,620:
`“History of the iPhone” http://en.wikipedia.org/wiki/IIistoryiofi
`theiiPhone,
`last modified Dec. 14, 2011 (Morley Declaration
`Exhibit N) (17 pages).
`Reexamination ofU.S. 2'at. No. 7,896.248/Conrol No. 95/001/,620:
`“The 50 Best Inventions of 2010.” Time. Print.
`Reexamination of U .S.
`‘at. No. 7,896.248/Conr01 No. 95/001/,620:
`Wen, Sam. Systems and Methods for Decoding Card Swipe Signals.
`Patent Application Publication 2011/0084140 Apr 14, 2011. Print.
`Reexamination ofU.S. 2'at. No. 7,896.248/Conrol No. 95/001/,620:
`“Magnetic
`Card
`Reader”
`http://web.archive.org/web/
`20071 12609 1 50 1/http://lekerne1.neb’scrapbook/cardreader.html
`(2
`pages).
`Reexamination ofU.S. )at.\Io.7,810.729/Con rol No. 95/001/,620:
`Declaration of David A Thompson. Sep. 29. 2011 (18 pages).
`Reexamination ofU S. )at. No. 7,810.729/Conrol No. 95/001/,620:
`Afiidavit of Christopher Butler, Sep. 22, 2011 (7 pages).
`Reexamination ofU.S. )at. No. 7,810.729/Conrol No. 95/001/,618:
`“Magnetic Stripe Reader Circuit” by Luis Padi la Visdomine, http://
`classic -web.archive.org/web/2003 02 1 8 1 83546/http2//www.gae.
`ucrn.es/~padilla/extraworldrnagamphtinl, Feb. 23, 2003.
`Amendment A filed in pending US. Appl. No. 12/932,544, Nov. 17,
`2011 (26 pages).
`Amendment Afiled in Pending US. Appl. No. 13/065,931, Nov. 17,
`2011 (13 pages).
`Inter Partes Reexamination Certificate, US. Pat. No. 7,918,394 C1,
`issued Jan. 17, 2012 (2 pages).
`USPTO Office Action and attached, mailed in pending U.S. Appl.
`No. 12/932,544. Feb. 28. 2012 (‘36 pages).
`USPTO Oflice Action and attachment. mailed in pending U.S. Appl.
`No. 12/065,931. Mar. 1, 2012 (16 pages).
`International Search Report and Witten Opinion mailed Jul. 16,
`2010 which issued in International Patent Application No. PCT/
`U820 0/001660 (11 pages).
`International Search Report and Witten Opinion mailed Mar. 30,
`2011which issued in International Patent Application No. PCT/
`US20 1/000137 (6 pages).
`7,810,729/Contro No.
`Pat. No.
`Re-examination
`of US.
`95/00 ,618: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Decision on Petition,
`dated Apr. 23, 2012 (4 pages).
`7,810,729/Contro No.
`Re-examination
`of U S.
`Pat. No.
`95/00 ,618: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Action Closing Pro s-
`ecution (nonfinal), dated Apr. 2, 2012 (38 pages).
`Re-examination
`of US.
`Pat. No.
`7,810,729/Contro No.
`95/00 ,618: dated Apr. 2, 2012 (2 pages).
`7,810,729/Contro No.
`Re-examination
`of US.
`Pat. No.
`95/00 ,618: Search Notes, dated Apr. 2, 2012 (1 page).
`Re-examination
`of US.
`Pat. No.
`7,810,729/Contro No.
`95/00 ,618: Information Disclosure Statement by Applicant, dated
`Mar. 8. 2012 (:4 pages).
`7,810,729/Contro No.
`Pat. No.
`Re-examination
`of US.
`95/00 ,618: Litigation Search Report CRU 3999 for US. Pat. No.
`7,810,729, dated Mar. 7, 2012 (32 pages).
`7,781,729/Contro No.
`Re-examination
`of US.
`Pat. No.
`95/00 ,618: Information Disclosure Statement by Applicant, dated
`Feb. 23. 2012 (4 pages).
`No.
`7,810,729/Contro
`Pat. No.
`Re-examination
`of US.
`95/00 ,618: Comments on Patent Owner’s Petition under 37 C.F.R.
`1.181/1.182 to Reopen Prosecution of Pending Inter Partes Reex—
`anrina ion of ’729 Patent, dated Feb. 17, 2012 (4 pages).
`
`
`
`
`
`Square Exhibit 1001
`
`Page 4 of 16
`
`Square Exhibit 1001
`Page 4 of 16
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`

`

`
`
`
`
`7,810.729/Conrol No.
`)at. No.
`of U.S.
`Re-examination
`95/001,6l8: Comments on Patent Owner’s Comments 0 Action
`Closing Prosecution (ACP) on ‘729 Patent, dated Feb. 17, 2012 (42
`pages).
`7,810.729/Conrol No.
`)at. No.
`of US
`Re-examination
`95/001,618: Declaration under 37 C.F.R. 1.132 of Bob Lee, dated
`Feb. 17, 2012 (7 pages).
`7,810.729/Conrol No.
`)at. No.
`Re-examination
`of U.S.
`95/001,618: Petition under 37 C.F.R. 1.181/1.182 to Reooen Pros-
`ecution, dated Jan. 17, 2012 (5 pages).
`7,810.729/Conrol No.
`Re-examination
`of U.S.
`)at. No.
`95/001,6l8: Response to Office Action mailed Dec. 14, 20l 1, dated
`Jan. 17, 2012 (35 pages).
`7,810.729/Conrol No.
`)at. No.
`Rc-examination
`of U.S.
`95/001,618 Supplemental Declaration under 37 C.F.R. 1.132 of
`Robert E. Morley, Jr., dated Jan. 17, 2012 (9 pages).
`Re-examination
`of US.
`)at. No.
`7,810.729/Con rol No.
`95/001,618: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Action Clo sing Pros-
`ecution, dated Dec. 14, 2011 (29 pages).
`7.810,729/Conrol No.
`Re-examination
`of U.S.
`)at. No.
`95/001,6l8: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Action Closing Pros-
`ecution, dated Nov. 23, 2011 (29 pages).
`7,810.729/Conrol No.
`Re-examination
`of US
`)at. No.
`95/001.618: dated Nov. 23. 2011 (2 pages).
`Re-examination
`of US.
`)at. No.
`7,810.729/Con rol No.
`95/001,618: Search Notes, dated Nov. 23, 2011 (1 page).
`Rc-examination
`of U.S.
`)at. No.
`7,810.729/Conrol No.
`95/001,618 Comments on Patent Owner’s Response to Office
`Action on ’729 Patent. dated Sep. 30. 2011 (26 pages).
`Re-examination
`of US.
`)at. No.
`7,810.729/Con rol No.
`95/001,618: Information Disclosure Statement, dated Sep. 28, 2011
`(5 pages).
`7,810.729/Conrol No.
`)at. No.
`of US
`Re-examination
`95/001.618: Information Disclosure Statement by Applicant. dated
`Sep. 1, 20H (5 pages).
`7,810.729/Conrol No.
`)at. No.
`Re-examination
`of U.S.
`95/001,618: Response to Office Action mailed Jul. 1, 2 11, dated
`Sep. 1, 2011 (39 pages).
`7.810,729/Conrol No.
`)at. No.
`Re-examination
`of U.S.
`95/001,6l8: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Order Granting/
`Denying Request for Inter Partes Reexamination. dated Jun. 23,
`2011 (24 pages).
`7.918,394/Control No.
`Pat. No.
`of U.S.
`Re-examination
`95/001,6l9: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Notice of Intent to
`Issue Inter Partes Reexamination Certificate, dated Oct. 26, 2011 (6
`pages).
`7.918,394/Control No.
`Pat. No.
`of U.S.
`Re-examination
`95/001,6l9: Search Notes, dated Oct. 26, 2011 (1 page).
`Re-examination
`of U.S.
`Pat. No.
`7,918.394/Control No.
`95/001,6l9: Issue Classification, dated Oct. 26. 2011 (1 page).
`Rte-examination
`of U.S.
`Pat. No.
`7,918.394/Control No.
`95/001.619: Litigation Search Report CRU 3999 for U.S. Pat. No.
`7,198,394, dated Oct. 20, 2011 (37 pages).
`Re-examination
`of U.S.
`Pat. No.
`7,918.394/Control No.
`95/001,6l9: Search Notes, dated Jul. 1, 2011 (1 page).
`Rte-examination
`of U.S.
`Pat. No.
`7,896.248/Control No.
`95/001.620: Transmittal of Communication to Third Party
`Requester in Inter Partes Reexamination with Right of Appeal
`Notice, dated Jun. 11, 2012 (26 pages).
`
`US 9,613,351 B2
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`Page 5
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`(56)
`
`References Cited
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`
`
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`Sep. 1, 2011 (5 pages).
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`
`
`
`’1‘ cited by examiner
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`Square Exhibit 1001
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`Page 5 of 16
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`Square Exhibit 1001
`Page 5 of 16
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`U.S. Patent
`
`Apr. 4,2017
`
`Sheet 1 014
`
`US 9,613,351 B2
`
`Transaction/Communication
`Assembly
`
`
`
`Transaction
`Communication
`Device
`Device
`|_ _________________ _____|
`
`
`
`14
`
`26
`
`Communication
`Network
`
`
`
`
`
`
`ransaction I.-
` Communication
`Network
`
`
`Re mote Processor
`Assembly
`
`—T
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`FIG. 2
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`Square Exhibit 1001
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`Page 6 of 16
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`U.S. Patent
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`Apr. 4, 2017
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`Sheet 2 of 4
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`US 9,613,351 B2
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`FIG. 3
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`
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`
`
`
`FIG. 4
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`Square Exhibit 1001
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`Square Exhibit 1001
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`U.S. Patent
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`Apr. 4,2017
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`Sheet 3 014
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`US 9,613,351 B2
`
`
` Transaction/Commun ication
`
`Assemb y|
`
`Communication
`Device
`
`14
`
` _______|
`
`
`
`Communication
`Network
`
`
`
`__
`
`
`
`Transaction -
`I Remote
`Processor] Issuer
`S
`Communication
`
`erver
`Network
`
`
`
`Remxtszgwbfissw
`
`22
`
`FIG. 6
`
`
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`Square Exhibit 1001
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`U.S. Patent
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`Apr. 4,2017
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`Sheet 4 014
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`US 9,613,351 B2
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`16'\
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`12'
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`FIG. 7
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`
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`FIG. 8
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`Square Exhibit 1001
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`US 9,613,351 B2
`
`1
`APPARATUS AND METHOD FOR
`COMMERCIAL TRANSACTIONS USING A
`COMMUNICATION DEVICE
`
`
`
`CROSS—REFER 4 NC E TO R E I ATED
`
`
`APPLICATIONS
`
`10
`
`15
`
`This application is a continuation of and claims priority to
`U.S. patent application Ser. No. 15/068,731, filed Mar. 14,
`2016, now allowed. which is a continuation of U.S. patent
`application Ser. No. 14/836,498, filed Aug. 26, 2015, now
`U.S. Pat, No. 9,311,637, which is a continuation of U.S.
`patent application Ser. No. 14/673,181, filed Mar. 30, 2015,
`now U.S. Pat. No. 9,269,084, which is a continuation of Ser.
`No. 13/957,530, filed Aug. 2, 2013, now U.S. Pat. No.
`9,016,566, which is a continuation ofU.S. patent application
`Ser. No. 13/283,314, filed Oct. 27, 2011, now U.S. Pat. No.
`8,534,554, which is a continuation of U.S. patent application
`Ser. No. 13/239512, filed Sep. 22. 2011, now U.S. Pat. No.
`8,281,998, which is a continuation of U.S. patent application
`Ser. No. 13/162,001, filed Jun. 16, 2011, now U.S. Pat, No,
`8,286,875, which is a U.S. National Stage of International
`Application No. PCT/IB2010/001367, filed Feb. 10, 2010,
`which claims the benefit of U.S. Provisional Application No.
`61/151,459, filed Feb. 10, 2009, each of which are hereby '
`incorporated by reference herein in its entirety.
`FIELD OF THE INVENTION
`
`invention relates to an apparatus and a
`The present
`method for commercial transactions using a communication
`device. More particularly, but not exclusively, the present
`invention relates to an apparatus and a method of transac-
`tions via a wireless or a landline communications device
`using a transaction card.
`
`
`