`
`UNITED STATES DISTRICT COURT
`DISTRICT OF DELAWARE
`
`BENEFIT FUNDING SYSTEMS LLC, AND
`RETIREMENT CAPITAL ACCESS
`MANAGEMENT COMPANY LLC
`
`Plaintiffs,
`
`v.
`
`REGIONS FINANCIAL CORPORATION
`
`Defendant.
`
`§
`§
`§
`§
`§ CIVIL ACTION No.
`§
`§
`§
`§
`§
`§
`§
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`JURY DEMANDED
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`COMPLAINT
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`Plaintiffs, Benefit Funding Systems LLC and Retirement Capital Access Management
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`Company LLC (collectively, the "Plaintiffs"), complain of patent infringement by Regions Financial
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`Corporation ("Regions"), and allege as follows:
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`I. PARTIES, JURISDICTION, AND VENUE
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`1.
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`Plaintiff Benefit Funding Systems LLC is a limited liability corporation organized and
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`existing under the laws of the State of Delaware.
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`2.
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`Plaintiff Retirement Capital Access Management Company LLC is a limited liability
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`corporation organized and existing under the laws of the State of Delaware.
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`3.
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`Defendant Regions Financial Corporation is a corporation organized and existing
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`under the laws of the State of Delaware.
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`4.
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`This is an action arising under the patent laws of the United States, 35 U.S.c. §§ 101
`
`et seq. This Court has subject matter jurisdiction under 28 U.S.C. §§ 1331 and 1338(a).
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`5.
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`This Court has personal jurisdiction over Defendant by virtue of its incorporation in
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`the State of Delaware and by availing itself of the laws and protections of this Judicial District.
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`PAGE 1
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`Petitioners Ex. 1009
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`PET_00307
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`
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`Case 1:99-mc-09999 Document 510 Filed 06/22/12 Page 2 of 4 PageID #: 32855
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`6.
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`Venue is proper in this Judicial District under 28 U.S.C. §§ 1391(b), 1391(c), and
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`1400(b).
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`II. FACTUAL BACKGROUND
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`7.
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`United States Patent No. 6,625,582 B2 ("the '582 patent"), entitled "Method and
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`System for Converting a Designated Portion of Future Social Security and Other Retirement
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`Payments to Current Benefits," was duly and legally issued by the United States Patent and
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`Trademark Office on September 23,2003. Exhibit A is a true and correct copy of the '582 patent.
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`8.
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`Plaintiff Retirement Capital Access Management Company LLC is the owner by
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`assignment of all rights, title, and interest in and to the' 5 82.
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`9.
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`Plaintiff Benefit Funding Systems LLC is the exclusive licensee of the '582 patent.
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`10.
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`Defendant has made, offered for sale, used, and/or caused to be used computerized
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`systems and methods that embody or practice one or more claims covered by the' 5 82 patent within
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`the United States. On information and belief, Defendant uses and causes to be used computerized
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`services, such as those marketed under the phrase "Regions Ready Advance," that involve, among
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`other things, obtaining authorization to periodically withdraw a portion of future Social Security
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`benefit payments, that are directly deposited into an account, in exchange for providing a monetary
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`benefit based at least in part on the present value of a portion of the future Social Security benefit
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`payments, and doing so without violating laws against alienation of Social Security benefits.
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`PAGE 2
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`PET_00308
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`Case 1:99-mc-09999 Document 510 Filed 06/22/12 Page 3 of 4 PageID #: 32856
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`III. CLAIMS
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`COUNT I
`PATENT INFRINGEMENT
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`11.
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`Defendant has infringed the' 5 82 patent.
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`12.
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`Defendant's infringement of the '582 patent has damaged and will continue to
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`damage Plaintiffs.
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`13.
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`Defendant's infringement of the '582 patent has caused and will continue to cause
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`Plaintiffs irreparable harm unless enjoined by the Court.
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`IV. DEMAND FOR JURY TRIAL
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`14.
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`Plaintiffs request a jury to hear this action.
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`V. PRAYER FOR RELIEF
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`F or these reasons, Plaintiffs respectfully request that this Court enter judgment in their favor
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`and grant the following relief:
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`a)
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`b)
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`Adjudge that Defendant has infringed the '582 patent;
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`Enter an order preliminarily and permanently enjoining Defendant from any further
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`acts of infringement of the '582 patent;
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`c)
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`Award Plaintiffs damages in an amount adequate to compensate them for Defendant's
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`infringement of the ' 582 patent, but in no event less than a reasonable royalty under 35 U.S.C. § 284;
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`d)
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`Enter an order awarding Plaintiffs pre- and post-judgment interest on damages
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`awarded and their costs under 35 U.S.C. § 284; and
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`e )
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`Award such other relief as the Court may deem appropriate and just.
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`PAGE3
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`PET_00309
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`
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`Case 1:99-mc-09999 Document 510 Filed 06/22/12 Page 4 of 4 PageID #: 32857
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`Date: June 22, 2012
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`Respectfully submitted,
`
`FARNANLLP
`
`lsi Michael J. Farnan
`Brian E. Farnan (Bar No. 4089)
`Michael J. Farnan (Bar No. 5165)
`919 N. Market Street, 12th Floor
`Wilmington, Delaware 19801
`(302) 777-0300
`(302) 777-0301
`mfarnan@farnanlaw.com
`
`A TTORNEYS FOR PLAINTIFFS
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`PAGE4
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`PET_00310
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`