Patent Application
`Docket #20661/438
`
`-;i.1s?:i.J 115
`
`CERTff!CATE Of
`BY E(PRESS
`Lapel No. 'Iij.,
`"EXPRESS MAIL"
`./7.t,(,,
`Date of
`I hereby cer ti r y :e1ia t this
`or fee
`is being ·deposJ tea with the U.S. Postal
`Service "Express
`Po.sc Office to
`Addressee" sen·iC:e under 3.7 CFR 1.10 O:".
`the date tndicated above and ls
`
`METHOD, APPARATUS, AND SYSTEM FOR TRANSFERING
`UNITS OF VALUE
`
`the benefit of U.S.
`60/004,510,
`filed
`
`RELATED APPLICATIONS
`This application claims
`Provisional
`Application
`No.
`September 29, 1995.
`The
`following applications of
`contains
`related
`subject matter
`incorporated by reference:
`Serial No.: unknown, filed January 31,· 1996,
`entitled METHOD, APPARATUS, SYSTEM AND FIRMWARE FOR
`SECURE TRANSACTIONS;
`
`common assignee
`and
`are
`hereby
`
`5
`
`10
`
`IPDAL' 7297 J. 1I20661-438
`
`244MAX001207
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-1
`
`
`Docket #20661/438
`
`-;i.1s?:i.J 115
`
`CERTff!CATE Of
`BY E(PRESS
`Lapel No. 'Iij.,
`"EXPRESS MAIL"
`./7.t,(,,
`Date of
`I hereby cer ti r y :e1ia t this
`or fee
`is being ·deposJ tea with the U.S. Postal
`Service "Express
`Po.sc Office to
`Addressee" sen·iC:e under 3.7 CFR 1.10 O:".
`the date tndicated above and ls
`
`METHOD, APPARATUS, AND SYSTEM FOR TRANSFERING
`UNITS OF VALUE
`
`the benefit of U.S.
`60/004,510,
`filed
`
`RELATED APPLICATIONS
`This application claims
`Provisional
`Application
`No.
`September 29, 1995.
`The
`following applications of
`contains
`related
`subject matter
`incorporated by reference:
`Serial No.: unknown, filed January 31,· 1996,
`entitled METHOD, APPARATUS, SYSTEM AND FIRMWARE FOR
`SECURE TRANSACTIONS;
`
`common assignee
`and
`are
`hereby
`
`5
`
`10
`
`IPDAL' 7297 J. 1I20661-438
`
`244MAX001207
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-1
`
`
`
`no
`l'!J/
`
`1
`
`J...;t
`
`• .) )
`
`Patent Application
`Docket #20661/438
`ial No.: unknown, filed January 31, 1996,
`TRANSFER OF VALUABLE INFORMATIONBETWEF;N A
`ODULE AND ANOTHER MODULE.
`
`5
`
`10
`
`15
`
`20
`
`BACKGROUND OF THE INVENTION
`Technical Field of the Invention
`The present invention relates to a method, apparatus
`and system for transferring money or its equivalent
`electronically.
`In particular, in an electronic module
`based
`the module can be configured to provide at
`least secure data transfers or to authorize monetary
`transactions.
`Description of Related...-AU;.
`Presently, credit cards that have a magnetic strip
`are
`a
`preferred monetary
`them,
`associated with
`transaction medium in the market place. A card user can
`take the card to an automatic cash machine, a local store
`In many
`or a bank and make monetary transactions.
`instances the card is used, via a telephone interface to
`make monetary exchanges. The magnetic strip card is used
`to help identify the card and user of the card. The card
`provides a relatively low level cf
`:3ecurity for the·
`
`I
`
`7297 l. l / 20661-4 38
`
`2
`
`I I
`
`244MAX001208
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-2
`
`
`
`Patent Application
`Docket #20661/438
`with.
`The certificate can contain
`a variety of
`information.
`In particular, the certificate may contain:
`
`1)
`
`2)
`
`3)
`
`4)
`
`who
`the module user via
`is
`registration number.
`
`a
`
`unique
`
`when the transaction took place via a true-time
`stamping of the transaction.
`
`the
`where
`registered
`identification.
`
`transaction
`module
`
`a
`took place via
`interface
`si.te
`
`security information via uniquely serialized
`transactions and digital signitures on message
`digests.
`
`5)
`
`module status indicated as valid,
`1 expired.
`
`lost., or
`
`5
`
`10
`
`15
`
`Al though a preferred embodiment of the method and
`apparatus of the present invention has been illustrated
`
`I PDAL' 72973. 1/20661-138'
`
`118
`
`244MAX001324
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-3
`
`
`
`Patent Application
`Docket #20661/438
`the accompanying Drawings and described
`in
`the
`in
`foregoing Detailed Description, it will be understood
`that
`the
`invention is not
`limited t:o
`the embodiment
`disclosed, but is capable of numerous rearrangements,
`modifications and substitutions without departing from
`the spirit of the invention as set forth and defined by
`the following claims.
`
`, 5
`
`I PDl'IL: 72 973. i/ 20 6 61-438
`
`119
`
`244MAX001325
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-4
`
`
`
`Patent Application
`Docket #20661/438
`
`an
`
`amount
`
`requested
`
`to
`
`said
`
`WHAT IS CLAIMED IS:
`A method for adding a monetary equivalent to an
`1.
`electronic module, comprising the steps of:
`a.
`placing the module in communicat:'..on with an
`electronic device;
`b.
`indicating
`electronic device;
`c.
`communicating a random number from said module
`to said electronic device;
`d.
`combining said random number and said amqunt
`f:.t I
`,,111¢
`requested thereby creating a first da1:a
`in said
`electronic device;
`e.
`encrypting said first data packet with a first
`thereby creating a
`signed certificate
`in said
`key
`electronic device;
`communicating said signed certificate from said
`f.
`electronic device to safd module;
`g.
`decrypting said signed
`certificate in said
`. ·
`/
`module with a second key thereby
`creating a
`random number and a decrypted amount requested;
`
`...
`
`.... ·.·.··
`
`.
`
`1
`2
`3
`4
`5
`6
`7
`8
`9
`10
`11
`12
`·1j
`14
`15
`16
`17
`18
`19
`
`I?DAL,72973.1/20661·08
`
`120
`
`244MAX001326
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-5
`
`
`
`Patent Application
`Docket #2 06 61I4 3.8
`comparing
`said
`number with
`said
`random
`h.
`decrypted random number and determining if they match in
`said module; and
`adding said- decrypted amount. requested to a
`i.
`money register in said module.
`
`further comprising,
`The method of claim 1,
`2.
`after step b,
`the step of communicating- a module
`identification
`from said module
`to said electronic
`device.
`
`The method of claim 2, wherein the step d of
`3.
`combining further comprises the step of combining said
`module indentification with said random number and said
`amount requested prior thereby c:reatin9 said first data
`packet in said electronic device.
`
`The method of claim 3, wherein the step of g of
`4.
`decrypting further comprises
`the step of creating a
`decrypted module identification.
`
`20
`21
`22
`23
`24
`
`1
`2
`3
`4
`
`1
`2
`3
`4
`5
`
`1
`2
`3
`
`HDAL,72973.1/20661-438
`
`121
`
`244MAX001327
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-6
`
`
`
`Patent Application
`Docket #20661/438
`5.
`The method of claim 4, wherein the step h of
`comparing further comprises the step of comparing said
`module
`identification
`and
`said
`decrypted module
`identification and determining if they match.
`
`6.
`portable.
`
`method of claim 1, wherein said
`
`is
`
`The method of claim 1, wherein said first key
`7.
`is a private key and said second key is a public key.
`
`The method of claim 1, wherein said module is
`8.
`programmable.
`
`9. Method of metering a monetary equivalent out of
`and into an electronic equipment, comprising the
`a
`steps of:
`placing
`said
`a.,
`electror.ic
`communication with said module;
`reading
`a module
`b.
`electronic equipment;
`
`identifier with
`
`said
`
`equipment
`
`in
`
`1
`2
`3
`4
`
`1
`2
`
`1
`2
`
`1
`2
`
`1
`2
`3
`4
`5
`6
`7
`
`IPDAL: 7297 J. 1/20661-438
`
`122
`
`244MAX001328
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-7
`
`
`
`Patent Application
`Docket #20661/438
`combining a first random number, a number of
`c.
`units to be metered and said module ;Ldentifier in said
`electronic equipment
`thereby creating
`a
`first data
`packet;
`d.
`in said
`encrypting said first data packet
`electronic equipment with a first key thereby creating an
`encrypted first data packet;
`passing said encrypted first data packet and a
`e.
`requested monetary value from said electronic equipment
`to said module;
`subtracting said requested monetary value from
`f.
`a money register in said module; and
`g.
`incrementing
`a
`transaction ccunt
`module.
`
`in said
`
`io. The method of claim 9, wherein after step g
`said method further comprises the stE:ps of:
`h.
`count,
`said
`combining
`said
`transaction
`requested monetary value, and said encrypted first data
`packet in said module and thereby creating a second data
`packet;
`
`8
`9
`10
`11
`12
`13
`14
`15
`16
`17
`18
`19
`20
`21
`
`1
`2
`3
`4
`/5
`6
`
`!PDAL' 72 97 3 .1 I 20661-08
`
`123
`
`244MAX001329
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-8
`
`
`
`Patent Application
`Docket #20661/438
`encrypting said second data packet with a
`i.
`second key in said module thereby creating an encrypted
`second data packet; and
`passing said encrypted second packet to said
`j .
`electronic equipment.
`
`11. The method of claim 10, furth•=r comprising the
`steps of:
`k.
`decrypting said encrypted second data packet
`with a third key in said electronic e:quiprr.ent thereby
`creating a decrypted second data packet;
`determining whether said -requested monetary
`1.
`amount sent to said module is the
`;3ame as
`in said
`decrypted second data packet; and
`m.
`determining whether said encrypted first data
`packet sent
`to said module is . the
`;Sarne as
`in said
`decrypted second data packet.
`
`12. The method cif claim 10, further comprising the
`steps of:
`o.
`sending said encrypted second data packet from
`said electronic
`to a provider;
`
`7
`8
`9
`10
`11
`
`1
`2
`3
`4
`5
`6
`7
`8
`9
`10
`11
`
`1
`2
`3
`4
`
`!PDAL,72973. l/ 20661-438
`
`124
`
`244MAX001330
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-9
`
`
`
`Patent Application
`Docket #20661/438
`p.
`decrypting said encrypted second data packet
`with a fourth key by said provider; and
`q.
`decrypting said encrypted first data packet
`with a fifth
`provider.
`by
`
`13. The method of claim 9, wherein said encryption
`'
`step utilizes a predetermined encryption technique.
`
`of
`14. The method
`claim
`13' wherein
`said
`predetermined encryption technique is an RSA technique.
`
`15. The method of claim 9, wherein said module is
`programmable.
`
`receiving and transmitting
`
`said
`
`connected
`
`to
`
`circuit
`rac•7
`to
`\ connected
`circuit,
`said
`for performinq encryption and
`said apparatus being adapted to
`
`5
`6
`7
`8
`
`1
`2
`
`1
`2
`
`1
`2
`
`l
`2
`3
`4
`5
`6
`7
`8
`
`16.
`encrypted
`an
`a
`input/output in
`a
`microprocesso
`I
`
`·rPDAL: 72973 .1/20661-438
`
`125
`
`244MAX001331
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-10
`
`
`
`9
`10
`
`receive an encrypted
`decrypt
`
`I'atent Application
`Docket #20661/438
`ta packet and being adapted to
`data packet via a key.
`
`17.
`
`used
`
`wherein said key
`algorithm.
`
`18. The
`apparatus is a
`
`of claim 16, wherein said
`ct portable module
`
`19. The
`input/output
`contact.
`
`of claim 16, wherein said
`at least a single conductive
`
`20. The
`input/output in
`
`claim 16, wherein said
`0
`s a one-wire in:t:erfa)Ce.
`
`1
`2
`
`1
`2
`
`1
`2
`3
`
`1
`2
`
`1
`2
`3
`4
`s
`
`21.
`encrypted
`an
`a
`input/output interface;
`
`paratus for receiving and transmitting
`comprising:
`interface;
`circuit
`
`connected
`
`to
`
`said
`
`IPDAL:72973. l/ 20651-438
`
`126
`
`244MAX001332
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-11
`
`
`
`Patent Application
`Docket #20661/438
`to
`a
`coprocessor
`ircuit,
`connected
`said
`microprocessor circuit
`for performin9. encryption and
`decryption algorithms, said apparatus being adapted to
`encrypt a data packet using a key and to transmit said
`encrypted data packet ut of said input/output interface.
`
`22. The apparat s of.claim 21, wherein said data
`packet contains at 1 ast a random number.
`
`23. The
`apparatus
`
`of claim 21, wherein said
`
`24. The
`2:::, f wherein said
`of claim
`apparatus is prog ammable via object oriented software.
`
`25. The
`apparatus
`pairs.
`
`21, wherein said
`)f producing random encryption key
`
`26. The a paratus of claim 21, further comprising
`memory means f r storing a predetermined program, said
`memory means b ing connected to said microprocessor.
`
`6
`7
`8
`9
`10
`
`1
`2
`
`1
`2
`
`1
`2
`
`1
`2
`3
`
`1
`2
`3
`
`I PDAL: 72 97 3. 1I20661-4 38
`
`1:27
`
`244MAX001333
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-12
`
`
`
`Patent Application
`Docket #20661/438
`
`f claim 21, further comprising
`for
`count inq
`a
`number of
`apparatus
`performs,
`said
`being
`connected
`to
`said
`
`comprising
`1me stamping trans::tctions performed
`timing circuit being connected to
`
`27.
`transaction
`a
`transactions
`transaction
`microprocessor.
`
`28.
`a timing
`
`1
`2
`3
`4
`5
`
`1
`2
`3
`4
`
`IPDAL:7297J .1/ 20661-436
`
`128
`
`244MAX001334
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-13
`
`
`
`Patent Application
`Docket #20661/438
`
`ABSTRACT OF THE DISCLOSURE
`to an eleotronic
`The present
`invention relates
`specifically,
`module used for secure transactions.
`the electronic module is capable of passin9 encrypted
`information back and forth between a service provider's
`equipment via a secure, encrypted technique so that money
`and other valuable data
`can
`be
`securely passed
`'
`electronically.
`The module
`is capable of being
`programmed,
`keeping
`track of
`real
`time,
`recording
`transactions for later review, and creating encryption
`key pairs.
`
`5
`
`10
`
`I PDAL,72 97 3. 1I20661-4 38
`
`129
`
`j
`
`244MAX001335
`
`Maxim Integrated Products Ex. 2007
`Compass Bank et al. v. Maxim, CBM2015-00101
`Page 2007-14
Accessing this document will incur an additional charge of $.
After purchase, you can access this document again without charge.
Accept $ Charge
Still Working On It
This document is taking longer than usual to download. This can happen if we need to contact the court directly to obtain the document and their servers are running slowly.
Give it another minute or two to complete, and then try the refresh button.
A few More Minutes ... Still Working
It can take up to 5 minutes for us to download a document if the court servers are running slowly.
Thank you for your continued patience.
This document could not be displayed.
We could not find this document within its docket. Please go back to the docket page and check the link. If that does not work, go back to the docket and refresh it to pull the newest information.
Your account does not support viewing this document.
You need a Paid Account to view this document. Click here to change your account type.
Your account does not support viewing this document.
Set your membership
status to view this document.
With a Docket Alarm membership, you'll
get a whole lot more, including:
- Up-to-date information for this case.
- Email alerts whenever there is an update.
- Full text search for other cases.
- Get email alerts whenever a new case matches your search.
One Moment Please
The filing “” is large (MB) and is being downloaded.
Please refresh this page in a few minutes to see if the filing has been downloaded. The filing will also be emailed to you when the download completes.
Your document is on its way!
If you do not receive the document in five minutes, contact support at support@docketalarm.com.
Sealed Document
We are unable to display this document, it may be under a court ordered seal.
If you have proper credentials to access the file, you may proceed directly to the court's system using your government issued username and password.
Access Government Site
