CURRICULUM VITAE
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`Michael J. Miller
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`21253 N 825 East Road
`Carlock, IL 61725
`E-Mail: mmiller@ask-epic.com
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`ILLINOIS STATE UNIVERSITY
` Bachelor of Science – 1968
` Major – Mathematics
` Minor – Accounting
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`Estimated study time exceeding 3,000 hours
`necessary for completion of 10 qualifying exams for
`membership in Casualty Actuarial Society (CAS).
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`Participation as an attendee and on the faculty
`of the CAS Loss Reserve Seminar, the CAS
`Ratemaking Seminar, and other CAS educational
`seminars on special topics, such as rate of return
`and underwriting practices.
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`Meet all continuing education requirements of the
`American Academy of Actuaries necessary to sign
`a public actuarial opinion.
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`Casualty Actuarial Society (CAS)
` Associate Member
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` Fellow
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`American Academy of Actuaries (AAA)
`Conference of Consulting Actuaries
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` Fellow
`International Actuarial Association
`Midwestern Actuarial Forum
`Chartered Life Underwriter (CLU)
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`1971
`1981
`1975-2009
`2002-2004
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`NAME:
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`BUSINESS ADDRESS:
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`EDUCATION:
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`CONTINUING
`EDUCATION:
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`MEMBERSHIP IN
`PROFESSIONAL
`ORGANIZATIONS:
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`CAS Committee on Risk Classification,
` Member
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` Chairman
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`CAS Committee on Principles of Ratemaking
` Member
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` Chairman
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`CAS Examination Consultant
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`CAS Long-Range Planning Committee
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`CAS Board of Directors
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`CAS Officer,
` Vice President – Research and Development
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`CAS Task Force on Non-Traditional Practice Areas
` Chairman
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`1982-1984
`1983-1984
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`1985-1987
`1991-1992
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`1987-1990
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`1993-1994
`1997-2000
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`1992-1993
`2001-2003
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`1993-1996
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`1998-2000
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`CAS/SOA Joint Task Force on Financial Engineers
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`1998-2001
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`AAA, Liaison Committee to the National
` Association of Insurance Commissioners
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`1985-1988
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`Actuarial Education and Research Fund
` Board of Directors
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`AAA, Casualty Practice Council
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`Property Casualty Committee of Actuarial
` Standards Board, Member
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`Chairman of Ratemaking Subcommittee
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`Chairman of Property/Casualty Committee
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`Midwestern Actuarial Forum
` Education Officer
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` President
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`State Farm Insurance
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`M. J. Miller and Company
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`Tillinghast
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`Miller, Herbers, Lehmann, & Associates, Inc.
`EPIC Consulting, LLC
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`1994-1996
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`1990-1993
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`1987-1993
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`1987-1988
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`1989-1993
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`1986-1987
`1988
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`1967-1984
`1984
`1984-1993
`1994-2002
`2003-Present
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`PROFESSIONAL
`ACTIVITIES:
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`EMPLOYMENT
`HISTORY:
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`PROFESSIONAL
`PUBLICATIONS:
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`Courts in Alabama, California, Florida, Minnesota, Mississippi, New
`Hampshire, Pennsylvania.
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` 3
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`“Private Passenger Automobile Insurance
`Ratemaking”, Proceedings of CAS, Volume LXVI.
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`“Review – Risk Classification Standards by
`Walters”, Proceedings of CAS, Volume LXVIII.
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`“A History of the Rating and Regulation of
`Personal Car Insurance in the United States”,
`The Institute of Actuaries of Australia, February, 1990.
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`“An Evaluation of Surplus Allocation Methods
`Underlying Risk Based Capital Applications”,
`CAS Discussion Paper Program, Volume I, 1992.
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`“How to Successfully Manage the Pricing Decision
`Process”, CAS Discussion Paper Program, 1993.
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`“Building a Public Access PC-Based DFA Model”,
`CAS Forum, Summer 1997, Volume 2.
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`“Auto Choice: Whose Fault Is It Anyway”, Contingencies,
`January/February 1998
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`“Actuarial Implications of Texas Tort Reform”, CAS Forum,
`Spring 1998.
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`“The Relationship of Credit-Based Insurance Scores to Private
`Passenger Automobile Insurance Loss Propensity”, June 2003.
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`“Disparate Impact and Unfairly Discriminatory Insurance Rates”, CAS
`Ratemaking Call Paper Program, February 2009.
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`Faculty member on National Association of Insurance
`Commissioners’ orientation program for new insurance
`commissioners, 1987-1994.
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`Faculty member on National Association of Independent
`Insurers’ seminars on ratemaking and loss reserving.
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`“Key Provision in Rate Filings”, Society of State Filers.
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`Numerous presentations at educational seminars and meetings
`conducted by the Casualty Actuarial Society on topics including
`ratemaking, loss reserving, underwriting, risk classification
`and rate of return.
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`Rate Regulatory Hearings in Alberta, California, Florida, Georgia,
`Louisiana, Maryland, Massachusetts, Michigan, Mississippi,
`New Brunswick, New Jersey, New York, North Carolina, Ohio,
`Oklahoma, Ontario, Pennsylvania, Texas, Vermont, West Virginia,
`and Wyoming.
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`PRESENTATIONS:
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`EXPERT TESTIMONY:
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